If you have asthma that limits your ability to work, you may qualify for disability benefits in South Dakota. This guide covers eligibility, how to apply, and state-specific programs.
To qualify for Social Security Disability Insurance (SSDI), you must have a medical condition that prevents you from doing substantial work, and you must have paid enough Social Security taxes to earn the required work credits. Generally, you need 40 credits, with 20 earned in the last 10 years before your disability began. For Supplemental Security Income (SSI), you must meet Social Security’s definition of disability and have limited income and resources. Both programs require that your disability is expected to last at least one year or result in death. Asthma may qualify if it severely limits your ability to work and meets SSA’s criteria for disability.
SSA Disability Qualification (Accessed: 2025-11-06)
In South Dakota, individuals with asthma may qualify for Medicaid if they are receiving SSI or meet the criteria for the Medicaid for Workers with Disabilities program. This program allows people with significant disabilities to work while keeping Medicaid coverage. Eligibility for Medicaid is linked to SSI status or meeting specific income and disability requirements. South Dakota also offers home and community-based services (HCBS) waivers for those who need long-term support. If your asthma is severe enough to prevent substantial work, you may qualify for these programs.
South Dakota Medicaid Coverage Groups (Accessed: 2025-11-06) South Dakota Disability Qualifications (Accessed: 2025-11-06)
SSA Disability Application (Accessed: 2025-11-06) South Dakota Medicaid Application (Accessed: 2025-11-06)
SSA Disability Programs (Accessed: 2025-11-06)
South Dakota Medicaid Coverage Groups (Accessed: 2025-11-06) South Dakota Disability Qualifications (Accessed: 2025-11-06)
ABLE accounts allow individuals with disabilities to save money without losing eligibility for SSI, Medicaid, and other benefits. In South Dakota, you can open an ABLE account to save for disability-related expenses. Contributions are tax-free, and withdrawals for qualified expenses do not affect benefits.
ABLE Accounts Guide (Internal Link)
SSA SGA Limits (Accessed: 2025-11-06)
It’s important to report any changes in income, employment, or health to SSA and Medicaid to avoid overpayments. Overpayments can result in repayment demands and loss of benefits. Keep records of all changes and report them promptly.
Avoiding Overpayments & Reporting Changes (Internal Link)
Contact the South Dakota Department of Social Services or your local SSA office for help with applications and questions.
Yes, if your asthma is severe enough to prevent you from working and meets SSA’s disability criteria, you may qualify for SSDI or SSI. Medical documentation is required to prove your condition limits your ability to work.
SSDI is based on your work history and Social Security taxes paid. SSI is for those with limited income and resources. Both require that your asthma severely limits your ability to work.
Gather medical records, apply online at SSA.gov, and contact South Dakota’s Department of Social Services for Medicaid. Report any changes in income or health to avoid overpayments.
Yes, but your earnings must be below the SGA limit. South Dakota’s Medicaid for Workers with Disabilities program allows you to work while keeping Medicaid coverage.
For 2025, the SGA limit is $1,620 per month for non-blind individuals and $2,700 for blind individuals. Earning above this limit may affect your benefits.
If you receive SSI, you automatically qualify for Medicaid in South Dakota. The Medicaid for Workers with Disabilities program allows you to work while keeping Medicaid coverage.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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ABLE accounts let you save money for disability-related expenses without losing eligibility for SSI, Medicaid, and other benefits. Contributions are tax-free and withdrawals for qualified expenses do not affect benefits.
Not reporting changes can lead to overpayments, repayment demands, and loss of benefits. Always report changes promptly to SSA and Medicaid.
Yes, South Dakota offers work incentives through Medicaid for Workers with Disabilities and federal programs. These help you keep benefits while working or saving.
Approval times vary, but it can take several months. Providing complete medical documentation and following up regularly can help speed up the process.
