If you have Post-Traumatic Stress Disorder (PTSD) in New Jersey, you may qualify for federal and state disability benefits. These include SSI, SSDI, Medicaid, and New Jersey’s Temporary Disability Insurance (TDI). This guide explains eligibility, how to apply, and where to get help.
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If you need help with your application or have questions, contact your local SSA office or the NJ Division of Temporary Disability and Family Leave Insurance. You can also get free help from a disability advocate.
Yes, PTSD can qualify for federal SSI/SSDI and New Jersey TDI if it is severe enough to stop you from working. You must provide medical proof and meet income and work requirements.
You can apply for SSI/SSDI online at ssa.gov, by phone, or at a local SSA office. For NJ TDI, apply through your employer or online at myleavebenefits.nj.gov.
The maximum weekly benefit for NJ TDI in 2025 is $1,081. This is for up to 26 weeks if you cannot work due to PTSD or another serious health condition.
Yes, workers in New Jersey pay a 0.23% contribution on the first $165,400 of wages for TDI in 2025. The maximum annual contribution is $380.42.
Yes, if you have PTSD and low income, you may qualify for Medicaid in New Jersey. Medicaid covers medical costs and some support services.
An ABLE account is a tax-advantaged savings account for people with disabilities. You can open one if your PTSD started before age 26 and you meet other requirements.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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The time to get benefits varies. SSI/SSDI can take several months. NJ TDI claims are usually processed within a few weeks after you apply and submit all documents.
If your claim is denied, you can appeal. Follow the instructions in the denial letter. You may want to get help from a disability advocate or attorney.
Yes, you must report any changes in your condition, income, or living situation to SSA and NJ agencies to avoid overpayments and keep your benefits.
You can get help from your local SSA office, NJ Division of Temporary Disability and Family Leave Insurance, or a disability advocate. Contact info is on their websites.
