If you have Post-Traumatic Stress Disorder (PTSD) in New Mexico, you may qualify for federal disability benefits like SSI and SSDI, as well as state programs such as Medicaid and food assistance. This guide explains eligibility, how to apply, and what support is available.
[Sources: SSA.gov, 2025 SGA limits, work credits]
[Sources: NM HCA, NM SNAP, NM Children’s Medical Services]
[Sources: SSA.gov, NM HSD]
[Sources: SSA.gov, Medicare.gov, Medicaid.gov]
[Sources: NM HCA, NM SNAP, NM Children’s Medical Services]
An ABLE account allows people with disabilities to save money without losing eligibility for SSI, Medicaid, and other benefits. In New Mexico, you can open an ABLE account to save for qualified disability expenses. Contributions are limited, and there are annual and lifetime caps. Earnings in the account are tax-free if used for qualified expenses.
[Sources: ABLE National Resource Center, NM ABLE]
For SSI in 2025, the federal income limit is $943 per month for an individual and $1,415 for a couple. New Mexico may have different limits for Medicaid and SNAP. The Substantial Gainful Activity (SGA) limit for SSDI is $1,620 per month for non-blind individuals and $2,700 for statutorily blind individuals. Exceeding these limits may affect your benefits.
[Sources: SSA.gov, NM HCA]
If you receive too much in benefits, you may have to repay the overpayment. It is important to report changes in your income, resources, or living situation to the SSA and state agencies. Failure to report changes can result in penalties or loss of benefits. You can report changes online, by phone, or in person.
[Sources: SSA.gov, NM HSD]
Contact a disability attorney or advocate for guidance. They can help you gather documents, complete forms, and appeal denials.
Always report changes in your income, resources, or living situation to avoid overpayments or loss of benefits.
Yes, if your PTSD is severe enough to prevent you from working and meets the Social Security Administration’s medical criteria, you may qualify for SSI or SSDI. You must also meet the program’s financial and work history requirements.
You need medical records from a qualified mental health professional that document your diagnosis, symptoms, treatment, and how your PTSD affects your daily life and ability to work. The SSA will review these records as part of your application.
In 2025, the Substantial Gainful Activity (SGA) limit is $1,620 per month for non-blind individuals and $2,700 for statutorily blind individuals. If you earn more than this, you may not qualify for disability benefits.
Yes, but your earnings must be below the SGA limit. There are work incentives and programs that allow you to test your ability to work without losing benefits. Report any changes in your income to the SSA.
New Mexico offers Medicaid, SNAP, Children’s Medical Services, and extended Medicaid eligibility for people with disabilities. You may also qualify for state supplements and other support programs.
You can apply for Medicaid through New Mexico’s Human Services Department online, by phone, or in person. You will need to provide information about your income, resources, and disability status.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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If your application is denied, you have the right to appeal. You can request a reconsideration, a hearing, or further review. It may help to get assistance from a disability attorney or advocate.
Yes, if you have PTSD and meet the income and resource requirements, you may qualify for SNAP benefits. New Mexico also provides a state supplement for elderly or disabled SNAP households.
An ABLE account allows people with disabilities to save money without losing eligibility for SSI, Medicaid, and other benefits. New Mexico residents can open an ABLE account to save for qualified disability expenses.
You must report changes in your income, resources, or living situation to the SSA and state agencies. You can report changes online, by phone, or in person to avoid overpayments or loss of benefits.
