People with HIV/AIDS in Oregon may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid, and paid leave. This guide explains eligibility, how to apply, and key changes for 2025.
To qualify for federal disability benefits with HIV/AIDS, you must have a medically determinable impairment that prevents you from doing substantial gainful activity (SGA) for at least 12 months. For SSDI, you need enough work credits and meet the SGA limit. In 2025, the SGA limit is $1,620 per month for most people, or $2,700 if blind. SSI is for those with limited income and resources, regardless of work history. The SSA considers HIV/AIDS a qualifying condition if it meets their criteria for severity and duration 6 7 4.
In Oregon, people with HIV/AIDS may qualify for state disability benefits, Medicaid waivers, and paid family leave. The Oregon Paid Leave program offers up to 14 weeks of medical leave for qualifying health conditions, including HIV/AIDS. Recent 2025 legislation changed disability eligibility for public employees, but most private-sector and general disability rules remain the same. Oregon also offers ABLE accounts for saving for disability-related expenses. State-specific rules may apply for Medicaid waivers and other support programs, so check with Oregon agencies for details 5 8 1.
Oregon offers ABLE accounts for people with disabilities, including those with HIV/AIDS. You can save up to $15,060 in 2025 or your total wages, whichever is less. Funds can be used for disability-related expenses without affecting SSI or Medicaid benefits. Apply through the Oregon ABLE Savings Program 8.
For SSI in 2025, the income limit is $2,000 for an individual and $3,000 for a couple. For SSDI, the SGA limit is $1,620 per month for most people, or $2,700 if blind. Oregon Paid Leave provides partial wage replacement, with specific limits based on your income and employer plan 7 5.
Report any changes in income, work, or health to the SSA and Oregon agencies to avoid overpayments. If you receive too much in benefits, you may have to repay the excess. Use the SSA’s reporting tools and follow Oregon’s rules for state benefits [internal_link: Avoiding Overpayments & Reporting Changes].
Contact your local county office or the Oregon Disability Program for help with applications and questions about eligibility.
Yes, HIV/AIDS can qualify as a disability if it meets federal and state criteria for severity and duration. You must show it prevents you from working for at least 12 months. Medical records are required for the application.
Apply online at SSA.gov, by phone, or in person. You’ll need medical records, proof of income, and work history. The state Disability Determination Services will review your application.
The SSI income limit in 2025 is $2,000 for an individual and $3,000 for a couple. This includes most types of income, but some are excluded.
Yes, Oregon’s Paid Leave program offers up to 14 weeks of paid medical leave for qualifying health conditions, including HIV/AIDS. Check with your employer or the state portal for details.
Yes, you can work, but your earnings must stay below the SGA limit ($1,620/month in 2025). Work incentives help you keep benefits while returning to work.
Medicaid waivers in Oregon provide home and community-based services for people with disabilities, including those with HIV/AIDS. These can cover personal care, respite, and other supports.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Apply through the Oregon ABLE Savings Program. The 2025 contribution limit is $15,060 or your wages, whichever is less. Funds can be used for disability-related expenses.
Report any changes in income to the SSA and Oregon agencies. Not reporting can lead to overpayments and penalties.
Yes, recent 2025 legislation changed disability eligibility for public employees. Check with PERS for details on how it affects your benefits.
Yes, children with HIV/AIDS may qualify for SSI if they meet the SSA’s criteria for disability and their family’s income is limited.
