People who are hard of hearing in New York can access a range of federal and state benefits, including SSI, SSDI, Medicaid, and vocational rehabilitation services. These programs help cover medical costs, provide assistive devices, and support employment.
People who are hard of hearing may qualify for federal disability benefits if their hearing loss is severe enough to prevent them from working. The Social Security Administration (SSA) offers two main programs: Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). SSI is for people with limited income and resources, while SSDI is for those who have worked and paid Social Security taxes. Both programs require a medical review to confirm the disability. Eligibility also depends on age, work history, and financial situation. For more details, visit the SSA website.
Citations:
In New York, people who are hard of hearing may qualify for state-specific programs in addition to federal benefits. The New York State Office of Temporary and Disability Assistance (OTDA) administers SSI and other cash assistance programs. The New York State Department of Health runs Medicaid, which covers hearing aids and related services for eligible individuals. The New York State Commission for the Deaf and Hard of Hearing (NYSCDHH) provides advocacy, resources, and support for people with hearing loss. Vocational rehabilitation services are available through the New York State Education Department to help people with hearing loss find and keep jobs. Eligibility for these programs depends on income, resources, and the severity of the hearing loss.
Citations:
Citations:
Citations:
Citations:
ABLE accounts allow people with disabilities to save money for disability-related expenses without losing eligibility for SSI, Medicaid, and other benefits. In New York, the NY ABLE program offers tax-free savings accounts for qualified expenses, including education, housing, transportation, and personal support services. Account holders can contribute up to $18,000 per year, and the total account balance cannot exceed $100,000 without affecting SSI eligibility. For more information, visit the NY ABLE website.
Citations:
Income limits for SSI and Medicaid vary by program and household size. For SSI, the federal income limit is $943 per month for an individual and $1,415 for a couple in 2025. Medicaid income limits are higher and depend on household size and state rules. For the most up-to-date information, check the SSA and NY State of Health websites.
Citations:
It is important to report changes in income or living situation to avoid overpayments and potential penalties. For SSI and SSDI, report changes online, by phone, or in person at a Social Security office. For Medicaid, report changes through the NY State of Health Marketplace. For vocational rehabilitation and other state programs, contact the administering agency. Reporting changes helps ensure you receive the correct amount of benefits.
Citations:
If you need help applying for benefits, contact your local Social Security office or the New York State Commission for the Deaf and Hard of Hearing. They can provide guidance and support throughout the process.
SSI is for people with limited income and resources, while SSDI is for those who have worked and paid Social Security taxes. Both programs require a medical review to confirm the disability. SSI is need-based, while SSDI is based on work history.
Yes, Medicaid in New York covers hearing aids and related services for eligible individuals. Coverage depends on income and resources. Check with the NY State of Health Marketplace for details.
Contact your local vocational rehabilitation office or visit the NYSED website. You will need to provide medical records and proof of income. The office will help you develop a plan to find and keep a job.
An ABLE account lets people with disabilities save money for disability-related expenses without losing eligibility for SSI, Medicaid, and other benefits. In New York, the NY ABLE program offers tax-free savings accounts for qualified expenses.
Yes, it is important to report changes in income or living situation to avoid overpayments and potential penalties. Report changes online, by phone, or in person at the appropriate agency.
Yes, children who are hard of hearing may qualify for SSI, Medicaid, and other programs. Eligibility depends on income, resources, and the severity of the hearing loss. Check with the SSA and NY State of Health for details.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
Join thousands of families who trust Purple to protect their benefits
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.
Citations:
The New York State Commission for the Deaf and Hard of Hearing provides advocacy, resources, and support. Vocational rehabilitation services are also available to help people with hearing loss find and keep jobs.
The approval process can take several months. It depends on the completeness of your application and the severity of your disability. You may be asked to provide additional medical records or attend a medical exam.
Yes, you can work while receiving disability benefits, but there are limits on how much you can earn. SSI and SSDI have work incentives to help you transition back to work. Check with the SSA for details.
If your application is denied, you can appeal the decision. Contact the agency that denied your application for information on the appeals process. You may want to seek help from a disability advocate or attorney.
