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Texas • Chronic Illness
If you have kidney disease in Texas, you may qualify for federal disability benefits like SSDI or SSI, plus state Medicaid waivers and work incentives. This guide explains eligibility, how to apply, and what support is available in 2025.
To qualify for federal disability benefits with kidney disease, your condition must:
The SSA uses a 5-step process to decide eligibility:
If you can’t do any of these, you may qualify for SSDI or SSI[1][2][5][6].
Texas follows federal rules for SSDI and SSI eligibility, so kidney disease must meet SSA criteria to qualify. Texas Disability Determination Services (DDS) reviews medical evidence and applies the same 5-step process as the SSA[1][2].
Texas does not have a separate state disability program, but residents may access Medicaid waivers for home and community-based services (HCBS) if eligible. These waivers can help with care, transportation, and support for people with chronic illnesses like kidney disease[1][2].
If you are a child with kidney disease, Texas considers both your income and your family’s income for SSI eligibility. Children in medical facilities may receive reduced SSI payments[4].
Texas does not have a state-funded disability program, but residents with kidney disease may access:
State-specific eligibility for Medicaid and waivers depends on income, resources, and medical need[1][2].
ABLE accounts let Texans with kidney disease save money for disability-related expenses without losing SSI or Medicaid benefits. You can save up to $17,000 per year (2025 limit) in an ABLE account. Funds can be used for housing, education, transportation, and medical care[2].
For SSI in Texas, the federal resource limits are $2,000 for individuals and $3,000 for couples. The SGA limit is $1,620/month for non-blind people and $2,700/month for blind people in 2025. Work credits for SSDI require $1,810 in earnings per credit (max 4 per year)[2].
You must report changes in income, resources, or living situation to avoid overpayments. If you receive too much, you may have to repay it. Report changes promptly to SSA or Texas DDS to keep your benefits accurate and avoid penalties[2].
Contact Texas Health and Human Services or a local disability advocate for help with your application and Medicaid waiver process.
Yes, if your kidney disease is severe, expected to last at least 12 months, and prevents you from working. You must meet SSA criteria for SSDI or SSI[1][2][5][6].
You need medical records showing your diagnosis, treatment, and how kidney disease limits your daily activities. Include dialysis schedules, transplant records, and lab results[1][2].
In 2025, you can earn up to $1,620/month (non-blind) or $2,700/month (blind) without losing SSDI or SSI benefits. Higher earnings may affect eligibility[2][4][6].
Texas does not have a state-funded disability program, but residents may access Medicaid waivers and federal SSDI/SSI benefits for support[1][2].
Yes, children with kidney disease may qualify for SSI if they meet SSA criteria and family income is within limits. Children in medical facilities may get reduced payments[4].
The SSA Blue Book lists chronic kidney disease (Section 6.03). If your condition meets the criteria, you may qualify for disability benefits[1][2].
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
Contact Texas Health and Human Services or your local Medicaid office. You’ll need to show medical need and meet income/resource limits for waiver eligibility[1][2].
Yes, work incentives let you earn some income without losing benefits. The Trial Work Period allows higher earnings for SSDI recipients[2].
The process can take 3–6 months or longer, depending on case complexity and how quickly you provide medical evidence[1][2].
You can appeal within 60 days. Consider getting help from a disability advocate or lawyer to improve your chances[1][2].
