People with Myalgic Encephalomyelitis in New Jersey can get help through federal and state programs. These include Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), Temporary Disability Insurance (TDI), and Medicaid. Each program has different rules and steps to apply. This guide explains eligibility, how to apply, and what benefits are available.
Step 1: Gather Documents
Step 2: Apply for SSDI/SSI
Step 3: Apply for New Jersey TDI
Step 4: Apply for Medicaid
An ABLE account lets people with disabilities save money without losing eligibility for SSI, Medicaid, and other benefits. In New Jersey, you can open an ABLE account through NJ ABLE. The account can be used for qualified disability expenses like housing, education, and transportation[5].
If you get too much money from a benefit program, you must report it and may have to pay it back. Always tell the agency about changes in your income, work, or living situation. This helps avoid overpayments and keeps your benefits safe[5].
Contact your local Social Security office or the NJ Division of Temporary Disability and Family Leave Insurance for help with your application.
Yes, if your Myalgic Encephalomyelitis is severe enough to stop you from working for at least 12 months, you may qualify for SSDI, SSI, or New Jersey TDI. You must meet the program's medical and work requirements[1][3][5].
You can apply for SSDI or SSI online at SSA.gov, by phone at 1-800-772-1213, or in person at a local Social Security office. You will need medical records and work history[1].
The maximum weekly benefit for New Jersey Temporary Disability Insurance in 2025 is $1,081. You can get this for up to 26 weeks if you qualify[3][5].
Yes, in 2025, workers pay 0.23% of their first $165,400 in wages for TDI. The most you will pay is $380.42 per year[3][5].
Yes, if you have low income and resources, you may qualify for Medicaid in New Jersey. Medicaid covers medical costs and may include home and community-based services[5].
An ABLE account lets you save money for disability-related expenses without losing eligibility for SSI, Medicaid, and other benefits. You can use the funds for things like housing, education, and transportation[5].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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It can take 3 to 6 months to get a decision on an SSDI or SSI claim. For New Jersey TDI, you may get a decision in a few weeks after submitting your claim[1][3].
If your claim is denied, you can appeal the decision. For SSDI or SSI, you have 60 days to file an appeal. For New Jersey TDI, follow the instructions in your denial letter[1][3].
Yes, but there are limits. For SSDI, you cannot earn more than the SGA limit ($1,550 per month in 2025). For SSI, your income must be below the limit[1].
Yes, you must report changes in your income, work, or living situation to avoid overpayments and keep your benefits safe[5].
