Vermonters with intellectual disabilities can access federal and state benefits, including SSI, SSDI, Medicaid waivers, and food assistance. Eligibility depends on income, resources, and medical need. This guide explains how to apply and what support is available.
To qualify for federal disability benefits like SSI or SSDI, you must have a medically determinable disability that meets Social Security’s definition. For SSI, you must have limited income and resources (under $2,000 for an individual, $3,000 for a couple). SSDI is based on work history and Social Security taxes paid. Both programs require U.S. citizenship or legal residency and living in the U.S. Children with intellectual disabilities may also qualify for SSI if their family meets income and resource limits[1].
Medical evidence is required to prove disability. For SSI, you must apply for all other benefits you may be eligible for, such as Medicaid or food assistance[1].
In Vermont, people with intellectual disabilities may qualify for Medicaid waivers that cover home and community-based services, such as supported living, respite care, and day programs. Eligibility is based on functional need, not just income. Vermont also offers special rules for 3SquaresVT (SNAP) for people with disabilities, such as no resource test if everyone in the household receives disability benefits. Legal Services Vermont can help with appeals if services are denied or cut[2].
Vermont’s developmental disability services are available to those who meet functional criteria, regardless of age. You may need to apply through the Department for Children and Families or the Department of Disabilities, Aging, and Independent Living[2].
ABLE accounts let Vermonters with intellectual disabilities save money without losing SSI or Medicaid benefits. You can use the funds for qualified disability expenses, such as education, housing, and transportation. To open an account, visit the ABLE National Resource Center or contact your state’s ABLE program[4].
For SSI, the resource limit is $2,000 for an individual and $3,000 for a couple. Income limits vary by program and household size. For 3SquaresVT, there may be no income or resource test if everyone in the household receives disability benefits[1][3].
If you get too much money from SSI, SSDI, or 3SquaresVT, you may have to pay it back. Report changes in income, resources, or living situation to avoid overpayments. For help, see the guide on avoiding overpayments and reporting changes[5].
Legal Services Vermont offers free help with appeals and complaints. Call 1-800-889-2047 or visit their website for more info[7].
SSI is for people with limited income and resources, while SSDI is for those with a work history. Both provide monthly cash for people with intellectual disabilities. SSI has strict income and resource limits, while SSDI does not[1].
Apply through the Vermont Department for Children and Families. You’ll need to complete a functional assessment to show your need for services. Medicaid waivers cover home and community-based services for people with intellectual disabilities[2].
Yes, you can get 3SquaresVT (SNAP) if you have an intellectual disability. If everyone in your household receives disability benefits, you may not need to meet income or resource limits[3].
An ABLE account lets you save money without losing SSI or Medicaid benefits. Funds can be used for qualified disability expenses, such as education, housing, and transportation[4].
You can appeal the decision. Legal Services Vermont can help with appeals and complaints. The Vermont Communication Support Project can help you in court or administrative hearings[2].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
Join thousands of families who trust Purple to protect their benefits
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.
Yes, report changes to avoid overpayments. If you get too much money, you may have to pay it back. See the guide on avoiding overpayments and reporting changes for more info[5].
Children with intellectual disabilities may qualify for SSI, Medicaid waivers, and special education services. Contact Legal Services Vermont for help with appeals or complaints[2].
Yes, SSI and SSDI have work incentives that let you keep benefits while you work. See the guide on SSI & SSDI work incentives for more info[6].
