People in West Virginia with amputation can access federal disability benefits like SSI and SSDI, Medicaid waivers for home care, and ABLE accounts for saving. State agencies and nonprofits offer advocacy, assistive technology, and employment support.
To qualify for federal disability benefits in West Virginia, you must have a severe physical or mental impairment that prevents you from working for at least 12 months. For Social Security Disability Insurance (SSDI), you need a work history and enough Social Security credits. Supplemental Security Income (SSI) is for people with limited income and resources, regardless of work history. Both programs require medical proof of your disability, such as amputation, and a review by the Social Security Administration (SSA) [^1].
West Virginia does not have a state disability program. Residents must apply for federal SSDI or SSI. However, West Virginia offers Medicaid waivers for home and community-based services, which can help people with amputation avoid nursing homes and get specialized care at home. The state also provides ABLE accounts (WVABLE) for saving and investing without losing public benefits. Advocacy and assistive technology services are available through state agencies and nonprofits [^2][^3][^4].
WVABLE is West Virginia’s ABLE account program. It lets people with disabilities save and invest money without losing eligibility for SSI, Medicaid, or other public benefits. Accounts can be used for qualified disability expenses like housing, education, and assistive technology. Learn more at wvtreasury.gov/Citizens/WVABLE [^4][^6].
SSI has strict income and resource limits. In 2025, the federal SSI payment is about $943/month for an individual. SSDI payments depend on your work history. Medicaid eligibility depends on income and assets. Check ssa.gov and medicaid.gov for current limits [^2][^8].
If you get too much SSI or SSDI, you may have to repay the overpayment. Report changes in income, living situation, or medical status to the SSA. See our guide on avoiding overpayments and reporting changes for more details [^9].
Most initial disability claims are denied. Consider hiring an attorney or contacting DRWV for advocacy and support during the application and appeals process.
You can apply for Social Security Disability Insurance (SSDI) if you have a work history, or Supplemental Security Income (SSI) if you have limited income. Both programs require proof that your amputation prevents you from working for at least 12 months [^1][^2].
No, West Virginia does not have a state disability program. Residents must apply for federal SSDI or SSI. Only five states have state disability programs [^2].
Contact the Bureau for Medical Services or visit the WVU Center for Excellence in Disabilities website for information on Medicaid waiver programs. These waivers help people with amputation get home care and avoid nursing homes [^3].
Yes, you can open a WVABLE account. WVABLE is West Virginia’s ABLE account program, which lets you save and invest without losing eligibility for SSI, Medicaid, or other public benefits [^4][^6].
The average SSDI payment in West Virginia is about $1,344 per month. The average SSI payment is about $620 per month. Payments depend on your income and work history [^2][^7].
It takes about 6 months to get an initial disability decision in West Virginia. Most claims are denied at first, and appeals can take up to 2 years [^2][^5].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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The West Virginia Assistive Technology System (WVATS) provides resources and support for assistive technology. DRWV also offers advocacy for access to assistive technology and related supports [^6].
Yes, there are work incentives for SSI and SSDI recipients. These programs let you try working without losing benefits. See our guide on SSI & SSDI work incentives for more details [^9].
File an appeal within 60 days of the denial. Consider hiring an attorney to help with the appeals process. Most initial claims are denied, but many people win on appeal [^5].
Yes, DRWV and WIN offer advocacy, skills training, and peer support for people with disabilities, including amputation. They can help with benefits, assistive technology, and employment services [^6].
