If you have diabetes in Texas and it prevents you from working, you may qualify for federal disability benefits like SSDI or SSI. Texas does not have a state disability program, so most support comes from federal programs. This guide explains eligibility, how to apply, and extra help for Texans with diabetes.
To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) with diabetes, your condition must:
SSDI is for people who have worked and paid Social Security taxes. SSI is for those with limited income and resources[2][3][6].
The Social Security Administration uses a 5-step process to decide if you are disabled. This includes checking your work activity, the severity of your condition, whether it matches a listed impairment, your ability to do past work, and whether you can adjust to other jobs[1][6].
Texas does not have a state-run disability benefits program for adults with diabetes. All disability benefits for Texans with diabetes come from federal programs: SSDI and SSI[3].
If your diabetes is severe enough to meet federal criteria, you can apply for SSDI or SSI through the Social Security Administration. Texas Disability Determination Services (DDS) reviews your medical records and decides if you qualify[1].
Texas does offer Medicaid waivers for people with disabilities, including those with diabetes, to help with home and community-based services. These are not monthly cash benefits but can cover extra care needs[internal_link_1].
There are no special diabetes-only benefits in Texas, but you may qualify for other state programs based on your income and needs[3].
Texas does not offer a state disability cash benefit program. All disability income support for Texans with diabetes comes from federal SSDI and SSI programs[3].
Texas does offer Medicaid waivers for people with disabilities, including those with diabetes. These waivers can help pay for home care, personal care, and other services not covered by regular Medicaid[internal_link_1].
The Texas Health and Human Services Commission (HHSC) runs programs for people with disabilities, but these are not monthly cash benefits. They may help with food, housing, or job training if you qualify based on income and need[3].
ABLE accounts are available in Texas for people with disabilities. These tax-advantaged savings accounts let you save money without losing SSI or Medicaid benefits[internal_link_2].
ABLE accounts let Texans with diabetes save money for disability-related expenses without losing SSI or Medicaid benefits. You can save up to $18,000 per year in 2025, and the first $100,000 is not counted against SSI resource limits[internal_link_2].
If your income or living situation changes, you must report it to the SSA. Not reporting changes can lead to overpayments and penalties[internal_link_3].
If you get an overpayment, you can ask for a waiver or set up a repayment plan. Always keep records of your income and expenses[internal_link_3].
The SGA limit for non-blind individuals is now $1,620/month. The federal SSI payment is $967/month for individuals. Work incentives let you earn more without losing benefits.
Yes, if your diabetes is severe enough to meet federal disability criteria. You must show that it prevents you from working and is expected to last at least 12 months[1][6].
In 2025, you cannot earn more than $1,620/month (non-blind) or $2,700/month (blind) and still qualify for disability benefits[2][5].
No, Texas does not have a state disability cash benefit program. All disability income support comes from federal SSDI and SSI programs[3].
You can apply online at ssa.gov, by phone, or in person at a Social Security office. You will need medical records and work history[1][3][6].
You need doctor’s notes, lab results, treatment history, and records showing how diabetes affects your daily life and ability to work[1][6].
Yes, but only up to the SGA limit. SSDI and SSI have work incentives that let you earn some income without losing benefits[2][internal_link_5].
SSDI is for people who have worked and paid Social Security taxes. SSI is for those with limited income and resources. Both require a severe disability[2][internal_link_0].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, children with diabetes may qualify for SSI if their condition causes marked and severe functional limitations and family income is low enough[5].
An ABLE account lets you save money for disability-related expenses without losing SSI or Medicaid benefits. It can help pay for diabetes supplies and care[internal_link_2].
The process can take several months to over a year, especially if you need to appeal. Most claims are denied at first, so be ready to appeal and provide more evidence[3].
