People with intellectual disabilities in South Carolina can access federal and state benefits, including SSI, SSDI, Medicaid waivers, ABLE accounts, and employment programs. This guide explains eligibility, how to apply, and key resources.
To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) with an intellectual disability, you must meet federal criteria. SSDI requires a history of work in covered jobs and a disability that prevents substantial work for at least 12 months. SSI is for those with limited income and resources, regardless of work history. Both programs use the Social Security Administration’s definition of disability, which includes intellectual disabilities that significantly limit major life activities for at least 12 months [1].
In 2025, the Substantial Gainful Activity (SGA) limit is $1,620 per month for non-blind individuals, meaning earnings above this may affect eligibility [8].
South Carolina residents with intellectual disabilities may qualify for state-specific benefits in addition to federal programs. If you receive SSI, you are automatically eligible for SNAP food benefits through the South Carolina Combined Application Project (SCCAP) if you live alone or are responsible for your own meals and have no earned income [2].
South Carolina also offers reduced admission fees at state parks and free hunting/fishing licenses for residents with disabilities, including those receiving SSI or SSDI [5]. The Palmetto ABLE Savings Program allows individuals with disabilities to save money without losing eligibility for needs-based benefits [6].
Federal programs for intellectual disability in South Carolina include:
South Carolina offers several programs for people with intellectual disabilities:
The Palmetto ABLE Savings Program allows individuals with intellectual disabilities to save and invest money while maintaining eligibility for needs-based benefits. Contributions to an ABLE account do not count toward SSI resource limits, making it a valuable tool for financial independence [6].
For SSI in 2025, the federal income limit is $943 per month for an individual. The SGA limit for SSDI is $1,620 per month for non-blind individuals. Earnings above these limits may affect eligibility for benefits [8].
If you receive an overpayment from Social Security, you must report it and may be able to negotiate a repayment plan. Always report changes in income, living arrangements, or work status to avoid overpayments and ensure continued eligibility [3].
Contact Disability Rights South Carolina for free advocacy and support with Social Security benefits and applications [3].
Explore the Ticket to Work program for career counseling, job training, and benefits protection while working [4].
SSI is for people with limited income and resources, regardless of work history. SSDI is for those who have worked and paid into Social Security. Both programs can provide benefits for intellectual disability if you meet the criteria [7].
You can apply online at ssa.gov or visit your local Social Security office. You will need to provide medical records and proof of disability, income, and resources [7].
Yes, there are work incentives like the Ticket to Work program that allow you to work and keep your benefits. The SGA limit for 2025 is $1,620 per month for non-blind individuals [8].
South Carolina offers Medicaid waivers, ABLE accounts, reduced state park fees, free hunting/fishing licenses, and SNAP benefits for SSI recipients through SCCAP [5][6][2].
Disabled residents receiving SSI or SSDI can get free hunting and fishing licenses through the Department of Natural Resources. You must be a resident for at least one year and apply through their Columbia office [5].
The Palmetto ABLE Savings Program allows individuals with disabilities to save money without losing eligibility for needs-based benefits. It is a valuable tool for financial independence [6].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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The Representative Payee Program helps protect beneficiaries who need help managing their Social Security benefits. A payee acts as the receiver of benefits and ensures funds are used in the beneficiary’s best interest [3].
Always report changes in income, living arrangements, or work status to the Social Security Administration to avoid overpayments and ensure continued eligibility [3].
Yes, Medicaid provides health coverage for low-income individuals with disabilities. You may also qualify for Medicaid waivers for long-term care services [3].
The Ticket to Work program helps people with disabilities connect with employment services while protecting their benefits. It offers career counseling, job training, and other support services [4].
