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New York • Chronic Illness
People with cancer in New York can access federal and state benefits, including SSI, SSDI, Medicaid, and work support programs. This guide explains eligibility, how to apply, and key resources.
People with cancer in New York may qualify for federal disability benefits if their condition prevents them from working. The Social Security Administration (SSA) offers two main programs: Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). SSI is for people with limited income and resources, while SSDI is for those who have worked and paid Social Security taxes. Both programs require a medical determination that the disability is expected to last at least 12 months or result in death. Children with cancer may also qualify for benefits if they meet the criteria. The SSA uses a medical listing for cancer, and some types may automatically qualify for benefits.
To qualify, applicants must provide medical evidence, work history, and financial information. The SSA reviews each case individually, and some cancers may be fast-tracked for approval.
New York State offers additional support for people with cancer, including Medicaid, Medicaid waivers, and state disability programs. Medicaid provides health coverage for low-income individuals and families, including those with cancer. New York also has Medicaid Home and Community-Based Services (HCBS) waivers, which help people with cancer receive care at home or in the community instead of in institutions. These waivers can cover services like home health aides, personal care, and respite care.
New York does not have a state disability insurance program like California, but people with cancer may qualify for other state benefits, such as Temporary Disability Benefits (TDB) through their employer or union, or through the Workers' Compensation Board if the cancer is work-related. New York also offers the Supplemental Nutrition Assistance Program (SNAP) and other support services for people with disabilities.
Step 1: Review eligibility for SSI, SSDI, and Medicaid. Each program has different requirements.
Step 2: Collect medical records, proof of income, and other required documents.
Step 3: Apply for SSI/SSDI online at the SSA website, by phone, or at a local SSA office. For Medicaid, apply online at the New York State of Health website, by phone, or in person.
Step 4: Follow up with the agency. They may request additional information or schedule a medical exam.
Step 5: If approved, you will receive benefits. If denied, you can appeal the decision.
Step 6: Report any changes in your income, resources, or medical condition to avoid overpayments.
SSI (Supplemental Security Income): Provides monthly payments to people with limited income and resources who are disabled, blind, or age 65 or older.
SSDI (Social Security Disability Insurance): Provides monthly payments to people who have worked and paid Social Security taxes and are now disabled.
Medicaid: Provides health coverage for low-income individuals and families, including those with cancer.
Medicare: Available to people with disabilities who have received SSDI for 24 months.
SNAP (Supplemental Nutrition Assistance Program): Provides food assistance to low-income individuals and families.
Medicaid: New York Medicaid provides health coverage for people with cancer, including treatment, medications, and related services.
Medicaid Waivers (HCBS): New York offers Medicaid Home and Community-Based Services waivers for people with cancer who need long-term care at home or in the community.
Temporary Disability Benefits (TDB): Some employers or unions in New York offer TDB for people with cancer who are unable to work.
Workers' Compensation: If cancer is work-related, people may qualify for Workers' Compensation benefits.
SNAP: Provides food assistance to low-income individuals and families with cancer.
ABLE accounts allow people with disabilities to save money without losing eligibility for SSI, Medicaid, and other benefits. In New York, the NY ABLE program lets account holders save up to $100,000 without affecting SSI eligibility. Funds can be used for disability-related expenses, including medical care, housing, and education.
Income limits for SSI and Medicaid vary by program and household size. For SSI, the federal limit is $943 per month for an individual in 2025. For Medicaid, income limits depend on household size and other factors. People with cancer may qualify for Medicaid even if their income is above the standard limit if they have high medical expenses.
It is important to report changes in income, resources, or medical condition to avoid overpayments. Overpayments can result in repayment or loss of benefits. People with cancer should report changes as soon as possible to the SSA, Medicaid, or other benefit agencies.
Contact your local Social Security office or the New York State of Health for help with your application. You can also call Disability Rights New York for free legal assistance.
Yes, people with cancer in New York may qualify for SSI, SSDI, or Medicaid if their condition prevents them from working or meets the program's medical criteria. Some cancers may automatically qualify for benefits.
You can apply for SSI, SSDI, or Medicaid online, by phone, or in person. You will need to provide medical records, proof of income, and other documents. The agency will review your application and may request additional information.
SSI is for people with limited income and resources, while SSDI is for those who have worked and paid Social Security taxes. Both programs provide monthly payments to people with disabilities, including cancer.
Yes, there are work incentives that allow people with disabilities to work and keep their benefits. The SSA offers programs like the Ticket to Work and Plan to Achieve Self-Support (PASS) to help people with cancer return to work.
A Medicaid waiver allows people with disabilities to receive long-term care services at home or in the community instead of in institutions. New York offers Medicaid HCBS waivers for people with cancer who need ongoing care.
You should report changes in income, resources, or medical condition to the SSA, Medicaid, or other benefit agencies as soon as possible. This helps avoid overpayments and ensures you receive the correct amount of benefits.
Disclaimer: This guide provides general information and is not legal advice. Program rules and eligibility may change. Always check with the official agency for the most current information.
Yes, children with cancer may qualify for SSI or Medicaid if they meet the program's medical and financial criteria. Children may also qualify for other support services.
An ABLE account allows people with disabilities to save money without losing eligibility for SSI, Medicaid, and other benefits. Funds can be used for disability-related expenses, including medical care and education.
The approval process can take several months. Some cancers may be fast-tracked for approval. The agency will review your application and may request additional information or schedule a medical exam.
If your application is denied, you can appeal the decision. The appeal process may include a reconsideration, a hearing, and review by an administrative law judge.
