Open a Purple account in minutes. Banking built for people with disabilities.
Rhode Island • Sensory
If you are blind in Rhode Island, you may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid, and vocational rehabilitation. This guide explains eligibility, how to apply, and where to get help.
If you are blind, you may qualify for two main federal programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is for people who have worked and paid Social Security taxes. SSI is for people with limited income and resources, including those who are blind. Both programs use strict medical and financial rules to decide if you are eligible. You must be unable to do substantial work because of your blindness. The Social Security Administration (SSA) sets these rules for all states, including Rhode Island.
Blindness is defined as having central visual acuity of 20/200 or less in the better eye with the use of a correcting lens, or a visual field of 20 degrees or less.
In Rhode Island, blind residents can get extra help from state programs. The Rhode Island Office of Rehabilitation Services (ORS) offers vocational rehabilitation to help blind people prepare for, get, or keep a job. To qualify, you must have a substantial barrier to employment and need services to help you work.
Rhode Island also has Temporary Disability Insurance (TDI) for short-term, non-work-related disabilities. If you are blind and temporarily unable to work, you may qualify if you meet the wage and payroll deduction requirements. You must have earned at least $16,800 in your base period or meet other wage thresholds. TDI pays up to 30 weeks.
The Rhode Island Department of Human Services (DHS) offers Medicaid, SNAP, and other financial aid for blind residents. The Rhode Island Developmental Disabilities Council and National Disability Institute also provide support and advocacy.
Source: ORS.RI.gov, 2025-11-06, Source: Atticus.com, 2025-11-06, Source: DisabilityResources.org, 2025-11-06
Source: SSA.gov, 2025-11-06, Source: ORS.RI.gov, 2025-11-06, Source: DisabilityResources.org, 2025-11-06
Source: ORS.RI.gov, 2025-11-06, Source: Atticus.com, 2025-11-06, Source: DisabilityResources.org, 2025-11-06
An ABLE account lets blind people save money without losing SSI or Medicaid benefits. You can use the funds for qualified disability expenses like housing, education, and medical care. Rhode Island residents can open an ABLE account through the state’s program. Contributions are limited each year, and there are tax benefits.
Source: ABLE National Resource Center, 2025-11-06
For SSI, the federal income limit is $943 per month for an individual in 2025. Rhode Island may have higher limits for state programs. For SSDI, there is no strict income limit, but you must not be doing substantial work. For Medicaid, income limits vary by program and household size.
If your situation changes (income, resources, living situation), you must report it to avoid overpayments. Overpayments can lead to debt and loss of benefits. Report changes to SSA and state agencies as soon as possible. Keep records of all reports and communications.
Call the Social Security Administration at 1-800-772-1213 or visit your local office for help with your application. You can also contact the Rhode Island Office of Rehabilitation Services at 401-421-7005.
SSI is for blind people with low income and few resources. SSDI is for blind people who have worked and paid Social Security taxes. Both programs provide monthly payments, but the rules and amounts are different. You can apply for both at the same time.
You can apply online at SSA.gov, by phone at 1-800-772-1213, or at a local Social Security office. You will need medical records and proof of income. For state programs, apply through the Rhode Island Department of Human Services or Office of Rehabilitation Services.
Yes, vocational rehabilitation services can help you get durable medical equipment. The Rhode Island Developmental Disabilities Council and National Disability Institute also offer support and resources for medical equipment.
TDI provides short-term wage replacement for Rhode Island workers who are temporarily unable to work due to a non-work-related illness or injury. If you are blind and temporarily unable to work, you may qualify if you meet the wage and payroll deduction requirements.
It can take 3 to 6 months to get a decision on your SSI or SSDI application. State programs may have different processing times. You can check the status online or by calling the agency.
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
Yes, there are work incentives for blind people. You can earn some income without losing all your benefits. The SSA has special rules for blind people who want to work. Talk to a benefits counselor for details.
If you are denied, you can appeal the decision. You have 60 days to file an appeal. You can get help from a disability advocate or attorney. The appeal process includes a reconsideration, hearing, and review.
Yes, Rhode Island offers housing assistance for low-income blind residents. You can apply for Section 8 vouchers, public housing, or other programs through the Rhode Island Housing Authority.
Yes, blind residents can get SNAP (food stamps) if they meet the income and resource rules. You can apply through the Rhode Island Department of Human Services.
An ABLE account lets blind people save money without losing SSI or Medicaid benefits. You can use the funds for qualified disability expenses. Rhode Island residents can open an ABLE account through the state’s program.
