If you have low vision in Vermont, you may qualify for federal and state benefits like SSI, 3SquaresVT, Medicaid waivers, and more. This guide explains eligibility, how to apply, and where to get help.
People with low vision may qualify for federal benefits if their vision loss is severe enough to meet disability criteria. For Supplemental Security Income (SSI), you must have limited income and resources, and your vision must meet Social Security’s definition of disability. SSI is for people of any age who are blind or have disabilities. The resource limit is $2,000 for individuals and $3,000 for couples. Your home and usually your car are not counted. You must live in the U.S. and apply for all other benefits you may be eligible for[3][4].
Social Security Disability Insurance (SSDI) is for adults who have worked and paid Social Security taxes. You do not need low income, but your vision must meet the disability standard. SSDI may pay benefits to family members as well[4].
In Vermont, people with disabilities—including low vision—may have relaxed rules for some benefits. For example, 3SquaresVT (SNAP) does not require you to meet income limits if everyone in your household receives disability benefits. There may be no resource test, so owning a car or house or having savings does not disqualify you. If you have out-of-pocket medical costs, you may get a higher monthly benefit. Medical costs include things like prescriptions, medical supplies, and home health aid[1].
Vermont also offers Medicaid waivers for home and community-based services, which can help with long-term care and support. Paid family and medical leave is expanding in Vermont, with coverage starting for private sector workers in 2024 and expanding to individuals in 2025[2].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. Vermont offers ABLE accounts. You can use the funds for qualified disability expenses, like education, housing, and transportation[5].
For SSI, the resource limit is $2,000 for individuals and $3,000 for couples. Your home and usually your car are not counted. For 3SquaresVT, Vermonters with disabilities may not need to meet income limits if everyone in the household gets disability benefits[1][3][4].
If your income or resources change, you must report it to avoid overpayments. For SSI, report changes within 10 days of the month after they happen. For 3SquaresVT, report changes as soon as possible. Overpayments can be repaid in installments or waived in some cases[4].
Legal Services Vermont offers free help with applications, appeals, and understanding your rights. Call 1-800-889-2047 or fill out their online form for support[5].
Yes, if your vision loss meets Social Security’s disability criteria and you have limited income and resources. SSI is for people of any age who are blind or have disabilities. You must apply and provide medical proof of your vision loss[3][4].
No, SSDI is based on your work history and Social Security taxes paid, not income. You must meet the disability standard for vision loss. SSDI may pay benefits to family members as well[4].
If everyone in your household gets disability benefits, you may not need to meet income limits for 3SquaresVT. There may be no resource test. You may get a higher benefit if you have out-of-pocket medical costs[1].
Medicaid waivers in Vermont help people with disabilities get home and community-based services. These can include personal care, support, and long-term care. Contact Vermont’s Department of Disabilities, Aging and Independent Living for details[5].
Yes, ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. Vermont offers ABLE accounts for qualified disability expenses[5].
Report changes in income or resources to avoid overpayments. For SSI, report within 10 days of the month after the change. For 3SquaresVT, report as soon as possible. Overpayments can be repaid in installments or waived in some cases[4].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Legal Services Vermont can help with applications, appeals, and understanding your rights. Call 1-800-889-2047 or fill out their online form for help[5].
Vermont is launching a voluntary paid family and medical leave program. Coverage starts for private sector workers in 2024 and expands to individuals in 2025. This can help if you need time off for medical reasons[2].
For SSI, resources include things you own, like cash, bank accounts, and property. The limit is $2,000 for individuals and $3,000 for couples. Your home and usually your car are not counted[3][4].
Yes, the Vermont Communication Support Project offers free help for people with disabilities in court and administrative hearings. Call 1-888-686-8277 or email csp@disabilityrightsvt.org for more information[5].
