People with cystic fibrosis in Texas may qualify for federal disability benefits like SSI and SSDI, as well as state programs. This guide explains eligibility, how to apply, and where to get help.
To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) in Texas, your cystic fibrosis must meet the Social Security Administration’s (SSA) definition of disability. This means:
The SSA uses a 5-step process to decide if you are disabled. This includes checking if you are working above the SGA limit, the severity of your condition, whether it is listed in the SSA’s Blue Book, your ability to do past work, and your ability to adjust to other work. If you cannot do any of these, you may be eligible for benefits.
For 2025, the SGA limit is $1,620 per month for non-blind people and $2,700 for blind people. If you earn more than this, you may not qualify for SSDI or SSI.
Cystic fibrosis is listed in the SSA’s Blue Book under respiratory disorders (Section 3.04). If your condition meets the criteria in the Blue Book, you may automatically qualify for benefits.
SSDI is for people who have worked and paid Social Security taxes. SSI is for people with limited income and resources, regardless of work history.
[Sources: ssa.gov, trajectordisability.com, secondchancelawyer.com]
Texas follows federal rules for SSI and SSDI eligibility, so the process is the same as in other states. However, Texas has its own agencies that help with applications and appeals. The Texas Disability Determination Services (DDS) reviews medical evidence and makes the final decision on disability claims.
Texas also offers Medicaid waivers for people with disabilities, which can provide extra support for cystic fibrosis, such as home care, therapy, and equipment. These waivers are limited and may have waiting lists.
If you are denied benefits, you can appeal through the Texas DDS. The appeals process includes reconsideration, a hearing, and review by the Appeals Council.
Texas does not have a state-specific disability program, but it does offer services through the Texas Health and Human Services Commission (HHSC) and local agencies.
[Sources: trajectordisability.com, texaslawhelp.org, hhsc.texas.gov]
[Sources: ssa.gov, trajectordisability.com, texaslawhelp.org]
[Sources: ssa.gov, secondchancelawyer.com]
Texas offers several programs for people with cystic fibrosis and other disabilities:
[Sources: hhsc.texas.gov, texaslawhelp.org, trajectordisability.com]
ABLE accounts allow people with cystic fibrosis to save money without losing SSI or Medicaid benefits. You can use the funds for qualified disability expenses, such as medical care, education, and housing. In Texas, you can open an ABLE account through the Texas ABLE program.
[Sources: ssa.gov, texaslawhelp.org]
[Sources: ssa.gov, secondchancelawyer.com]
You must report any changes in your income, resources, or medical condition to avoid overpayments. If you get too much money, you may have to pay it back. You can report changes online, by phone, or in person.
[Sources: ssa.gov, texaslawhelp.org]
Contact your local Social Security office or Texas Health and Human Services Commission for help with your application.
Yes, cystic fibrosis can qualify for SSI or SSDI if it meets Social Security’s disability criteria. Your condition must be medically documented, last at least 12 months, and limit your ability to work.
You can apply online at ssa.gov, by phone, or in person at a Social Security office. You will need to provide medical records and other information about your condition and work history.
In 2025, the SGA limit is $1,620 per month for non-blind people and $2,700 per month for blind people. If you earn more than this, you may not qualify for SSDI or SSI.
Yes, you can work during a trial work period without losing benefits. In 2025, you can earn over $1,160 in any month during a nine-month trial work period.
SSI is for people with limited income and resources, regardless of work history. SSDI is for people who have worked and paid Social Security taxes. Both programs offer monthly payments for people with cystic fibrosis.
The process can take several months. Texas DDS reviews your application and may ask for more information. If denied, you can appeal, which may take longer.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, children with cystic fibrosis may qualify for SSI or SSDI if they meet the disability criteria. The rules are similar to those for adults.
Texas offers Medicaid waivers, vocational rehabilitation, and other services for people with cystic fibrosis. You can apply through the Texas Health and Human Services Commission or local agencies.
You must report any changes in your income, resources, or medical condition to avoid overpayments. You can report changes online, by phone, or in person at a Social Security office.
Yes, you can open an ABLE account in Texas to save money for qualified disability expenses without losing SSI or Medicaid benefits.
