Open a Purple account in minutes. Banking built for people with disabilities.
Virginia • Sensory
People in Virginia with low vision can access federal and state benefits, including Social Security, Medicaid, and specialized waivers. This guide explains eligibility, how to apply, and what support is available.
Low vision can qualify for federal disability benefits if it meets the Social Security Administration's (SSA) definition of disability. To qualify for Supplemental Security Income (SSI), you must have limited income and resources, and your vision must be severe enough to meet SSA's criteria. For Social Security Disability Insurance (SSDI), you need a work history and enough work credits. Both programs require medical documentation of your vision loss and how it affects your daily life. In 2025, the SSI monthly maximum is $967 for an individual, and SSDI payments depend on your work history. If you are eligible for SSI in Virginia, you are also eligible for Medicaid. [2] [6]
In Virginia, people with low vision may qualify for Medicaid if they meet the state's income and asset limits and are considered disabled. Virginia also offers Medicaid waivers for people with developmental disabilities, which may include those with low vision if they meet the criteria. The Community Living (CL) Waiver, Building Independence Waiver, and Family & Individual Support Waiver are available for those who need support with daily living. Eligibility for these waivers is based on urgency of need, and there is a waiting list. You must contact your local Community Services Board (CSB) to apply for waiver services. Virginia also offers ABLE accounts for people with disabilities, which can help save for expenses without losing benefits. [1] [2] [7]
Virginia offers ABLE accounts for people with disabilities, including those with low vision. These accounts allow you to save for disability-related expenses without losing benefits. Contributions are tax-free, and withdrawals for qualified expenses are also tax-free. You can open an ABLE account through the Virginia ABLE program.
For SSI in 2025, the monthly maximum is $967 for an individual. Income limits change each year. For Medicaid, eligibility depends on your income and assets. Virginia uses federal poverty guidelines to determine eligibility. Work incentives can help you keep your benefits while working.
It is important to report any changes in your income, resources, or living situation to the SSA and Medicaid to avoid overpayments. Overpayments can result in penalties or loss of benefits. Use work incentives if you want to work while receiving benefits.
Contact your local Community Services Board for help with Medicaid waiver applications and support services.
Yes, low vision can qualify for SSI or SSDI if it meets the Social Security Administration's criteria. You must provide medical documentation of your vision loss and how it affects your daily life. SSI is for those with limited income and resources, while SSDI requires a work history.
If you are eligible for SSI, you will automatically qualify for Medicaid in Virginia. If you need additional support, contact your local Community Services Board to apply for Medicaid waivers. You will need to provide medical documentation and meet income and asset limits.
Virginia offers three Medicaid waivers for people with developmental disabilities: Community Living (CL) Waiver, Building Independence Waiver, and Family & Individual Support Waiver. These waivers provide support for daily living, medical needs, and behavioral support. Eligibility is based on urgency of need, and there is a waiting list.
Yes, you can work while receiving SSI or SSDI. Work incentives can help you keep your benefits as you test your ability to work. The Substantial Gainful Activity (SGA) limit for non-blind individuals in 2025 is expected to be $1,530 per month.
An ABLE account is a tax-advantaged savings account for people with disabilities. You can save for disability-related expenses without losing benefits. Virginia offers the ABLE program, and you can open an account online.
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
You must report any changes in your income, resources, or living situation to the SSA and Medicaid to avoid overpayments. Overpayments can result in penalties or loss of benefits. Use work incentives if you want to work while receiving benefits.
Virginia offers Medicaid waivers, Medicaid for Persons who are Aged, Blind, or Disabled (ABD), and ABLE accounts. Local Community Services Boards provide support services and help with waiver applications.
Yes, Medicaid may cover transportation to medical appointments for people with low vision. Some Medicaid waivers also provide transportation services. Contact your local Community Services Board for more information.
SSI is for people with limited income and resources, while SSDI requires a work history. Both programs provide monthly payments, but the amount depends on your income and work history. If you are eligible for SSI, you are also eligible for Medicaid in Virginia.
You can find your local Community Services Board on the Virginia Community Services Board website. They can help with Medicaid waiver applications and support services for people with low vision.
