People with Multiple Sclerosis in Washington can access federal SSDI and SSI, state cash assistance, and paid leave programs. Eligibility depends on work history, income, and medical severity. This guide covers how to apply, what benefits are available, and where to get help.
To qualify for federal disability benefits with Multiple Sclerosis, you must have a severe medical condition that prevents you from working and is expected to last at least 12 months or result in death. The Social Security Administration (SSA) uses the same medical definition for both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). For SSDI, you need enough work credits from jobs where you paid Social Security taxes. Most applicants need 40 credits, with 20 earned in the last 10 years before becoming disabled. For SSI, you must have limited income and resources, regardless of work history. Both programs require that your condition meets SSA’s criteria for disability, including significant limitations on your ability to work[1][3][8].
In Washington, you may qualify for additional state benefits if you have Multiple Sclerosis. The Aged, Blind or Disabled (ABD) Cash Assistance Program provides monthly cash grants to low-income individuals who are disabled and likely to meet SSI criteria. The maximum monthly grant is $450 for singles and $570 for married couples. To be eligible, you must be at least 18 years old, have a health condition that stops you from working for at least 12 months, and meet income and resource requirements. You cannot receive ABD if you are already getting SSI or SSDI benefits. Washington also offers a State Supplementary Payment (SSP) to SSI recipients, which increases the monthly benefit amount to help with the high cost of living[4][5].
The two main federal disability programs are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is for people who have worked and paid Social Security taxes. SSI is for those with limited income and resources. Both programs provide monthly cash payments and may lead to Medicaid or Medicare coverage. The basic monthly SSI payment in 2025 is $967 for individuals and $1,450 for couples. SSDI payments vary based on your work history and earnings[3][4][8].
Washington offers several state-specific programs for people with disabilities. The Aged, Blind or Disabled (ABD) Cash Assistance Program provides monthly cash grants to low-income disabled adults who are likely to meet SSI criteria. The maximum monthly grant is $450 for singles and $570 for married couples. Washington also provides a State Supplementary Payment (SSP) to SSI recipients, which increases the monthly benefit amount. The state’s Paid Family and Medical Leave program offers short-term wage replacement for those unable to work due to a qualifying medical condition, including Multiple Sclerosis. Benefits start after 7 days of disability and are paid weekly[4][5][6].
ABLE accounts allow people with disabilities to save money without losing eligibility for means-tested benefits like SSI and Medicaid. Washington residents can open an ABLE account to save for qualified disability expenses. Contributions are limited to $18,000 per year in 2025. Withdrawals for qualified expenses are tax-free. For more information, visit the official ABLE account page[3].
For SSI in 2025, the federal income limit is $967 per month for individuals and $1,450 for couples. Washington’s ABD program has its own income and resource limits, which are detailed in state regulations. For the most current limits, check with your local Community Services Office or the DSHS website[4][5].
If you receive more benefits than you are entitled to, you may have to repay the overpayment. It is important to report any changes in income, resources, or living situation to the SSA or DSHS promptly. Failure to report changes can result in penalties or loss of benefits. For more information, see the SSA’s guide on reporting changes[3].
Contact your local Community Services Office or a disability advocate for help with your application. They can guide you through the process and answer your questions.
You need detailed medical records showing your diagnosis, symptoms, treatments, and how your condition limits your ability to work. This includes doctor’s reports, test results, and treatment history. The SSA will review this evidence to determine if you meet their disability criteria[1][3].
You can try to work, but your earnings must be below the Substantial Gainful Activity (SGA) threshold. In 2025, this is $1,550 per month for non-blind individuals. Short work attempts due to your disability may not affect your eligibility[1][3].
The approval process can take several months to over a year. It depends on how quickly the SSA receives your medical records and whether your application is approved or denied at each level of review[1][3].
SSDI is based on your work history and Social Security taxes paid. SSI is for those with limited income and resources, regardless of work history. Both programs use the same medical definition of disability[3][8].
Yes, Washington provides a State Supplementary Payment (SSP) to SSI recipients, which increases the monthly benefit amount. This helps with the high cost of living in the state[4].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, if you have low income and resources, you may qualify for Washington’s Aged, Blind or Disabled (ABD) Cash Assistance Program. This program provides monthly cash grants to eligible disabled adults[5].
Washington’s Paid Family and Medical Leave program provides short-term wage replacement for those unable to work due to a qualifying medical condition. Benefits start after 7 days of disability and are paid weekly. Your employer will handle premium collection[6].
If your application is denied, you can appeal the decision. Appeals must be filed within 60 days of the denial notice. You may need to provide additional medical evidence or attend a hearing[1][3].
Yes, both federal and state programs offer work incentives, such as trial work periods and continued Medicaid coverage, to help you return to work without losing benefits[3].
You must report any changes in income, resources, or living situation to the SSA or DSHS promptly. Failure to report changes can result in penalties or loss of benefits[3].
