If you have an anxiety disorder in Utah, you may qualify for federal and state disability benefits. These include Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), Medicaid, and work incentives. This guide explains eligibility, how to apply, and what changes are coming in 2025.
To qualify for federal disability benefits with an anxiety disorder, you must meet the Social Security Administration’s (SSA) definition of disability. This means your condition must be severe enough to prevent you from doing substantial work and is expected to last at least 12 months or result in death. The SSA reviews medical records, work history, and how your anxiety affects daily life. You must also meet work credit requirements for SSDI or income/resource limits for SSI. In 2025, the SGA limit is $1,620 per month for most people (or $2,700 if you are blind). Earning above this limit may affect your benefits. [^1][^2][^3]
Children with anxiety disorders may qualify for benefits if their condition meets SSA criteria. Adults with a disability that began before age 22 may also qualify for benefits based on a parent’s record if they are unmarried and meet the definition of disability. [^4]
In Utah, people with anxiety disorders can qualify for Medicaid if they meet the state’s disability criteria. The Utah Department of Health and Human Services (DHHS) may use the State Medicaid Medical Review Board to determine disability if you are not already receiving SSI or Social Security Disability benefits. Utah also offers Medicaid waivers for home and community-based services, which can help people with anxiety disorders live independently. [^5]
Utah’s ABLE accounts allow people with disabilities to save money without losing benefits. The 2025 contribution limit is $19,000 per year (or $34,650 if you work and your employer doesn’t contribute to your retirement account). [^6]
Utah’s SGA limit for 2025 is $1,620 per month for most people (or $2,700 if you are blind). If you earn above this limit, your benefits may be suspended or terminated. [^3][^4]
Always report changes in your situation to avoid overpayments or loss of benefits. [^1][^3][^5][^6]
In 2025, the SGA limit is $1,620 per month for most people (or $2,700 if you are blind). [^1][^2][^3][^4]
Utah’s SGA limit for 2025 is $1,620 per month for most people (or $2,700 if you are blind). [^3][^5][^6]
Utah’s ABLE accounts let people with disabilities save money without losing benefits. In 2025, you can contribute up to $19,000 per year (or $34,650 if you work and your employer doesn’t contribute to your retirement account). Funds can be used for qualified disability expenses like housing, education, and transportation. [^6]
For SSDI, there is no strict income limit, but you must not earn more than the SGA limit ($1,620/month in 2025 for most people). For SSI, income and resource limits apply. In 2025, the SSI federal benefit rate is $943/month for an individual. Utah may add a state supplement. [^1][^3]
You must report changes in income, work status, or living situation to avoid overpayments. If you earn above the SGA limit, your benefits may be suspended. If you lose benefits but later need them again, you may be able to restart them. Always report changes promptly to avoid penalties. [^3][^4]
Yes, if your anxiety disorder is severe enough to prevent you from working and is expected to last at least 12 months. You must meet SSA criteria and Utah’s disability rules. Medical records and work history are needed.
The SGA limit in 2025 is $1,620 per month for most people (or $2,700 if you are blind). Earning above this limit may affect your benefits.
Apply through Utah’s Department of Workforce Services or the Medicaid portal. You may need to provide medical records and proof of income. The State Medicaid Medical Review Board can determine disability if you are not on SSI or SSDI.
Yes, but you must not earn more than the SGA limit. Work incentives help you keep benefits while trying to work. Report any changes in income to avoid overpayments.
Utah ABLE accounts let people with disabilities save money without losing benefits. In 2025, you can contribute up to $19,000 per year (or $34,650 if you work and your employer doesn’t contribute to your retirement account).
The federal SSI benefit rate in 2025 is $943/month for an individual. Utah may add a state supplement. Income and resource limits apply.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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If you earn above the SGA limit, your benefits may be suspended or terminated. If you lose benefits but later need them again, you may be able to restart them.
Yes, Utah offers Medicaid waivers for home and community-based services. These can help people with anxiety disorders live independently.
Yes, children with anxiety disorders may qualify for SSI or SSDI if their condition meets SSA criteria. Benefits may continue into adulthood if the disability started before age 22.
Report changes in income, work status, or living situation to the SSA or Utah agencies. Use the SSA’s online portal or call your local office to avoid overpayments.
