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Texas • Chronic Illness
People in Texas with Myalgic Encephalomyelitis (ME) may qualify for federal disability benefits like SSI and SSDI, plus state programs such as Medicaid waivers and ABLE accounts. This guide explains eligibility, how to apply, and what support is available.
To qualify for federal disability benefits in Texas, your Myalgic Encephalomyelitis must:
The Social Security Administration (SSA) uses a 5-step process to decide eligibility:
If you cannot do any of these, you may qualify for benefits[1][2][5][6].
Texas follows federal rules for SSI and SSDI, but the Texas Disability Determination Services (DDS) handles medical reviews. For Myalgic Encephalomyelitis, Texas DDS looks for:
Texas also offers Medicaid waivers for home and community-based services, which can help with care needs related to ME[1][2][4].
Collect Documents: Get medical records, work history, and proof of income. For ME, include doctor notes, test results, and a description of how your symptoms affect daily life.
Start Application: Go to the SSA website or call 1-800-772-1213. You can apply online, by phone, or at a local office.
Complete Application: Fill out the form with details about your ME, work history, and income. Be honest and thorough.
Submit Application: Send your application and documents to SSA. They will forward it to Texas DDS for medical review.
Wait for Decision: Texas DDS will review your case. This can take several months. You may be asked for more information.
Appeal if Needed: If denied, you have 60 days to appeal. You can request a reconsideration, a hearing, or review by an administrative law judge.
Follow Up: Keep SSA updated on any changes to your condition or income[1][2][5][6].
The Texas ABLE Program lets people with disabilities save up to $18,000 per year in a tax-advantaged account. Funds can be used for qualified disability expenses like medical care, housing, and education. You must have developed your disability before age 26 and be a Texas resident[3].
If your income or living situation changes, you must report it to SSA within 10 days. Not reporting changes can lead to overpayments and penalties. For SSI, even small changes in income or resources can affect your benefits[2].
Contact your local Social Security office or a disability advocate for help with your application. Many nonprofits offer free assistance.
Yes, if your ME is severe enough to stop you from working and is expected to last at least 12 months. You must provide medical proof and meet SSA’s disability criteria[1][2][5].
SSI is for people with low income and resources, while SSDI is for those who worked and paid Social Security taxes. Both can help with ME, but eligibility rules differ[7].
In 2025, you cannot earn more than $1,620/month (non-blind) or $2,700/month (blind) and still qualify for disability benefits[2].
You need doctor notes, test results, and a description of how ME affects your daily life. Records should show symptoms like severe fatigue, post-exertional malaise, and cognitive issues[1][5].
Yes, but there are limits. SSDI has a trial work period where you can earn over $1,160/month for nine months without losing benefits[2].
A Texas ABLE account lets you save money for disability-related expenses without losing SSI or Medicaid. You must have developed your disability before age 26[3].
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
You can apply through the Texas Health and Human Services Commission. Medicaid waivers help pay for home and community-based care for people with ME[1][2].
You can appeal within 60 days. You may request a reconsideration, a hearing, or review by an administrative law judge[1][2].
Yes, you must report changes to SSA within 10 days. Not reporting can lead to overpayments and penalties[2].
Yes, children with ME may qualify for SSI if their condition is severe and meets SSA’s rules. Family income and resources are also considered[4].
