If you have a mobility impairment in Missouri, you may qualify for federal and state disability benefits. This guide explains eligibility, how to apply, and what programs are available in 2025.
To qualify for federal disability benefits in Missouri, your mobility impairment must stop you from doing substantial work for at least 12 months. The Social Security Administration (SSA) uses a 5-step process to decide if you qualify. First, they check if you are working above the Substantial Gainful Activity (SGA) limit. In 2025, the SGA limit is expected to be about $1,508 per month for non-blind individuals and $2,518 for blind individuals. If you are not working above this limit, SSA will review your medical records to see if your condition is severe and matches a listing of impairments. If not, they will decide if you can do any other type of work. If you cannot, you may qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI)[1][2][3].
In Missouri, eligibility for state disability programs often depends on your federal status. For example, qualifying for SSDI or SSI can help you get Medicaid (MO HealthNet) or other state supports. Missouri also has Medicaid waivers for people with disabilities, which can provide home and community-based services. These waivers may have extra requirements, such as income limits or waiting lists. The MO ABLE program lets you save money without losing benefits if you became disabled before age 26. Always check with Missouri agencies for the latest rules and income limits[4][7].
The MO ABLE program lets people with disabilities save money in a tax-advantaged account without losing federal benefits. You can use the funds for qualified disability expenses like housing, education, and transportation. To qualify, you must have become disabled before age 26. Learn more at the MO ABLE website[7].
| Program | Single Person (2025) | Couple (2025) | |---|---|---| | MO HealthNet for Aged/Disabled | $13,303 | $17,978 | | MO HealthNet for Blind | $15,650 | $21,150 | | Federal Poverty Level (133%) | $20,814 | $28,129 | | Federal Poverty Level (100%) | $15,650 | $21,150 | | Federal Poverty Level (300%) | $23,475 | $31,350 |
Income limits may change each year. Always check with Missouri agencies for the latest figures[4].
If your income or work changes, you must report it to SSA and Missouri agencies. Not reporting changes can lead to overpayments and penalties. Use the SSA’s online portal or call your local office to report changes. Missouri agencies also have forms and phone lines for reporting changes[5].
Contact Missouri’s Family Support Division or call the Ticket to Work Help Line at 1-866-968-7842 for free help with your application.
The SGA limit for 2025 is expected to be about $1,508 per month for non-blind individuals and $2,518 for blind individuals. If you earn more than this, you may not qualify for SSDI or SSI[1][2].
Yes, you can work and keep some benefits. The SGA limit sets how much you can earn. Missouri also has work incentives and programs to help you try working without losing all your benefits[5].
If you qualify for SSDI or SSI, you can apply for MO HealthNet through Missouri’s Family Support Division. You can apply online, by phone, or in person at a local office[4][5].
The MO ABLE program lets people with disabilities save money in a tax-advantaged account without losing federal benefits. You must have become disabled before age 26 to qualify[7].
Medicaid waivers in Missouri provide extra support for people with disabilities who want to live at home. These programs may have income limits and waiting lists[4].
The maximum monthly SSDI payment in Missouri is $4,555 in 2025. SSI payments depend on your income and resources[8].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
Join thousands of families who trust Purple to protect their benefits
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.
Yes, you must report changes in income or work to SSA and Missouri agencies. Not reporting changes can lead to overpayments and penalties[5].
SSDI is for people who worked and paid Social Security taxes. SSI is for people with limited income and resources. Both can help with mobility impairment[6].
Yes, Missouri has programs that help people with disabilities get transportation. Check with your local Family Support Division or Vocational Rehabilitation office for more information[5].
If your application is denied, you can appeal within 60 days. You can appeal online, by phone, or in person at a Social Security office[3].
