If you have an amputation in Utah, you may qualify for federal disability benefits like SSI and SSDI, as well as state programs. In 2025, benefit amounts and work limits are changing. This guide explains eligibility, how to apply, and what support is available.
To get Social Security Disability Insurance (SSDI) in Utah, you must have worked in jobs covered by Social Security and have a disability that prevents you from working for at least 12 months. You also need enough work credits, usually 20 in the last 10 years. For Supplemental Security Income (SSI), you must have limited income and resources, and meet the adult definition of disability. Amputation is considered a qualifying disability if it meets Social Security's criteria for severity and duration.
If you have an amputation, Social Security will review your medical records to see if your condition meets their definition of disability. You must provide proof of your amputation and how it affects your ability to work.
In Utah, people with amputations may also qualify for state-specific programs like Medicaid waivers and ABLE accounts. Medicaid can help cover long-term care and other services not covered by Medicare or private insurance. To qualify for Medicaid based on disability, your income must be below 100% of the federal poverty level and you must have less than $2,000 in countable resources. If you work, the Medicaid Work Incentive (MWI) may let you keep Medicaid if your income is below 250% of the federal poverty level and you pay a sliding-scale premium.
Utah also offers ABLE accounts, which let you save money without losing SSI or Medicaid eligibility. You can contribute up to $19,000 per year in 2025, or $34,650 if you work and your employer doesn't contribute to your retirement account.
Source: Disability Law Center Utah, 2025
If you are a veteran, you may qualify for additional benefits through the VA. Check with the Utah Department of Veterans and Military Affairs for more information.
Source: SSA.gov, 2025 Source: Disability Law Center Utah, 2025
Source: SSA.gov, 2025 Source: Disability Law Center Utah, 2025
Utah offers several programs to help people with amputations:
Source: Disability Law Center Utah, 2025 Source: Utah.gov, 2025
ABLE accounts let people with disabilities save money without losing SSI or Medicaid eligibility. In Utah, you can contribute up to $19,000 per year in 2025, or $34,650 if you work and your employer doesn't contribute to your retirement account. Funds can be used for qualified disability expenses like housing, education, and transportation.
Source: Disability Law Center Utah, 2025
For SSI in Utah, you must have less than $2,000 in countable resources. For Medicaid, your income must be below 100% of the federal poverty level, or below 250% if you use the Medicaid Work Incentive. The SGA limit for 2025 is $1,620/month for most people, $2,700/month for those who are blind.
Source: Disability Law Center Utah, 2025 Source: Utah.gov, 2025
You must report any changes in income, health, or living situation to Social Security and Medicaid as soon as possible. If you don't, you may get an overpayment and have to pay it back. Reporting changes helps you avoid problems and keeps your benefits up to date.
Source: Disability Law Center Utah, 2025 Source: SSA.gov, 2025
The SGA limit for 2025 is $1,620 per month for most people, and $2,700 per month for those who are blind. If you earn more than this, your SSDI benefits may be suspended.
Yes, you can work while getting disability benefits. Social Security has work incentives that let you try working without losing all benefits right away. If your earnings are below the SGA limit, you can keep your benefits.
You can apply for disability benefits online at the Social Security website, by phone, or in person at a local Social Security office. You will need medical records and proof of work history.
SSDI is for people who paid FICA taxes and became disabled. SSI is for people with low income and resources, regardless of work history. Both programs have different eligibility rules and benefit amounts.
Yes, you can get Medicaid if you have a disability in Utah. Your income must be below 100% of the federal poverty level, or below 250% if you use the Medicaid Work Incentive. You must also have less than $2,000 in countable resources.
An ABLE account lets people with disabilities save money without losing SSI or Medicaid eligibility. In Utah, you can contribute up to $19,000 per year in 2025, or $34,650 if you work and your employer doesn't contribute to your retirement account.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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You must report changes in income, health, or living situation to Social Security and Medicaid as soon as possible. You can do this online, by phone, or in person. Reporting changes helps you avoid overpayments and keeps your benefits up to date.
If you earn more than the SGA limit, your SSDI benefits may be suspended. After your Extended Period of Eligibility, if your earnings are above SGA, your benefits should terminate that month. You may be able to get benefits again if your earnings drop below SGA and you still have a disability.
Yes, children with amputations may qualify for benefits if they meet Social Security's definition of disability. Children who were receiving benefits as a minor may continue to receive benefits if they have a qualifying disability and meet other requirements.
The Medicaid Work Incentive lets you keep Medicaid if you work and your income is below 250% of the federal poverty level. You pay a sliding-scale premium based on your income. This helps you keep health coverage while you work.
