People with Parkinson’s Disease in Missouri may qualify for Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), Medicaid waivers, and ABLE accounts. In 2025, benefit amounts and eligibility rules will change slightly due to inflation adjustments. This guide explains how to apply, what benefits are available, and how to manage your money.
To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) with Parkinson’s Disease, you must meet the Social Security Administration’s (SSA) definition of disability. This means your condition must be severe enough to prevent you from doing substantial work and is expected to last at least 12 months or result in death. You must also meet work and income requirements. For SSDI, you need enough work credits (usually 40, with 20 in the last 10 years). For SSI, your income and resources must be below certain limits. The SSA uses a medical listing for Parkinson’s Disease (Listing 11.06) to decide if your symptoms are severe enough to qualify. If you don’t meet the listing exactly, you may still qualify if your condition limits your ability to work.
Parkinson’s Disease is considered a disabling condition if it causes significant movement problems, cognitive issues, or other symptoms that prevent you from working.
In Missouri, people with Parkinson’s Disease may also qualify for state-specific programs like Medicaid waivers and the MO ABLE program. Medicaid waivers help pay for home and community-based services, such as personal care, therapy, and assistive devices. To qualify for a waiver, you must meet both federal disability rules and Missouri’s financial and functional requirements. The MO ABLE program lets you save money without losing benefits. You must have a qualifying disability that began before age 26. Missouri also has income limits for Medicaid and other state benefits. For 2025, the maximum annual income for MO HealthNet for the Aged and Disabled is $20,814 for a single person. These limits may change each year.
If you have Parkinson’s Disease, you may qualify for these programs if you meet the eligibility rules.
Step 1: Review the SSA’s disability requirements for Parkinson’s Disease. Make sure your condition is severe enough to prevent you from working.
Step 2: Collect medical records, doctor’s notes, and a list of treatments. Include information about how Parkinson’s Disease affects your daily life.
Step 3: Apply for SSDI or SSI. You can apply online at the SSA website, by phone at 1-800-772-1213, or in person at a local SSA office.
Step 4: If you need help with daily living, apply for a Missouri Medicaid waiver. Contact your local Family Support Division (FSD) office or visit the MO HealthNet website.
Step 5: If you want to save money without losing benefits, open an MO ABLE account. Visit the MO ABLE program website for details.
Step 6: Report any changes in your income, health, or living situation to the SSA and Missouri agencies to avoid overpayments.
SSA Apply for Benefits (date_accessed: 2025-11-06)
MO HealthNet Application (date_accessed: 2025-11-06)
MO ABLE Program (date_accessed: 2025-11-06)
Following these steps can help you get the benefits you need.
Social Security Disability Insurance (SSDI): Monthly payments for people who have worked and paid Social Security taxes. In 2025, the maximum SSDI payment is about $3,917 per month.
Supplemental Security Income (SSI): Monthly payments for people with low income and resources. In 2025, the federal SSI payment is about $943 per month.
Medicare: Health insurance for people with disabilities after 24 months of SSDI.
Medicaid: Health coverage for people with low income and disabilities. You may qualify for both Medicare and Medicaid.
SSA Disability Programs (date_accessed: 2025-11-06)
Medicare for People with Disabilities (date_accessed: 2025-11-06)
These programs can help cover medical costs and daily living expenses.
Medicaid Waivers (HCBS): Missouri offers waivers for home and community-based services. These can help pay for personal care, therapy, and assistive devices. To qualify, you must meet federal disability rules and Missouri’s financial and functional requirements.
MO ABLE Program: Lets people with disabilities save money without losing federal benefits. You must have a qualifying disability that began before age 26.
MO HealthNet: Missouri’s Medicaid program. Income limits for 2025 are $20,814 for a single person.
State Supplemental Payments: Some people with SSI may get extra money from Missouri.
MO HealthNet (date_accessed: 2025-11-06)
MO ABLE Program (date_accessed: 2025-11-06)
These programs can help with medical costs, daily living, and saving money.
The MO ABLE program lets people with disabilities save money without losing federal benefits. You can use the account for qualified disability expenses like housing, education, and transportation. You must have a qualifying disability that began before age 26. Missouri does not have a state income tax on ABLE account earnings.
MO ABLE Program (date_accessed: 2025-11-06)
ABLE accounts can help you save for the future while keeping your benefits.
For 2025, the maximum annual income for MO HealthNet for the Aged and Disabled is $20,814 for a single person. The SGA limit for SSDI is $1,620 per month (or $2,700 if you’re blind). If you earn more than these amounts, you may lose some benefits.
MO HealthNet Income Limits (date_accessed: 2025-11-06)
SSA SGA Limits (date_accessed: 2025-11-06)
These limits help determine your eligibility for benefits.
You must report changes in income, health, or living situation to the SSA and Missouri agencies. If you don’t report changes, you may get an overpayment and have to pay it back. Report changes as soon as possible to avoid problems.
SSA Reporting Changes (date_accessed: 2025-11-06)
Reporting changes helps you keep your benefits and avoid overpayments.
Contact your local Social Security office or Missouri Family Support Division for help with applications and questions.
Yes, if your Parkinson’s Disease is severe enough to prevent you from working and is expected to last at least 12 months. You must meet federal and state eligibility rules for SSDI, SSI, or Medicaid waivers.
In 2025, the maximum SSDI payment is about $3,917 per month. The federal SSI payment is about $943 per month. Missouri may add extra payments for some people.
The SGA limit for 2025 is $1,620 per month for non-blind individuals and $2,700 for blind individuals. If you earn more than this, you may lose some benefits.
Yes, you can work part-time and keep some benefits. There are work incentives and trial work periods that let you test your ability to work without losing benefits.
The MO ABLE program lets people with disabilities save money without losing federal benefits. You must have a qualifying disability that began before age 26. Missouri does not tax ABLE account earnings.
Contact your local Family Support Division (FSD) office or visit the MO HealthNet website. You must meet federal disability rules and Missouri’s financial and functional requirements.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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You must report changes in income to the SSA and Missouri agencies. If you don’t report changes, you may get an overpayment and have to pay it back.
Yes, children with Parkinson’s Disease may qualify for SSI or SSDI if they meet the eligibility rules. Children may also get benefits as a dependent on a parent’s record.
SSDI is for people who have worked and paid Social Security taxes. SSI is for people with low income and resources. Both programs can help people with Parkinson’s Disease.
Report changes in income, health, or living situation as soon as possible. Keep records of all reports and communications with the SSA and Missouri agencies.
