Panic Disorder Benefits in Ohio: 2025 Guide

• To get SSI, your income and assets must be low, and you must have a disability that limits your ability to work for at least 12 months.
• For SSDI, you need a work history and enough Social Security credits. Panic Disorder must be severe enough to stop you from doing substantial work.
• Both programs require medical proof from doctors and mental health professionals.
• The Social Security Administration (SSA) decides if your Panic Disorder meets the rules for disability.
• In 2025, the SSI federal payment is $943/month for one person, $1,415 for a couple. SSDI amounts depend on your past earnings.
• The Substantial Gainful Activity (SGA) limit for 2025 is about $1,470/month for non-blind people, $2,460/month for blind people. Earning above this may affect your benefits.

Sources: SSA Disability Qualifications, 2025 COLA and SGA

• Ohio does not add extra cash to federal SSI payments. You get only the federal amount.
• Ohio focuses on other supports: Medicaid, food assistance (SNAP), housing help, and mental health services.
• If you have Panic Disorder, you may qualify for Medicaid if your income is low. Medicaid covers therapy, medications, and crisis services.
• Ohio’s county boards of developmental disabilities and mental health boards offer case management, counseling, and crisis support.
• Some local programs help with housing, transportation, and job training for people with mental health conditions.
• Ohio’s approach is to provide services, not extra cash, to help people live independently.

Sources: Ohio Disability Benefits, Ohio County Boards

• Call Social Security at 1-800-772-1213 or apply online at SSA.gov.
• Gather medical records, work history, and personal info.
• Ask your doctor to fill out forms about your Panic Disorder.
• Apply for Medicaid at benefits.ohio.gov.
• Contact your county mental health board for local help.
• Consider getting help from a nonprofit or legal aid group.

• Step 1: Review eligibility for SSI or SSDI. SSI is for low-income people; SSDI is for those with a work history.
• Step 2: Collect medical records, therapy notes, and doctor statements about your Panic Disorder.
• Step 3: Apply online at SSA.gov, by phone, or in person at a Social Security office.
• Step 4: Complete all forms, including those for your doctors and employers.
• Step 5: Apply for Medicaid at benefits.ohio.gov or through your county office.
• Step 6: Contact your county mental health board for local services and support.
• Step 7: If denied, you can appeal. Ask for help from Disability Rights Ohio or a legal aid group.
• Step 8: Report any changes in income, work, or health to avoid overpayments.

Sources: SSA Apply for Benefits, Ohio Benefits Portal, Disability Rights Ohio

• SSI (Supplemental Security Income): Monthly cash for people with low income and assets who have a disability.
• SSDI (Social Security Disability Insurance): Monthly cash for people who worked and paid Social Security taxes.
• Medicaid: Health coverage for low-income people, including therapy and medications.
• SNAP (Food Stamps): Help with food costs.
• Medicare: Health coverage after 24 months of SSDI.
• Work Incentives: Programs to help you try working without losing all benefits.

Sources: SSA Disability Programs, Medicaid.gov

• Medicaid: Ohio Medicaid covers mental health services, therapy, and medications for Panic Disorder.
• County Mental Health Boards: Offer counseling, case management, and crisis support.
• SNAP (Food Stamps): Extra help with food costs.
• LIHEAP: Help with heating and cooling bills.
• Ohio Housing Finance Agency: Affordable housing programs.
• County Boards of Developmental Disabilities: Services for those with developmental disabilities and mental health needs.
• Disability Rights Ohio: Legal help and advocacy.
• Work Incentives Planning and Assistance (WIPA): Help with work and benefits.

Sources: Ohio Disability Benefits, Ohio Benefits Portal, Disability Rights Ohio

• Ohio offers ABLE accounts for people with disabilities. These let you save money without losing SSI or Medicaid.
• You can use ABLE funds for housing, education, transportation, and more.
• Learn more at the Ohio ABLE website.

Source: Ohio ABLE

• SSI income limits are strict. In 2025, the federal SSI payment is $943/month for one person, $1,415 for a couple.
• SSDI has no strict income limit, but you must not earn above the SGA limit ($1,470/month for non-blind in 2025).
• Ohio does not add extra cash to SSI.
• Medicaid income limits vary by program.

Sources: SSA SSI Limits, Ohio Medicaid

• Report any changes in income, work, or living situation to Social Security and Ohio Benefits.
• Not reporting can lead to overpayments and penalties.
• If you get an overpayment, you can ask for a waiver or repayment plan.
• Use the SSI Income Estimator tool to check how work affects your benefits.

Sources: SSA Overpayments, SSI Income Estimator

• Social Security Administration
  Phone: 1-800-772-1213

  TTY: 1-800-325-0778

  Hours: 7 a.m. to 7 p.m., Monday through Friday

  Website

  Call for help with SSI/SSDI applications and questions.
• Ohio Benefits
  Phone: 1-844-640-6446

  Hours: 7 a.m. to 7 p.m., Monday through Friday

  Website

  Apply for Medicaid, SNAP, and other state programs.
• Disability Rights Ohio
  Phone: 1-800-282-9181

  TTY: 1-800-642-8207

  Email: [email protected]

  Hours: Monday through Friday, 8 a.m. to 5 p.m.

  Website

  Legal help and advocacy for Ohioans with disabilities.

• Can I get disability for Panic Disorder in Ohio?

  Yes, if your Panic Disorder is severe and stops you from working full-time for at least 12 months. You must meet federal SSI or SSDI rules. Ohio does not add extra cash to SSI, but you can get Medicaid and other supports.

• How much money will I get for Panic Disorder disability in Ohio?

  Ohio does not add extra cash to SSI. In 2025, the federal SSI payment is $943/month for one person, $1,415 for a couple. SSDI amounts depend on your work history. Medicaid and food help can also reduce your costs.

• What medical proof do I need for Panic Disorder disability?

  You need records from doctors, therapists, or hospitals showing your Panic Disorder is severe and long-term. This includes diagnosis, treatment, and how it limits your work. SSA will review your medical evidence.

• Can I work while getting disability for Panic Disorder in Ohio?

  Yes, but you must not earn above the SGA limit ($1,470/month for non-blind in 2025). Work incentives let you try jobs without losing all benefits. Report any work to Social Security.

• How do I apply for Medicaid with Panic Disorder in Ohio?

  Apply online at benefits.ohio.gov or through your county office. Medicaid covers therapy, medications, and crisis services for Panic Disorder. You may qualify if your income is low.

• What local help is available for Panic Disorder in Ohio?

  County mental health boards offer counseling, case management, and crisis support. County boards of developmental disabilities may help with housing and job training. Nonprofits like Disability Rights Ohio provide legal help.