If you have asthma in Missouri, you may qualify for federal and state disability benefits. This guide explains eligibility, how to apply, and what programs are available in 2025.
To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) with asthma, your condition must prevent you from doing substantial work for at least 12 months. The Social Security Administration (SSA) uses a strict definition of disability. You must have a medical record showing your asthma is severe enough to limit your daily activities and work. For SSDI, you need enough work credits from jobs covered by Social Security. For SSI, your income and resources must be below certain limits. Children with asthma may also qualify if their condition meets SSA criteria and affects their ability to function like other children their age [ssa.gov, 2024-11-06].
In Missouri, people with asthma may qualify for Medicaid if their income is low and their disability meets state and federal rules. Missouri also offers Home and Community-Based Services (HCBS) waivers for people with disabilities, which can help with medical care, therapy, and support services. To qualify for these waivers, you must meet both medical and financial criteria. Missouri’s ABLE program lets people with disabilities save money without losing benefits. If you have asthma and it limits your ability to work or live independently, you may qualify for these programs [mydss.mo.gov, 2024-11-06; moddcouncil.org, 2024-11-06].
Missouri’s ABLE program lets people with disabilities save money without losing federal benefits. You can use ABLE funds for qualified expenses like medical care, education, and housing. Contributions are tax-free, and earnings grow tax-free. To open an ABLE account, you must have a qualifying disability that began before age 26. Visit the Missouri ABLE program website for details [moddcouncil.org, 2024-11-06].
| Program | 1 Person | 2 People | |---|---|---| | MO HealthNet for Families | $1,692 | $2,892 | | MO HealthNet for the Aged and Disabled | $13,303 | $17,978 | | MO HealthNet for the Blind | $15,650 | $21,150 |
All amounts are monthly income limits as of October 1, 2025 [mydss.mo.gov, 2024-11-06].
You must report changes in income, work, or health to SSA and state agencies. If you get too much money by mistake, you may have to pay it back. To avoid overpayments, report changes right away. If you get an overpayment notice, you can request a waiver or set up a payment plan [ssa.gov, 2024-11-06].
Contact your local Missouri Department of Social Services office or a disability advocate for help with your application.
Yes, if your asthma is severe enough to prevent you from working for at least 12 months, you may qualify for SSDI or SSI. You must provide medical evidence showing your condition meets SSA’s criteria [ssa.gov, 2024-11-06].
The maximum SSDI payment in Missouri in 2025 is about $4,555 per month. SSI payments are lower and depend on your income and resources. Both will increase by about 2.5% in 2025 due to COLA [musedisability.com, 2024-11-06; parmeledisability.com, 2024-11-06].
The Substantial Gainful Activity (SGA) limit for non-blind individuals in 2025 is expected to be about $1,620 per month. If you earn more than this, you may lose your disability benefits [krebslawoffice.com, 2024-11-06; ssa.gov, 2024-11-06].
Yes, children with severe asthma may qualify for SSI or Medicaid if their condition meets SSA criteria and affects their daily life. Parents should apply through SSA or the Missouri Department of Social Services [ssa.gov, 2024-11-06; mydss.mo.gov, 2024-11-06].
The Missouri ABLE program lets people with disabilities save money without losing federal benefits. Funds can be used for medical care, education, and other qualified expenses. You must have a qualifying disability that began before age 26 [moddcouncil.org, 2024-11-06].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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You can apply for Medicaid online at mydss.mo.gov or in person at a local office. You’ll need to provide proof of income, disability, and residency. Medicaid can help cover medical costs for people with asthma [mydss.mo.gov, 2024-11-06].
HCBS waivers provide services like therapy, support, and medical care for people with disabilities who want to live in the community. To qualify, you must meet medical and financial criteria. Contact your local Missouri Department of Social Services office for details [mydss.mo.gov, 2024-11-06].
Yes, you must report changes in income, work, or health to SSA and state agencies. If you don’t, you may get an overpayment and have to pay it back [ssa.gov, 2024-11-06].
Yes, but there are limits. If you earn more than the SGA limit, you may lose your benefits. SSA has work incentives to help you keep benefits while working [ssa.gov, 2024-11-06].
SSDI is for people who worked and paid Social Security taxes. SSI is for people with low income and resources. Both can help people with asthma if their condition is severe enough to prevent work [ssa.gov, 2024-11-06].
