If you have Panic Disorder in Oregon, you may qualify for federal disability benefits (SSDI or SSI), state programs, and work supports. This guide explains eligibility, how to apply, and what benefits are available in 2025.
To qualify for federal disability benefits with Panic Disorder, you must have a medically determinable impairment that prevents you from doing substantial gainful activity (SGA) for at least 12 months. For SSDI, you need enough Social Security work credits (usually 40, with 20 in the last 10 years). For SSI, you must have limited income and resources. In 2025, the SGA limit is $1,620 per month for most people, or $2,700 if you are blind. Panic Disorder is listed in the Social Security Administration's Blue Book under anxiety disorders (Section 12.06). If your symptoms match the criteria, you may qualify for benefits[7][2].
Oregon state law in 2025 changed some disability benefit rules for public employees, but these do not affect most people with Panic Disorder. If you are a public safety employee (police or firefighter), the disability standard is now based on your ability to do your previous job, not any job. For all other Oregon residents, eligibility for state programs like Medicaid waivers and paid leave is based on federal disability status or medical need. Oregon also offers ABLE accounts for people with disabilities, including Panic Disorder, to save without losing benefits[1][8].
Oregon offers ABLE accounts for people with disabilities, including Panic Disorder. In 2025, you can contribute up to $15,060 or your total wages, whichever is less. ABLE accounts let you save money without losing SSI or Medicaid benefits[8].
For SSI in 2025, the income limit is $2,000 for an individual and $3,000 for a couple. For SSDI, the SGA limit is $1,620 per month for most people, or $2,700 if you are blind. If you earn more than these amounts, you may lose benefits[2][7].
You must report any changes in income, work, or living situation to the Social Security Administration and Oregon DHS. Failure to report can lead to overpayments and penalties. Oregon has resources to help you avoid overpayments and report changes[4].
Disability Rights Oregon offers free legal help and advocacy for people with disabilities. Call or visit their website for support with applications and appeals[6].
Oregon ABLE accounts let you save money for disability-related expenses without losing SSI or Medicaid. Learn more and apply online[5].
Yes, Panic Disorder can qualify for SSDI or SSI if it meets Social Security's medical criteria for anxiety disorders. You must show that your symptoms prevent you from working for at least 12 months[7][2].
The income limit for SSI in 2025 is $2,000 for an individual and $3,000 for a couple. If you have more than this, you may not qualify for SSI[2].
You can apply for SSDI or SSI online at SSA.gov, by phone, or in person. You will need medical records and work history. Oregon DHS can help with Medicaid and other state programs[5][4].
The SGA limit for SSDI in 2025 is $1,620 per month for most people, or $2,700 if you are blind. If you earn more than this, you may lose SSDI benefits[2][7].
Yes, you can work while getting disability benefits, but your earnings must be below the SGA limit. Social Security has work incentives to help you try working without losing benefits[7][4].
An Oregon ABLE account is a tax-advantaged savings account for people with disabilities, including Panic Disorder. You can save up to $15,060 or your total wages in 2025 without losing SSI or Medicaid[8].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Oregon offers Medicaid waivers, paid leave for medical reasons, ABLE accounts, paid caregiving, and general assistance for people with disabilities, including Panic Disorder[6][8][4].
Report any changes in income, work, or living situation to Social Security and Oregon DHS. Oregon has resources to help you avoid overpayments and report changes[4].
If your application is denied, you have 60 days to request reconsideration. If denied again, you can request a hearing. Disability Rights Oregon can help with appeals[9].
Yes, children with Panic Disorder may qualify for SSI if they meet the medical criteria and have limited family income. Oregon DHS can help with applications[2][5].
