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New Mexico • Chronic Illness
If you have heart disease in New Mexico, you may qualify for federal disability benefits like SSDI or SSI, state food and health programs, and work incentives. This guide explains eligibility, how to apply, and where to get help.
To qualify for Social Security Disability Insurance (SSDI) in New Mexico, you must have paid into Social Security through work and have a medical condition that prevents you from doing substantial work for at least one year or is expected to result in death. You need enough work credits, which are based on your earnings. For Supplemental Security Income (SSI), you must have limited income and resources, and your disability must meet Social Security’s definition. Both programs require a qualifying medical impairment, such as severe heart disease, and you must be unable to do substantial gainful activity (SGA) [1][7].
In 2025, the SGA limit for non-blind individuals is $1,620 per month, and for statutorily blind individuals, it is $2,700 per month. If you earn more than these amounts, you may not qualify for benefits [5].
In New Mexico, people with heart disease may also qualify for Medicaid, SNAP, and other state programs. Medicaid eligibility for people with disabilities is based on income and resources, and some individuals may qualify even if they lose SSI eligibility due to increased income from other sources. The state also offers special programs for children and adults with chronic illnesses, including heart disease. Elderly or disabled SNAP households may receive additional state supplements to help with food costs. State programs may have different rules and application processes than federal programs, so it’s important to check with local agencies for details [3][6].
In 2025, SSDI and SSI recipients will receive a 2.5% cost-of-living adjustment (COLA) to help with rising living costs [4][5].
ABLE accounts let people with disabilities save money without losing eligibility for SSI, Medicaid, and other benefits. In New Mexico, you can open an ABLE account to save for qualified disability expenses, such as medical care, education, and housing. Contributions to ABLE accounts are not taxed, and withdrawals for qualified expenses are tax-free [internal_link_able_accounts].
You must report any changes in your income, health, or living situation to the Social Security Administration and state agencies. Failing to report changes can result in overpayments, which you may have to repay. If you receive an overpayment notice, contact the agency right away to discuss your options [internal_link_overpayments_and_reporting].
Local agencies and nonprofits can help you with applications and appeals. Contact the New Mexico Health Care Authority or a disability attorney for support.
Yes, if your heart disease is severe enough to prevent you from working for at least one year or is expected to result in death, you may qualify for SSDI or SSI. You’ll need medical documentation to prove your condition [1][7].
You can apply for SSDI or SSI online at ssa.gov, by phone, or at a local Social Security office. For Medicaid and SNAP, apply through Yes.NM.Gov. Local agencies can help with applications and appeals [3][6][7].
In 2025, the SGA limit is $1,620 per month for non-blind individuals and $2,700 for statutorily blind individuals. If you earn more than these amounts, you may not qualify for disability benefits [5].
Yes, New Mexico offers Medicaid to people with disabilities, including those with heart disease. Eligibility is based on income and resources, and some individuals may qualify even if they lose SSI eligibility due to increased income from other sources [3][6].
In 2025, SSDI and SSI recipients will receive a 2.5% cost-of-living adjustment to help with rising living costs. This adjustment is based on inflation and the Consumer Price Index [4][5].
You must report any changes in your income, health, or living situation to the Social Security Administration and state agencies. Failing to report changes can result in overpayments, which you may have to repay [internal_link_overpayments_and_reporting].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
ABLE accounts let people with disabilities save money without losing eligibility for SSI, Medicaid, and other benefits. In New Mexico, you can open an ABLE account to save for qualified disability expenses [internal_link_able_accounts].
Yes, work incentives let you keep some benefits while you try to work. If you earn more than the SGA limit, you may lose your benefits, but there are programs to help you transition back to work [internal_link_work_incentives].
If you lose SSI eligibility due to increased income, you may still qualify for Medicaid for up to two months. This gives you time to apply for other programs or find other sources of support [3].
Local agencies, nonprofits, and disability attorneys can help with applications and appeals. The New Mexico Health Care Authority and Social Security Administration also offer resources and support [1][3][6].
