If you have an amputation in Virginia, you may qualify for federal disability benefits like SSI and SSDI, as well as state programs such as Medicaid. This guide covers eligibility, how to apply, and key resources for amputation benefits in Virginia.
To qualify for federal disability benefits (SSDI or SSI) with an amputation, your condition must meet Social Security Administration (SSA) criteria. SSDI requires work credits (usually 40, with 20 in the last 10 years) and a severe, long-term disability. SSI is for those with limited income and resources, regardless of work history. Amputations are listed in the SSA’s Blue Book under Section 1.05 (Major Dysfunction of a Joint, or Amputation of a Limb). If your amputation matches the listing, you may be approved automatically. If not, SSA will assess your ability to work using a five-step process: current work, severity, listing match, past work, and other work capacity[1][5].
Virginia does not provide a state supplement to SSI, so recipients receive only the federal benefit amount: $943/month for individuals and $1,415/month for couples in 2025[1]. For Medicaid, Virginia’s Aged, Blind, or Disabled (ABD) program sets income limits. In 2025, the monthly income limit is $1,064 for a household of one and $1,430 for a household of two[4]. Resource limits also apply. If your income is over the limit, you may use a spenddown to qualify. Virginia does not have a separate state disability insurance program for private employees, but some public employees may have access to county or local disability programs[2].
ABLE accounts allow people with disabilities to save money without losing SSI or Medicaid benefits. You can use funds for disability-related expenses like medical care, housing, and education. Virginia residents can open an ABLE account through the Virginia ABLE program[3].
| Household Size | Monthly Income Limit (2025) | |----------------|-----------------------------| | 1 | $1,064 | | 2 | $1,430 |
Source: Virginia Medicaid ABD Program[4]
If your income or resources change, you must report it to SSA and Medicaid. Failing to report can lead to overpayments and penalties. Use SSA’s online portal or call to report changes. For Medicaid, report changes to your local department of social services[5].
Contact your local Social Security office or Virginia Department of Social Services for help with applications and eligibility questions.
Yes, if your amputation meets SSA criteria and you meet work or income requirements. Amputations are listed in the SSA Blue Book, so you may qualify automatically if your condition matches the listing[5].
Virginia SSI recipients get the federal benefit: $943/month for individuals and $1,415/month for couples in 2025. Virginia does not add a state supplement[1].
In 2025, the monthly income limit for Medicaid (ABD) is $1,064 for a household of one and $1,430 for a household of two. Resource limits also apply[4].
Yes, but there are limits. In 2025, the SGA limit is $1,550/month for non-blind individuals. Earning more may affect your benefits, but work incentives can help you test your ability to work[1][3].
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. Funds can be used for disability-related expenses like medical care and housing[3].
Apply for Medicaid (ABD) through CoverVA or your local department of social services. You’ll need to provide income and resource info to determine eligibility[4].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Virginia does not have a state disability insurance program for private employees. Some public employees may have access to county or local disability programs, but these are not available to all residents[2].
If your amputation doesn’t match the listing, SSA will assess your ability to work using a five-step process. You may still qualify if your condition is severe and limits your ability to work[1][5].
Yes, you may use a spenddown to qualify for Medicaid. You must have a certain amount of medical bills before you can be approved. The amount needed depends on household size and income[4].
The SGA limit for 2025 is $1,550/month for non-blind individuals and $2,550/month for blind individuals. Earning more may affect your SSDI benefits[1][3].
