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Missouri • Chronic Illness
If you have heart disease in Missouri, you may qualify for Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), Medicaid waivers, and ABLE accounts. In 2025, expect a 2.5% cost-of-living increase and updated earnings limits. This guide explains eligibility, how to apply, and key programs.
To qualify for Social Security Disability Insurance (SSDI) with heart disease, you must have a severe condition that prevents you from working for at least 12 months. You also need enough work credits (usually 40, with 20 in the last 10 years). For Supplemental Security Income (SSI), you must have limited income and resources, and your disability must meet Social Security’s definition. Both programs require medical proof, such as doctor reports and test results. The Social Security Administration (SSA) reviews your application and medical records to decide if you qualify.
Learn more about federal eligibility.
In Missouri, heart disease may qualify you for Medicaid waivers, which help pay for home care, therapy, and other support services. To get a waiver, you must meet both federal disability rules and Missouri’s financial and medical requirements. Missouri also offers the MO ABLE program, letting people with disabilities save money without losing benefits. If you get SSDI or SSI, you may also qualify for Missouri Medicaid. Always check with the Missouri Department of Social Services for the latest rules and income limits.
Apply for SSDI/SSI Apply for Missouri Medicaid Learn about MO ABLE accounts
Learn more about federal programs
Learn about Missouri Medicaid waivers Learn about MO ABLE accounts
The MO ABLE program lets people with disabilities save money without losing federal benefits. You can use ABLE funds for housing, education, transportation, and more. To qualify, you must have a qualifying disability before age 26. Missouri residents can open an account online. ABLE accounts do not affect SSDI or SSI eligibility.
| Program | 1 Person | 2 People | |---------|----------|----------| | MO HealthNet (Aged/Disabled) | $13,303 | $17,978 | | MO HealthNet (Blind) | $15,650 | $21,150 | | SGA Limit (Non-Blind) | $1,620/month | N/A | | SGA Limit (Blind) | $2,700/month | N/A |
Learn about Missouri income limits
Always report changes in income, work, or medical status to avoid overpayments. If you earn more than the SGA limit ($1,620/month for non-blind, $2,700/month for blind), your benefits may be reduced or stopped. Report changes online, by phone, or in person. If you get an overpayment, you may have to pay it back, but you can ask for a waiver if it wasn’t your fault.
In 2025, expect a 2.5% increase in SSDI/SSI payments and updated SGA limits. Always report changes to avoid overpayments.
In 2025, the Substantial Gainful Activity (SGA) limit is $1,620 per month for non-blind individuals and $2,700 for blind individuals. Earning more than this may affect your SSDI or SSI benefits.
SSDI payments will increase by about 2.5% in 2025 due to the cost-of-living adjustment. This means your monthly check will be slightly higher to help with rising costs.
Yes, you can work, but your earnings must stay below the SGA limit. If you earn more, your benefits may be reduced or stopped. There are work incentives to help you try working without losing benefits.
Missouri offers Medicaid waivers for home care, therapy, and support services. These help people with heart disease stay independent. Contact the Missouri Department of Social Services for details.
To apply for an ABLE account in Missouri, visit the MO ABLE website. You must have a qualifying disability before age 26. Accounts can be used for housing, education, and more.
If your income changes, you must report it to the Social Security Administration. Earning more than the SGA limit may affect your benefits. Reporting changes helps avoid overpayments.
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
Yes, children with heart disease may qualify for SSI or Medicaid if they meet the medical and financial criteria. Parents can apply on their behalf through the Missouri Department of Social Services.
SSDI is based on work history and Social Security taxes paid. SSI is based on financial need and disability. Both programs help people with heart disease, but eligibility rules are different.
Report all changes in income, work, or medical status to the Social Security Administration. If you earn more than the SGA limit, your benefits may be reduced. Reporting changes helps avoid overpayments.
Missouri offers Medicaid waivers, vocational rehab, food assistance, and more for people with heart disease. Contact the Missouri Department of Social Services for details.
