If you have Multiple Sclerosis in Utah, you may qualify for federal and state disability benefits. This guide covers eligibility, how to apply, and key changes for 2025. Learn about SSI, SSDI, Medicaid, work incentives, and more.
To qualify for federal disability benefits with Multiple Sclerosis, you must meet Social Security’s definition of disability. This means your condition must prevent you from doing substantial work for at least 12 months. You must also have enough work credits for SSDI or meet income/resource limits for SSI. The Social Security Administration (SSA) reviews medical records and work history to decide eligibility. In 2025, the Substantial Gainful Activity (SGA) limit is $1,620/month for most people, or $2,700/month if you are blind. Earning above this limit may affect your benefits[1][3][5].
If you are under 18, you may qualify for benefits as a dependent. Adults with a disability that began before age 22 may qualify for benefits based on a parent’s work record[5].
In Utah, you may qualify for Medicaid if you receive SSI or Social Security Disability benefits. If you do not receive these, the State Medicaid Medical Review Board can decide if you are disabled. Utah’s Medicaid Aged, Blind or Disabled Programs cover medical costs for those with qualifying disabilities. The state may also offer additional support through waivers and services, but eligibility depends on income, assets, and disability status. State-specific rules may change, so check with Utah Medicaid for updates[4].
Utah’s SGA limit for SSDI is $1,620/month in 2025, or $2,700/month if you are blind. If your earnings exceed this, your SSDI benefits may be paused or stopped. However, you can restart benefits if your earnings drop below the SGA limit and you still have a disability[3][5].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. In 2025, you can contribute up to $19,000 per year, or up to $34,650 if you work and your employer doesn’t contribute to your retirement account. Funds can be used for housing, education, transportation, and other qualified expenses[6].
For SSDI, the SGA limit in 2025 is $1,620/month for most people, or $2,700/month if you are blind. Earning above this may affect your benefits. For SSI, income and asset limits apply. Check with SSA for exact limits[1][3][5].
Report any changes in income, work, or health to SSA and Utah Medicaid. This helps avoid overpayments and keeps your benefits active. If you get an overpayment, you may need to repay it. Ask for help from a disability advocate if needed[3].
SSDI and SSI benefits increased by 2.5% in 2025. This helps keep up with rising living costs[1].
Work incentives let you try working without losing benefits. The Trial Work Period and Extended Period of Eligibility help you keep benefits while working[3][5].
The SGA limit for SSDI in Utah in 2025 is $1,620 per month for most people, or $2,700 per month if you are blind. Earning above this limit may affect your benefits[3][5].
You can apply for Utah Medicaid online through the state portal. If you get SSI or SSDI, you may automatically qualify. If not, the State Medicaid Medical Review Board can decide if you are disabled[4].
Yes, you can work while getting SSDI in Utah, but your earnings must be below the SGA limit. If you earn above this, your benefits may be paused. You can restart benefits if your earnings drop below the limit[3][5].
An ABLE account lets you save money without losing SSI or Medicaid benefits. In 2025, you can contribute up to $19,000 per year, or up to $34,650 if you work and your employer doesn’t contribute to your retirement account[6].
Yes, SSDI benefits increased by 2.5% in 2025 due to the cost-of-living adjustment (COLA). This helps keep up with rising living costs[1].
If you earn more than the SGA limit in Utah, your SSDI benefits may be paused or stopped. You can restart benefits if your earnings drop below the limit and you still have a disability[3][5].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, children with Multiple Sclerosis may qualify for benefits as dependents. Adults with a disability that began before age 22 may qualify for benefits based on a parent’s work record[5].
Report changes in income, work, or health to SSA and Utah Medicaid. This helps avoid overpayments and keeps your benefits active. You can report changes online, by phone, or in person[3].
SSI is for those with low income and assets. SSDI is for those who paid FICA taxes and became disabled. Both may be available to people with Multiple Sclerosis in Utah[5].
Yes, work incentives help you keep benefits while working. These include the Trial Work Period and Extended Period of Eligibility. Check with SSA for details[3][5].
