If you have a traumatic brain injury (TBI) in Texas, you may qualify for federal disability benefits like SSDI and SSI. These programs help cover living costs and medical needs. Texas also offers state-specific support and Medicaid waivers for people with TBI. This guide explains eligibility, how to apply, and key resources.
To get federal disability benefits for traumatic brain injury in Texas, your condition must:
The Social Security Administration (SSA) uses a 5-step process to decide if you qualify[1][5]. This includes checking your work activity, the severity of your condition, whether your TBI is listed in the SSA’s Blue Book, your residual functional capacity, and your ability to do other jobs[1][5].
If your TBI is severe and meets the Blue Book criteria, you may qualify automatically[1]. If not, the SSA will review your ability to work based on your medical records and work history[1][5].
Texas follows federal rules for SSDI and SSI eligibility, so there are no separate state disability programs for TBI. However, Texas offers extra support through Medicaid waivers and other state services[1][7].
Texas Disability Determination Services (DDS) reviews your medical records and decides if you meet federal criteria[1]. DDS may request more information or schedule a consultative exam if needed[1].
If you have a TBI, you may also qualify for Texas Medicaid waivers, which help pay for home and community-based services[7]. These waivers can provide personal care, therapy, and other supports not covered by regular Medicaid[7].
Texas also offers ABLE accounts, which let you save money for disability-related expenses without losing SSI or Medicaid benefits[7].
Texas ABLE accounts let you save up to $18,000 per year for disability-related expenses. These accounts do not count against SSI or Medicaid resource limits. You can use the funds for housing, education, transportation, and more[7].
You must report any changes in income, work, or medical status to the SSA. Failing to report can lead to overpayments and penalties. If you receive an overpayment, you can request a waiver or set up a repayment plan[1][5].
Contact Texas Disability Determination Services or a local legal aid group for help with your application. They can guide you through the process and answer questions.
Yes, if your TBI meets federal criteria. You must show it is severe, lasts at least 12 months, and prevents you from working. Apply through the Social Security Administration for SSDI or SSI[1][5].
For SSDI, you cannot earn more than $1,620/month (non-blind) or $2,700/month (blind) in 2025. For SSI, resource limits are $2,000 for individuals and $3,000 for couples[2][4][6].
Gather medical records, apply online at SSA.gov, and include all work history and medical evidence. Texas DDS will review your application and may request more information[1][5].
Texas offers Medicaid waivers for home and community-based services, vocational rehab through TWC, and ABLE accounts for saving money without losing benefits[7].
Yes, but you cannot earn more than the SGA limit ($1,620/month non-blind in 2025). Work incentives let you test your ability to work without losing benefits[2][6].
You can appeal within 60 days. Gather more medical evidence and consider hiring a disability lawyer. Texas has legal aid groups that can help[1][5].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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The process can take 3–6 months or longer. Texas DDS may request more information or schedule a consultative exam, which can add time[1][5].
SSDI is for people who have worked and paid Social Security taxes. SSI is for people with limited income and resources. Both programs help people with TBI who meet federal criteria[7].
Yes, children with TBI may qualify for SSI if they meet the disability and income requirements. The child’s income and resources are considered, as well as those of family members[4][6].
Report any changes in income, work, or medical status to the SSA. You can do this online, by phone, or in person. Failing to report can lead to overpayments[1][5].
