If you have an amputation in New Mexico, you may qualify for federal disability benefits like SSDI and SSI, as well as state programs for healthcare and food assistance. This guide explains eligibility, how to apply, and what support is available.
To qualify for Social Security Disability Insurance (SSDI), you must have a qualifying medical condition, like an amputation, that prevents you from working and is expected to last at least one year or result in death. You must also have earned enough work credits through past employment. For Supplemental Security Income (SSI), eligibility is based on limited income and resources, regardless of work history. Both programs require that your condition meets the Social Security Administration's definition of disability [1].
For SSDI, the SSA uses a formula to convert your earnings into work credits. In 2025, you earn one credit for each $1,810 in wages or self-employment income, up to four credits per year. Most adults need 40 credits, with at least 20 earned in the last 10 years [6].
For SSI, your income and resources must be below certain limits. The 2025 SSI federal benefit rate is $943 per month for an individual, but this can be reduced by other income [5].
In New Mexico, individuals with amputations may qualify for Medicaid if they meet income and disability criteria. Medicaid can provide health coverage for those who are disabled, blind, or aged. Children with disabilities may also qualify for Children’s Medical Services, which offers coordinated care and support [3].
New Mexico has also taken steps to ensure food security for those with disabilities. If federal SNAP benefits are suspended, the state may provide temporary food benefits to eligible residents, including those with disabilities [2].
To qualify for state disability benefits, you must have paid into the state’s self-insured program and meet the program’s definition of disability [7].
ABLE accounts allow individuals with disabilities to save money without losing eligibility for SSI and other benefits. New Mexico residents can open an ABLE account to save for disability-related expenses. Learn more about ABLE accounts and how to apply [internal_link: ABLE Accounts].
For SSI in 2025, the federal benefit rate is $943 per month for an individual. This can be reduced by other income. For SSDI, there is no income limit, but you must not earn more than the Substantial Gainful Activity (SGA) limit, which is $1,620 per month for non-blind individuals in 2025 [5].
It is important to report changes in income, resources, or living situation to avoid overpayments. If you receive more benefits than you are entitled to, you may have to repay the excess. Learn more about avoiding overpayments and reporting changes [internal_link: Avoiding Overpayments & Reporting Changes].
Contact a local disability attorney or advocate for help with your application. They can guide you through the process and help you gather the necessary documents.
Yes, if your amputation prevents you from working and meets Social Security’s definition of disability, you may qualify for SSDI or SSI. You must also meet work credit or income requirements.
You can apply for SSDI or SSI online at SSA.gov, by phone, or in person at a Social Security office. For Medicaid and food benefits, apply at YES.NM.GOV or call 1-800-283-4465.
The federal SSI benefit rate in 2025 is $943 per month for an individual. This can be reduced by other income. New Mexico does not have a separate SSI income limit.
Yes, but your earnings must not exceed the Substantial Gainful Activity (SGA) limit, which is $1,620 per month for non-blind individuals in 2025. Exceeding this limit may affect your benefits.
Medicaid provides health coverage to those who are disabled and meet income requirements. Children with disabilities may qualify for Children’s Medical Services, which offers coordinated care and support.
Yes, SNAP provides food benefits to low-income individuals and families, including those with disabilities. If federal SNAP is suspended, the state may provide temporary food benefits.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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SSDI is based on work credits and is not means-tested. SSI is based on limited income and resources and is available to those who are disabled, blind, or aged, regardless of work history.
Report changes in income, resources, or living situation to the Social Security Administration or the agency that provides your benefits to avoid overpayments.
Yes, ABLE accounts allow individuals with disabilities to save money without losing eligibility for SSI and other benefits. New Mexico residents can open an ABLE account.
If you lose SSI eligibility, you may qualify for up to two months of extended Medicaid eligibility to give you time to apply under another category.
