People with mobility impairments in New York can access federal and state benefits, including SSI, SSDI, Medicaid waivers, and ABLE accounts. This guide explains eligibility, how to apply, and key resources.
Mobility impairment can qualify for federal disability benefits if it meets Social Security Administration (SSA) criteria. To qualify for Supplemental Security Income (SSI), you must have limited income and resources and a disability that limits your ability to work. For Social Security Disability Insurance (SSDI), you need a qualifying work history and a disability expected to last at least 12 months or result in death. Both programs require medical evidence of your condition. SSI is for low-income individuals, while SSDI is based on your work credits. You can apply for both at the same time if you meet the criteria.
For more details, visit the SSA website.
In New York, people with mobility impairments may qualify for state-specific programs in addition to federal benefits. The New York State Office for People With Developmental Disabilities (OPWDD) offers home and community-based services (HCBS) for eligible individuals. These waivers help pay for services like personal care, respite care, and supported employment. To qualify, you must meet both federal and state criteria, including a diagnosis of a developmental disability and functional limitations. The New York State Department of Health also provides Medicaid waivers for people with physical disabilities, including mobility impairments. These programs may cover home health aides, assistive technology, and transportation services. Eligibility is based on income, assets, and functional needs. Contact OPWDD or your local Department of Social Services for more information.
Learn more about how to apply for SSI/SSDI Learn more about Medicaid Waivers (HCBS) Learn more about ABLE Accounts
Learn more about SSI vs SSDI Learn more about Medicaid Waivers (HCBS) Learn more about ABLE Accounts
Learn more about Medicaid Waivers (HCBS) Learn more about ABLE Accounts
ABLE accounts allow people with disabilities to save money without losing eligibility for means-tested benefits like SSI and Medicaid. In New York, you can open an ABLE account through the NY ABLE program. The account can be used for disability-related expenses, including education, housing, transportation, and personal support services. Contributions are limited to $18,000 per year, and the account balance does not count toward SSI or Medicaid asset limits. To open an account, visit the NY ABLE website.
Learn more about ABLE Accounts
Income limits for SSI and Medicaid vary by program and household size. For SSI, the federal benefit rate is $943 per month for an individual and $1,415 for a couple in 2025. Medicaid income limits are higher and vary by program. For Medicaid waivers, income limits are typically higher than for regular Medicaid. Contact your local Department of Social Services for specific income limits.
Learn more about SSI Income Estimator
It is important to report any changes in your income, resources, or living situation to avoid overpayments. Overpayments can result in repayment demands and loss of benefits. Report changes promptly to the Social Security Administration and your local Department of Social Services. Keep records of all correspondence and benefit statements.
Contact your local Department of Social Services or OPWDD for assistance with applications and eligibility questions.
SSI is for people with disabilities who have limited income and resources. SSDI is for people with disabilities who have a qualifying work history. Both programs require medical evidence of your condition. SSI is based on financial need, while SSDI is based on work credits.
Contact your local Department of Social Services or the New York State Office for People With Developmental Disabilities (OPWDD). You will need to submit an application and provide medical and functional assessments. Income and asset limits apply.
Medicaid waivers can cover home health aides, assistive technology, transportation services, and personal care services. These services help people with mobility impairments live independently in their communities.
Yes, you can work while receiving SSI or SSDI. There are work incentives that allow you to keep some benefits while you work. Contact the Social Security Administration for more information.
An ABLE account allows people with disabilities to save money without losing eligibility for means-tested benefits. The account can be used for disability-related expenses, including education, housing, transportation, and personal support services.
Report changes in your income, resources, or living situation to the Social Security Administration and your local Department of Social Services. Keep records of all correspondence and benefit statements.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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The federal benefit rate for SSI is $943 per month for an individual and $1,415 for a couple in 2025. Medicaid income limits are higher and vary by program. Contact your local Department of Social Services for specific income limits.
Medicaid is a state and federal program that provides health coverage to people with disabilities who meet income and asset requirements. Medicare is a federal program that provides health coverage to people with disabilities who receive SSDI.
Yes, children with mobility impairments may qualify for SSI if they meet the SSA's criteria for disability and have limited income and resources. Medical documentation is required.
Contact your local Department of Social Services or OPWDD. Submit an application and provide medical and functional assessments. Income and asset limits apply. Attend any required interviews or assessments.
