Open a Purple account in minutes. Banking built for people with disabilities.
New York • Learning
Dyscalculia is a lifelong learning disability that affects math skills. While there aren’t specific New York State benefits solely for dyscalculia, people with dyscalculia may qualify for federal disability benefits, state Medicaid waivers, supported employment, and more. This guide explains how to apply, what’s available, and where to get help in New York.
To qualify for federal disability benefits (SSI/SSDI), your condition must ‘medically equal’ a listing, or you must prove you cannot work because of your disability—even if you have tried job supports and accommodations[4]. Children with dyscalculia may receive special education services, but SSI/SSDI depends on whether the child’s disability is severe enough to prevent ‘substantial gainful activity.’ Adults must have a disability that began before age 22 and meet strict work limits for the ‘Disabled Adult Child’ benefit[4]. The Social Security Administration (SSA) will evaluate your work, education, and daily activities when deciding your case. If you can work with accommodations, you likely won’t qualify[4].
New York does not have a state disability insurance program for non-workplace disabilities. However, you may apply for Medicaid, Home and Community-Based Services (HCBS) waivers, and Vocational Rehabilitation (VESID) based on your need for support, not just your diagnosis. Medicaid waivers and state-funded programs focus on functional needs, so if dyscalculia impacts your daily life or you have other disabilities, you may qualify for in-home supports, job coaching, or transportation help. For students, New York State Education Department (NYSED) must provide a Free Appropriate Public Education (FAPE) under the IDEA, including accommodations for dyscalculia until age 21 or graduation.
Start by applying for SSI or SSDI online at ssa.gov if your dyscalculia (alone or with other conditions) prevents work[4]. For state services, contact OPWDD if you have developmental disabilities, or apply for Medicaid and HCBS through the New York State of Health. Students should contact their school’s special education department for IEP or 504 Plan evaluations.
Apply for Federal Benefits
The main federal programs are SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance). SSI is for people with low income and limited resources; SSDI requires a work history[4]. Both programs require a severe disability that prevents work, which may include dyscalculia if it significantly limits daily activities. Children can get SSI if their condition is severe enough, and adults may qualify if their disability started before age 22. Special education services are required under IDEA for school-age children.
New York State offers Medicaid, HCBS waivers, and vocational rehabilitation. Medicaid waivers (like the OPWDD waiver) help people with developmental disabilities live in the community. The NYSED ensures educational accommodations through IEPs and 504 Plans. ACCES-VR provides job training and supports for adults with disabilities. There is no New York State Disability Insurance like California’s for non-work injuries or illnesses—those must be filed through SSI/SSDI or worker’s compensation for workplace injuries.
New York offers ABLE accounts (NY ABLE), which let people with disabilities save up to $100,000 without losing SSI. Funds can be used for education, housing, transportation, and more—giving you more financial independence.
For SSI, income and resource limits apply (in 2025, about $1,915/month for a single person, $2,817 for a couple). Medicaid in New York has higher income limits for people with disabilities—check NY State of Health for current numbers. ABLE accounts have their own limits and rules.
Always report income changes to SSI, SSDI, and Medicaid to avoid overpayments. If you do get an overpayment, you can request a waiver or payment plan. Keeping good records helps you avoid problems.
If your child has dyscalculia, contact their New York public school for an evaluation. Under IDEA, schools must provide accommodations and specialized instruction to help students succeed.
ACCES-VR helps adults with dyscalculia and other disabilities find and keep jobs. Services include testing, job coaching, and assistive technology.
New York’s HCBS waivers go beyond healthcare. They can fund supported employment, transportation, and community living—key supports for people whose learning disability affects daily life.
Dyscalculia alone is rarely enough for SSI/SSDI. The SSA looks at how your disability (alone or with others) prevents work. For children, the focus is on whether the condition is severe enough to limit daily activities. Medical and educational records are key evidence[4].
Public schools must provide IEPs or 504 Plans with accommodations like extra time, calculators, or specialized instruction. Contact your school’s special education department for an evaluation.
An ABLE account lets you save money without losing SSI or Medicaid. In New York, NY ABLE offers tax-free growth and spending on disability-related expenses.
HCBS waivers (like OPWDD) support people with developmental disabilities. Waivers offer services like job coaching, housing help, and personal care. Eligibility depends on functional need, not just diagnosis.
ACCES-VR offers vocational rehab, job training, and supported employment. Services are tailored to your needs and goals.
If SSI, SSDI, or Medicaid is denied, you can appeal. Gather more evidence, such as doctor’s letters or school records, and submit a written request for reconsideration.
Disclaimer: This is not legal or financial advice. Always check official sources for the most current information. Benefits and services may change.
SSI and SSDI have work incentives and allow some earnings. Always report income changes. Some Medicaid waivers also support employment.
Report changes online, by phone, or by mail. Keeping records helps avoid overpayments and ensures you get the right benefits.
At 18, SSI rules change—your child’s own income and resources count. If your child is still in school, benefits may continue. For SSDI as a Disabled Adult Child, the disability must have started before age 22[4].
Disability Rights New York offers free legal help for benefits appeals, education, and housing issues.
