If you have heart disease in Utah, you may qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). These programs help cover medical costs and provide monthly payments. Utah also offers Medicaid and work incentives for people with disabilities.
To qualify for Social Security Disability Insurance (SSDI), you must have worked and paid Social Security taxes, and have a medical condition that prevents you from doing substantial work. Most people need 40 work credits, with 20 earned in the last 10 years. For Supplemental Security Income (SSI), you must have limited income and resources, and meet the Social Security Administration’s definition of disability. Heart disease may qualify if it severely limits your ability to work and is expected to last at least 12 months or result in death. Children with heart disease may also qualify for benefits if their parent receives Social Security benefits or if they meet SSI requirements[4].
In Utah, people with heart disease who receive SSI or Social Security Disability benefits automatically qualify for Medicaid. If you do not receive these federal benefits, the Utah Medicaid Medical Review Board can decide if you qualify for disability status. Utah also offers work incentives and support services through the Division of Services for People with Disabilities. These programs help people with disabilities find jobs and keep their benefits while working. If you are age 65 or older, blind, or disabled, you may qualify for additional state programs[3].
Utah ABLE accounts let people with disabilities save money without losing benefits. In 2025, you can contribute up to $19,000 per year. If you work and your employer does not contribute to a retirement account, you can save up to $34,650 per year. These accounts help cover expenses like medical care, housing, and education[5].
It is important to report changes in income, health, or living situation to the Social Security Administration and Utah Medicaid. If you do not report changes, you may receive too much money and have to pay it back. Reporting changes helps you avoid overpayments and keeps your benefits active[2].
Contact the Utah Division of Services for People with Disabilities for help with applications and support services.
Yes, heart disease can qualify for SSDI or SSI if it prevents you from working and is expected to last at least 12 months. You must meet the Social Security Administration’s definition of disability and provide medical evidence[4].
The SGA limit for 2025 is $1,620 per month for most people, or $2,700 for those who are blind. If you earn more than this, your SSDI benefits may be suspended or terminated[2].
You can apply for SSDI or SSI online at SSA.gov, by phone at 1-800-772-1213, or in person at a local Social Security office. You will need medical records showing your heart disease diagnosis and how it affects your ability to work[4].
Yes, you can work while receiving disability benefits in Utah. There are work incentives that help you keep your benefits while earning income. If you earn more than the SGA limit, your benefits may be suspended or terminated[2].
Utah Medicaid covers medical care for people with disabilities, including those with heart disease. If you receive SSI or Social Security Disability benefits, you automatically qualify for Medicaid in Utah. If not, the Utah Medicaid Medical Review Board can decide if you qualify for disability status[3].
Utah ABLE accounts let people with disabilities save money without losing benefits. In 2025, you can contribute up to $19,000 per year. These accounts help cover expenses like medical care, housing, and education[5].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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You must report changes in income, health, or living situation to the Social Security Administration and Utah Medicaid. If you do not report changes, you may receive too much money and have to pay it back. Reporting changes helps you avoid overpayments and keeps your benefits active[2].
If you earn more than the SGA limit, your SSDI benefits may be suspended or terminated. However, you can keep some benefits while working, thanks to work incentives. If your earnings drop below the SGA limit, you may be able to start receiving benefits again[2].
Yes, children with heart disease may qualify for SSI or benefits on a parent’s Social Security record if they meet the requirements. Children who were receiving benefits as a minor may continue to receive benefits if they have a qualifying disability[4].
SSDI is for people who have worked and paid Social Security taxes. SSI is for people with limited income and resources. Both programs provide monthly payments and may qualify you for Medicaid in Utah[4].
