If you live with depression in South Carolina, you may be eligible for a range of federal and state benefits, including SSI, SSDI, Medicaid, SNAP, and state-specific supports. This guide explains eligibility, how to apply, and key South Carolina disability benefits for mental health.
To qualify for Supplemental Security Income (SSI), a mental health condition like depression must be severe enough to limit your ability to work and must be expected to last at least 12 months or result in death. SSDI (Social Security Disability Insurance) requires a recent work history and a qualifying disability. SSI is need-based, with strict income and resource limits. Medicaid, Medicare, and SNAP are also available for those who meet federal and state criteria. See our <a href='/guides/ssi-ssdi'>SSI vs SSDI</a> guide for details.
In South Carolina, if you get SSI, you may apply for SNAP through the South Carolina Combined Application Project (SCCAP), which simplifies the process—just fill out one form. You must receive SSI, live alone or buy/prepare your own meals only, and have no earned income[1]. SC’s Department of Natural Resources offers free hunting and fishing licenses for people with disabilities—depression counts if you get SSI or SSDI[3]. South Carolina also lets you save and invest with the Palmetto ABLE Savings Program, which does not count against benefits like SSI or Medicaid for up to $100k[4]. Regular reporting of changes to your status is required; see <a href='/guides/overpayments-and-reporting'>Avoiding Overpayments & Reporting Changes</a> for details.
If you have depression and think you might qualify for benefits, start by applying for SSI or SSDI with the Social Security Administration. If you’re approved for SSI in South Carolina, you can apply for SNAP through SCCAP by mailing in their form[1]. For state park or hunting/fishing discounts, bring proof of disability (like an SSI/SSDI award letter) to the relevant state agency[3]. For savings, open an ABLE account with the Palmetto ABLE Savings Program[4].
Step 1: Apply for Federal Benefits
Step 2: Apply for SNAP via SCCAP (if on SSI)
Step 3: Explore SC State Benefits
Step 4: Open an ABLE Account
Step 5: Report Changes
Step 6: Get Help
Federal Programs
See our <a href='/guides/medicaid-vs-medicare'>Medicaid vs Medicare</a> guide for health coverage details.
South Carolina State Programs
South Carolina also has Medicaid waivers for intensive home and community-based services—depression may qualify under certain waivers. See <a href='/guides/medicaid-waivers'>Medicaid Waivers (HCBS)</a>.
Palmetto ABLE Savings Program: Lets South Carolinians with disabilities save up to $100,000 without losing eligibility for Medicaid or SSI[4]. ABLE accounts can be used for disability-related expenses. Learn more in our <a href='/guides/able-accounts'>ABLE Accounts</a> guide.
SSI and Medicaid: Have strict income and resource limits. For 2025, the federal SSI limit is $943/month for an individual (rates may change each year). Medicaid income limits in SC may be higher, especially with waivers—check the SC DHHS website for latest numbers.
Report any changes in income, living situation, or disability status immediately to Social Security, Medicaid, or SNAP offices. Owing money due to unreported changes can lead to overpayments and reduced benefits. See our <a href='/guides/overpayments-and-reporting'>Avoiding Overpayments & Reporting Changes</a> guide for step-by-step instructions.
If you want to try working, South Carolina's Ticket to Work program lets you keep Medicaid and/or Medicare while you gain skills and employment. You can gradually replace benefits with earnings, knowing you can go back to full benefits if needed due to your condition[2].
Palmetto ABLE Savings Program allows South Carolinians with disabilities to save up to $100,000 in a tax-advantaged account—this money doesn’t count against SSI or Medicaid eligibility[4].
Yes, if depression severely limits your ability to work and meets federal SSI/SSDI criteria. South Carolina also offers state programs for SSI recipients, including simplified SNAP (food stamps) through the SCCAP[1].
Yes, Medicaid is available for those who meet income and disability rules. South Carolina may offer additional services through Medicaid waivers for intensive mental health support.
If you live alone and have no earned income, you can apply for SNAP benefits through the SCCAP by mailing one form—no need for a separate DSS application[1].
Yes. Programs like Ticket to Work help you try working while keeping some benefits. Medicaid and Medicare may continue as you transition to work[2].
Show your SSI or SSDI award letter at any SC state park for at least 35% off regular rates and half-price annual passports[3].
Yes. If you receive SSI or SSDI and have lived in South Carolina for at least a year, you qualify for a free hunting or fishing license through the SC Department of Natural Resources[3].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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An SC savings plan for people with disabilities to save up to $100,000 without affecting SSI or Medicaid eligibility. The funds can be used for qualified disability-related expenses[4].
Contact your local SC Department of Social Services office, the Social Security Administration, or the SC Department of Mental Health for help with applications and questions.
You must report this change immediately to avoid overpayments and penalties. See our <a href='/guides/overpayments-and-reporting'>Avoiding Overpayments & Reporting Changes</a> guide.
Yes, you have the right to appeal any decision regarding SSI, SSDI, Medicaid, or SNAP. Request the appeal in writing as soon as possible after denial.
