Heart Disease Benefits in Utah: 2025 Guide

To qualify for Social Security Disability Insurance (SSDI), you must have worked and paid Social Security taxes, and have a medical condition that prevents you from doing substantial work. Most people need 40 work credits, with 20 earned in the last 10 years. For Supplemental Security Income (SSI), you must have limited income and resources, and meet the Social Security Administration’s definition of disability. Heart disease may qualify if it severely limits your ability to work and is expected to last at least 12 months or result in death. Children with heart disease may also qualify for benefits if their parent receives Social Security benefits or if they meet SSI requirements[4].

In Utah, people with heart disease who receive SSI or Social Security Disability benefits automatically qualify for Medicaid. If you do not receive these federal benefits, the Utah Medicaid Medical Review Board can decide if you qualify for disability status. Utah also offers work incentives and support services through the Division of Services for People with Disabilities. These programs help people with disabilities find jobs and keep their benefits while working. If you are age 65 or older, blind, or disabled, you may qualify for additional state programs[3].

• Check if you meet federal SSDI or SSI requirements.
• Gather medical records showing your heart disease diagnosis and how it affects your ability to work.
• Apply online at SSA.gov, by phone, or at a local Social Security office.
• If approved, you may also qualify for Utah Medicaid.
• Report any changes in income or health to avoid overpayments.

• Review the Social Security Administration’s disability requirements for heart disease. Make sure your condition meets the criteria for disability[4].
• Collect medical records, including doctor’s notes, test results, and treatment plans.
• Apply for SSDI or SSI online at SSA.gov, by phone at 1-800-772-1213, or in person at a local Social Security office.
• If you are approved for SSDI or SSI, you will automatically qualify for Utah Medicaid. If not, you can apply for Medicaid through the Utah Department of Health and Human Services.
• If you want to work, learn about Utah’s work incentives and support services. These programs help you keep your benefits while earning income.
• Report any changes in income, health, or living situation to the Social Security Administration and Utah Medicaid to avoid overpayments[2].

• Social Security Disability Insurance (SSDI): Monthly payments for people who have worked and paid Social Security taxes.
• Supplemental Security Income (SSI): Monthly payments for people with limited income and resources.
• Medicare: Health insurance for people who receive SSDI after a 24-month waiting period.
• Medicaid: Health coverage for people with low income and disabilities, including those with heart disease.
• Work incentives: Programs that help people with disabilities work and keep their benefits[4].

• Utah Medicaid: Covers medical care for people with disabilities, including those with heart disease. If you receive SSI or Social Security Disability benefits, you automatically qualify for Medicaid in Utah. If not, the Utah Medicaid Medical Review Board can decide if you qualify for disability status[3].
• Division of Services for People with Disabilities: Offers support services, including job training and work incentives for people with disabilities.
• Utah ABLE Accounts: Tax-advantaged savings accounts for people with disabilities. You can save up to $19,000 per year in 2025 without losing benefits[5].
• Medicaid Waivers (HCBS): Programs that help people with disabilities live in the community instead of institutions[3].

Utah ABLE accounts let people with disabilities save money without losing benefits. In 2025, you can contribute up to $19,000 per year. If you work and your employer does not contribute to a retirement account, you can save up to $34,650 per year. These accounts help cover expenses like medical care, housing, and education[5].

• The Substantial Gainful Activity (SGA) limit for 2025 is $1,620 per month for most people, or $2,700 for those who are blind. If you earn more than this, your SSDI benefits may be suspended or terminated. However, you can keep some benefits while working, thanks to work incentives[2].

It is important to report changes in income, health, or living situation to the Social Security Administration and Utah Medicaid. If you do not report changes, you may receive too much money and have to pay it back. Reporting changes helps you avoid overpayments and keeps your benefits active[2].

• Utah Division of Services for People with Disabilities
  Phone: 1-800-662-9677

  Website

  Offers support services and help with applications for people with disabilities.
• Utah Medicaid
  Phone: 1-800-662-9677

  Website

  For questions about Medicaid eligibility and benefits.

• Can heart disease qualify for disability benefits in Utah?

  Yes, heart disease can qualify for SSDI or SSI if it prevents you from working and is expected to last at least 12 months. You must meet the Social Security Administration’s definition of disability and provide medical evidence[4].

• What is the SGA limit for 2025 in Utah?

  The SGA limit for 2025 is $1,620 per month for most people, or $2,700 for those who are blind. If you earn more than this, your SSDI benefits may be suspended or terminated[2].

• How do I apply for disability benefits in Utah?

  You can apply for SSDI or SSI online at SSA.gov, by phone at 1-800-772-1213, or in person at a local Social Security office. You will need medical records showing your heart disease diagnosis and how it affects your ability to work[4].

• Can I work while receiving disability benefits in Utah?

  Yes, you can work while receiving disability benefits in Utah. There are work incentives that help you keep your benefits while earning income. If you earn more than the SGA limit, your benefits may be suspended or terminated[2].

• What is Utah Medicaid for people with disabilities?

  Utah Medicaid covers medical care for people with disabilities, including those with heart disease. If you receive SSI or Social Security Disability benefits, you automatically qualify for Medicaid in Utah. If not, the Utah Medicaid Medical Review Board can decide if you qualify for disability status[3].

• What are Utah ABLE accounts?

  Utah ABLE accounts let people with disabilities save money without losing benefits. In 2025, you can contribute up to $19,000 per year. These accounts help cover expenses like medical care, housing, and education[5].