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Washington • Chronic Illness
People with heart disease in Washington can qualify for federal disability programs like SSDI and SSI if their condition prevents them from working for at least 12 months. Washington does not have its own state disability program, but offers extra support for SSI recipients and paid family/medical leave. This guide explains eligibility, how to apply, and key resources.
To qualify for federal disability benefits with heart disease, you must have a severe medical condition that stops you from working and is expected to last at least 12 months or result in death. The Social Security Administration (SSA) uses the same medical definition for both SSDI and SSI. For SSDI, you need enough work credits from jobs where you paid Social Security taxes. For SSI, you must have limited income and resources, regardless of work history. The SSA will review your medical records and work history to decide if you meet their criteria for disability[1][7].
Washington does not have its own state disability program for chronic illnesses like heart disease. Residents must apply for federal SSDI or SSI through the SSA. However, Washington does offer a State Supplementary Payment (SSP) to boost SSI payments for eligible residents, helping with the high cost of living. The SSP is automatic for those who qualify for SSI. Washington also has a Paid Family and Medical Leave program, which can provide up to 12 weeks of paid leave for qualifying health events, including heart disease[2][3][8].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. Washington residents with heart disease can open an ABLE account to save for disability-related expenses. Learn more about ABLE accounts and eligibility[ABLE Accounts].
For SSI in 2025, the federal income limit is $967/month for individuals and $1,450/month for couples. Washington’s SSP may add extra to this amount. SSDI has no strict income limit, but you must not be doing substantial work. Check the SSA’s income rules for details[2][7].
If your income or resources change, you must report it to the SSA to avoid overpayments. Overpayments can lead to repayment demands or benefit reductions. Learn how to report changes and avoid overpayments[Avoiding Overpayments & Reporting Changes].
Many people with heart disease find it helpful to work with a disability lawyer or advocate, especially if their claim is denied. You can find local help through the Washington State Bar Association or nonprofit groups.
Yes, if your heart disease prevents you from working for at least 12 months and meets SSA’s medical criteria. You must apply for SSDI or SSI through the SSA[1][7].
No, Washington does not have a state disability program. Residents must apply for federal SSDI or SSI. Washington does offer extra support for SSI recipients through the State Supplement[2][4].
SSDI payments depend on your work history. SSI payments are up to $967/month for individuals in 2025, plus Washington’s State Supplement. Paid Family and Medical Leave offers up to $1,542/week for qualifying health events[2][3][4].
You need records showing your diagnosis, treatment, and how heart disease limits your ability to work. Include test results, doctor’s notes, and medication lists[1][4].
It takes about 6 months for an initial decision. Most people are denied at first and must appeal, which can take up to 2 years[4].
Yes, you can try working for up to 9 months without losing your full disability payment. This is called a trial work period. After that, benefits may be reduced if you earn above the limit[9].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for your specific situation.
The State Supplement is extra money for SSI recipients to help with living costs. It’s automatic if you qualify for SSI in Washington[2].
Yes, Washington’s Paid Family and Medical Leave program offers up to 12 weeks of paid leave for qualifying health events, including heart disease[3][8].
You don’t need a lawyer, but many people find it helpful, especially if their claim is denied. Lawyers can help with appeals and paperwork[4].
Report changes in income, resources, or living situation to the SSA to avoid overpayments. You can report online, by phone, or in person[9].
