If you have heart disease in North Dakota, you may qualify for federal disability benefits like SSI or SSDI, plus state programs for healthcare and support. This guide explains eligibility, how to apply, and resources to help you get the benefits you need.
To qualify for Social Security Disability Insurance (SSDI), you must have a work history and have paid Social Security taxes. You generally need 40 credits, with 20 earned in the last 10 years before your disability began. SSDI is for people who can no longer work due to a medical condition expected to last at least one year or result in death.
Supplemental Security Income (SSI) is for people with limited income and resources, regardless of work history. You must have a qualifying disability, be age 65 or older, or be blind. SSI is based on financial need and is available to adults and children with disabilities.
Both programs require that your heart disease meets Social Security’s definition of disability, which means it must be severe enough to prevent you from doing substantial work and is expected to last at least one year or result in death. The Social Security Administration uses a medical guide called the “Blue Book” to decide if a condition qualifies.
For both SSI and SSDI, you must provide medical evidence showing your heart disease limits your ability to work. This includes doctor’s reports, test results, and treatment records.
If you are approved, you may also qualify for Medicare (SSDI) or Medicaid (SSI) for healthcare coverage.
You can learn more about federal eligibility at the Social Security Administration’s website.
Source: Social Security Administration, Disability Qualifications (accessed 2025-11-06)
In North Dakota, SSI recipients automatically qualify for Medicaid, which provides health coverage. You must apply for Medicaid through your local County Social Service Office.
The maximum SSI payment in North Dakota for 2025 is $967 per month. This amount may be reduced if you have other income.
SSDI payments in North Dakota depend on your work history and how much you paid into Social Security. There is no state supplement to SSDI.
North Dakota has several work incentive programs for people with disabilities, including the Ticket to Work program. These programs help you keep your benefits while you try to work, get job training, or gain work experience.
The state’s Disability Determination Services (DDS) reviews your medical evidence to decide if you meet federal disability criteria. Only the Social Security Administration can approve your benefits.
Source: Social Security Administration, Apply for Disability Benefits (accessed 2025-11-06) Source: North Dakota Department of Human Services, Disability Determination Services (accessed 2025-11-06)
Step 1: Gather Information
Step 2: Apply for Benefits
Step 3: Medical Review
Step 4: Decision and Next Steps
Source: Social Security Administration, Disability Benefits (accessed 2025-11-06) Source: Social Security Administration, Work Incentives (accessed 2025-11-06)
Source: North Dakota Department of Human Services, Disability Determination Services (accessed 2025-11-06) Source: Community Options, Ticket to Work (accessed 2025-11-06) Source: North Dakota Department of Human Services, Services to Individuals with Disabilities (accessed 2025-11-06) (accessed 2025-11-06) (accessed 2025-11-06)
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. In North Dakota, you can open an ABLE account through the national ABLE program. These accounts are for qualified disability expenses like education, housing, and transportation. Learn more about ABLE accounts and how to open one.
Source: ABLE National Resource Center (accessed 2025-11-06) Source: North Dakota ABLE Program (accessed 2025-11-06)
SSI is for people with limited income and resources. In North Dakota, the maximum SSI payment is $967 per month in 2025. This amount may be reduced if you have other income. SSDI payments depend on your work history and are not affected by other income. For both programs, you must report any changes in income or resources to Social Security.
Source: Rehab Services Inc., Social Security Benefits Project (accessed 2025-11-06)
If your income or medical condition changes, you must report it to Social Security. Failing to report changes can lead to overpayments, which you may have to pay back. Social Security has rules about what counts as income and how it affects your benefits. Learn how to avoid overpayments and what to do if you get one.
Source: Social Security Administration, Reporting Changes (accessed 2025-11-06)
If you need help with your application or have questions, contact your local Social Security office or Disability Determination Services. Nonprofits like Community Options also offer free support.
If you want to work, programs like Ticket to Work and Impairment Related Work Expenses can help you keep your benefits while you try to work.
Yes, heart disease can qualify for SSDI or SSI if it meets federal criteria. You must show that your condition is severe enough to prevent you from working and is expected to last at least one year or result in death. Medical evidence is required.
You apply through the Social Security Administration online, by phone, or in person. Your application will be sent to North Dakota’s Disability Determination Services for a medical review. Gather your medical records and personal information before you apply.
SSDI is for people with a work history who paid Social Security taxes. SSI is for people with limited income and resources, regardless of work history. Both require a qualifying disability and medical evidence.
Yes, SSI recipients in North Dakota qualify for Medicaid. You must apply for Medicaid through your local County Social Service Office. Medicaid provides health coverage for eligible people with disabilities.
North Dakota offers work incentives like the Ticket to Work program, Impairment Related Work Expenses, and the State Medicaid Buy-In for Workers with Disabilities. These programs help you keep benefits while you try to work.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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If you are approved for SSI or SSDI, you may also be eligible for other state services, such as support and training for independence and community inclusion.
North Dakota does not have a state disability insurance program, so all disability benefits come from federal programs.
Source: Rehab Services Inc., Social Security Benefits Project (accessed 2025-11-06) Source: North Dakota Department of Human Services, Disability Determination Services (accessed 2025-11-06) Source: Community Options, Ticket to Work (accessed 2025-11-06) Source: North Dakota Department of Human Services, Services to Individuals with Disabilities (accessed 2025-11-06)
Step 5: Keep Your Benefits
Source: Social Security Administration, Apply for Disability Benefits (accessed 2025-11-06) Source: North Dakota Department of Human Services, Disability Determination Services (accessed 2025-11-06) Source: Community Options, Ticket to Work (accessed 2025-11-06)
The average wait time for a hearing is about 9 months in North Dakota, which is slightly shorter than the national average. The time from application to decision can vary based on your case and the need for more medical evidence.
Yes, work incentive programs let you try working while keeping your benefits. Programs like Ticket to Work and Impairment Related Work Expenses help you keep SSI or SSDI as you gain work experience.
If your application is denied, you can appeal the decision. You have several levels of appeal, including reconsideration, a hearing, and review by the Appeals Council. It’s helpful to get help from a disability advocate or attorney.
North Dakota does not have a state disability insurance program, but SSI recipients get Medicaid. The state also offers support services, job training, and meal programs for people with disabilities.
The maximum SSI payment in North Dakota for 2025 is $967 per month. This amount may be reduced if you have other income. SSDI payments depend on your work history and are not affected by other income.
