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Missouri • Chronic Illness
If you have Chronic Fatigue Syndrome in Missouri, you may qualify for Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), Medicaid, and work incentives. This guide explains eligibility, how to apply, and what benefits are available in 2025.
To qualify for federal disability benefits with Chronic Fatigue Syndrome, you must meet the Social Security Administration's (SSA) definition of disability. This means your condition must prevent you from doing substantial work and is expected to last at least 12 months or result in death. You must also have enough work credits for SSDI or meet income and asset limits for SSI. The SSA reviews medical evidence, including doctor reports and test results, to decide if your symptoms are severe enough to qualify[1].
Adults need 40 credits (20 in the last 10 years) for SSDI. SSI is for those with limited income and resources. Children may qualify if their disability began before age 22 and a parent is eligible for benefits[3].
In Missouri, Chronic Fatigue Syndrome is evaluated under the same federal rules. However, Missouri also offers Medicaid waivers for people with chronic illnesses, which can help pay for home and community-based services. To qualify for Medicaid, your income must be below certain limits, which change each year. Missouri also has the MO ABLE program, letting people with disabilities save money without losing benefits[7].
If you are working, Missouri follows federal SGA and EPE limits. In 2025, the SGA limit is $1,620 per month for non-blind individuals and $2,700 for blind individuals. Earning above this may affect your benefits[3][6].
The MO ABLE program lets people with disabilities save up to $16,000 per year in a tax-advantaged account. The account can be used for qualified disability expenses without affecting SSI or Medicaid eligibility[7].
| Program | 2025 Income Limit (Single) | | --- | --- | | MO HealthNet for the Aged and Disabled | $17,978/year | | MO HealthNet for the Blind | $21,150/year | | SSI (Federal) | $943/month | | SSDI (Federal) | No strict income limit, but SGA limit is $1,620/month |
Source: MO DSS, SSA.gov[4][3][6]
You must report any changes in your income, work, or living situation to the SSA. Failing to report changes can lead to overpayments and penalties. If you receive an overpayment, you may have to repay it, but you can request a waiver if it was not your fault[3].
Contact Social Security at 1-800-772-1213 or your local Missouri Family Support Division office for help with your application.
Yes, if your symptoms are severe enough to prevent you from working and are expected to last at least 12 months. You must provide medical evidence to support your claim[3].
The maximum SSDI payment in Missouri is $4,555 per month in 2025. SSI payments vary based on income and resources[8].
In 2025, the income limit for MO HealthNet for the Aged and Disabled is $17,978 per year for a single person[4].
Yes, but your earnings must be below the SGA limit of $1,620 per month in 2025. Exceeding this may affect your benefits[3][6].
The MO ABLE program lets people with disabilities save money in a tax-advantaged account for qualified expenses without losing federal benefits[7].
You can apply online at ssa.gov, by phone, or in person at a local SSA office. You will need to provide medical and financial information[3].
You can appeal the decision within 60 days. The SSA will review your case again and may request more information[3].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for your specific situation.
Yes, you must report any changes in income, work, or living situation to avoid overpayments and penalties[3].
SSDI is based on your work history and Social Security taxes paid. SSI is for those with limited income and resources, regardless of work history[3].
Yes, if the disability began before age 22 and a parent is eligible for benefits. The child must be unmarried and meet the definition of disability[3].
