People with dyscalculia in New Jersey may qualify for federal disability benefits like SSI and SSDI, as well as state programs such as Medicaid waivers and ABLE accounts. This guide explains eligibility, how to apply, and key resources.
Dyscalculia is a learning disability that affects math skills. To qualify for federal disability benefits like SSI or SSDI, your condition must be severe enough to limit your ability to work or do daily activities. For SSI, you must have low income and limited resources. For SSDI, you need a work history and enough Social Security credits. Both programs require medical proof of your disability. The Social Security Administration (SSA) uses specific criteria to decide if a learning disability is disabling[1].
In New Jersey, people with dyscalculia may qualify for Medicaid waivers if they meet income and disability criteria. These waivers can help pay for services like therapy, job training, and support at home. New Jersey also offers ABLE accounts, which let you save money for disability-related expenses without losing SSI or Medicaid benefits. To qualify for a Medicaid waiver, you must have a qualifying disability and meet income limits. ABLE accounts are open to anyone with a disability that started before age 26. State programs like Temporary Disability Insurance (TDI) and Family Leave Insurance (FLI) may also be available if your disability affects your ability to work[2][3][4].
ABLE accounts let people with disabilities save money for disability-related expenses without losing SSI or Medicaid benefits. In New Jersey, you can open an ABLE account if you have a disability that started before age 26 and meet SSA criteria. The account can be used for expenses like education, housing, transportation, and health care. Contributions are tax-free, and withdrawals for qualified expenses are also tax-free[3].
For SSI, the income limit in 2025 is $914 per month for an individual and $1,371 per month for a couple. For SSDI, there is no strict income limit, but you cannot earn more than the Substantial Gainful Activity (SGA) limit, which is $1,550 per month for non-blind individuals in 2025. For Medicaid waivers, income and asset limits vary by program and household size[1][2].
If you receive too much in benefits, you may have to pay it back. Always report changes in income, resources, or living situation to avoid overpayments. For SSI and SSDI, report changes online or by phone. For Medicaid waivers, report changes to the NJ Division of Disability Services. For ABLE accounts, report changes to the NJ ABLE program[1][2][3].
Contact the NJ Division of Disability Services or your local Social Security office for help with applications and eligibility questions.
Yes, if dyscalculia severely limits your ability to work or do daily activities, you may qualify for SSI or SSDI. You need medical proof and must meet income or work history requirements[1].
In 2025, the SSI income limit is $914 per month for an individual and $1,371 per month for a couple. These limits may change each year[1].
Contact the NJ Division of Disability Services. You will need to provide proof of disability, income, and assets. They will help you apply and determine eligibility[2].
An ABLE account lets you save money for disability-related expenses without losing SSI or Medicaid benefits. You can apply through the NJ ABLE program website if you have a disability that started before age 26[3].
TDI is for short-term disabilities due to physical or mental health conditions. If dyscalculia is part of a broader mental health condition, you may qualify. Check with your employer or the NJ Division of Temporary Disability and Family Leave Insurance[4].
SSI is for people with disabilities who have limited income and resources. SSDI is for people with disabilities who have a work history and paid Social Security taxes. Both provide monthly cash payments[1].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Report changes in income, resources, or living situation to avoid overpayments. For SSI and SSDI, report online or by phone. For Medicaid waivers, report to the NJ Division of Disability Services. For ABLE accounts, report to the NJ ABLE program[1][2][3].
Yes, but there are limits. For SSI, you can earn up to $914 per month. For SSDI, you cannot earn more than the SGA limit, which is $1,550 per month for non-blind individuals in 2025[1].
Medicaid waivers can cover services like therapy, job training, support at home, and more. The exact services depend on the waiver program and your needs[2].
Approval times vary. SSI and SSDI can take several months. Medicaid waivers and ABLE accounts may be faster. Keep copies of all applications and follow up regularly[1][2][3].
