If you are Hard of Hearing in Missouri, you may qualify for federal and state disability benefits. These include Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), Medicaid waivers, and ABLE accounts. In 2025, expect a 2.5% cost-of-living increase in SSDI and SSI payments, and higher income limits for work and benefits.
To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) in Missouri, you must meet federal criteria. SSDI requires a work history and enough Social Security credits (usually 40, with 20 in the last 10 years). SSI is for those with limited income and resources, regardless of work history. For both, your disability must be severe and expected to last at least 12 months or result in death. The Social Security Administration (SSA) uses the term "disability" broadly, including sensory impairments like being Hard of Hearing if they significantly limit your ability to work or perform daily activities [^1].
Children under 18 may qualify if their disability began before age 18 and meets SSA criteria. Adults with a disability that began before age 22 may qualify for Disabled Adult Child (DAC) benefits if a parent is receiving retirement, disability, or is deceased [^1].
In Missouri, Hard of Hearing individuals may qualify for additional state benefits and services. Missouri Medicaid (MO HealthNet) provides health coverage for those with disabilities, including hearing aids and related services. The state also offers Medicaid waivers for home and community-based services (HCBS) for those who meet financial and medical criteria. Missouri's ABLE program allows individuals with disabilities to save money without losing federal benefits. To qualify for state programs, you must meet both federal disability criteria and Missouri's financial and residency requirements. Missouri's income limits for Medicaid and other programs are updated annually and can be found on the Missouri Department of Social Services website [^2].
The Missouri ABLE program allows individuals with disabilities to save money in a tax-advantaged account without losing federal benefits. You can use the funds for qualified disability expenses, such as education, housing, and transportation. To open an ABLE account, visit the Missouri ABLE program website and follow the application instructions [^3].
You must report changes in income or work to avoid overpayments. If you start working or your income changes, notify the Social Security Administration immediately. Overpayments can result in repayment or benefit suspension. Use the SSA's online portal or call your local office to report changes [^4].
In 2025, SSDI and SSI benefits will increase by 2.5% due to the cost-of-living adjustment. This means your monthly payment will be higher to help keep up with inflation.
The Substantial Gainful Activity (SGA) limit for 2025 is $1,620/month for non-blind individuals. Earning more than this may affect your benefits. Report any changes in income to avoid overpayments.
The 2025 cost-of-living adjustment (COLA) for SSDI and SSI is 2.5%. This means your monthly benefit will increase by 2.5% to help keep up with inflation [^1].
The SGA limit for 2025 is $1,620 per month for non-blind individuals and $2,700 per month for blind individuals. Earning more than this may affect your benefits [^1].
Yes, you can work, but your earnings must be below the SGA limit. If you exceed the limit, your benefits may be suspended or terminated. Report any changes in income to the SSA [^1].
The Missouri ABLE program allows individuals with disabilities to save money in a tax-advantaged account without losing federal benefits. Funds can be used for qualified disability expenses [^3].
You can apply for Medicaid (MO HealthNet) online at mydss.mo.gov or visit your local Family Support Division office. You will need to provide proof of disability and income [^2].
Medicaid waivers in Missouri provide home and community-based services for those who meet financial and medical criteria. These services can include personal care, respite care, and more [^2].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, children under 18 with a qualifying disability may be eligible for SSI or SSDI benefits. Adults with a disability that began before age 22 may qualify for Disabled Adult Child benefits [^1].
The maximum SSDI payment in Missouri for 2025 is expected to be around $3,917 per month, after the 2.5% COLA increase [^2].
You must report changes in income or work to the Social Security Administration immediately. Use the SSA's online portal or call your local office to report changes and avoid overpayments [^4].
Missouri offers Medicaid (MO HealthNet) for health coverage, Medicaid waivers for home and community-based services, ABLE accounts for savings, and vocational rehabilitation services for job training and support [^2].
