People with schizophrenia in New Hampshire can get federal disability benefits (SSI and SSDI), Medicaid, and support services. Eligibility depends on income, assets, and medical proof. This guide explains how to apply and what help is available.
To get federal disability benefits for schizophrenia, you must meet Social Security’s strict definition of disability. This means your condition must stop you from doing any substantial work and is expected to last at least 12 months or result in death. You must also meet work credit rules for SSDI or income/asset rules for SSI. Both programs require proof from medical records and doctors. If approved, you can get monthly payments and health coverage through Medicaid or Medicare.
Both programs use the same medical definition of disability. Schizophrenia is listed in the SSA’s Blue Book under mental disorders, so it can qualify if symptoms are severe enough [5].
New Hampshire does not have its own state disability program for adults with schizophrenia. Only five states (California, Hawaii, New Jersey, New York, and Rhode Island) offer state disability insurance. Residents of New Hampshire must apply for federal SSI or SSDI benefits. There are no extra state payments for schizophrenia, but New Hampshire does offer Medicaid and Medicaid waivers for long-term care and home-based services.
To qualify for Medicaid in New Hampshire, you must meet income and asset limits. For example, in 2025, a single person applying for nursing home Medicaid must have income under $2,901/month and assets under $2,500 (with an asset disregard up to $7,500) [1]. Medicaid waivers can help people with schizophrenia get support at home or in the community, not just in nursing homes. These programs also have income and asset limits, and require proof of need for long-term care [1].
Step 1: Collect Medical Evidence
Step 2: Gather Financial Proof
Step 3: Apply for Benefits
Step 4: Respond to Requests
Step 5: Appeal if Denied
New Hampshire does not have a state disability insurance program for adults with schizophrenia. Only federal programs (SSI and SSDI) are available. However, New Hampshire does offer Medicaid and Medicaid waivers for long-term care and home-based services. These programs help people with schizophrenia get medical care, therapy, and support at home or in the community.
State-specific information is limited; start here:
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. New Hampshire offers ABLE accounts through the national ABLE United program. You can save up to $17,000 per year (2025 limit) and use the funds for disability-related expenses like housing, education, and health care. Earnings grow tax-free, and withdrawals for qualified expenses are not taxed. To open an account, visit the ABLE United website and follow the steps for New Hampshire residents.
Federal SSI and SSDI have strict income and asset limits. For SSI in 2025, a single person must have countable income under $981/month and assets under $2,000. For SSDI, there is no asset limit, but you must not earn more than the Substantial Gainful Activity (SGA) limit ($1,550/month in 2025). New Hampshire Medicaid has its own limits: $2,901/month income and $2,500 assets for nursing home Medicaid (with an asset disregard up to $7,500) [1].
If you get too much money from SSI, SSDI, or Medicaid, you may have to pay it back. Report changes in income, assets, living situation, or medical status right away to avoid overpayments. You can report changes online, by phone, or in person. If you get an overpayment notice, you can request a waiver or set up a repayment plan. Always keep records of what you report and when [5].
If you need help with your application, contact a local Social Security office or a disability advocate. Many nonprofits offer free help with paperwork and appeals.
Yes, schizophrenia can qualify for federal SSI and SSDI benefits in New Hampshire if it meets Social Security’s strict definition of disability. You must show that your symptoms stop you from working and are expected to last at least 12 months. Medical records are required.
No, New Hampshire does not have a state disability insurance program for adults with schizophrenia. Only five states offer this. Residents must apply for federal SSI or SSDI benefits instead.
The average SSDI payment in New Hampshire is about $1,400/month. The average SSI payment is about $586/month. The exact amount depends on your income, work history, and assets.
You need medical records from doctors, hospitals, or therapists that show your schizophrenia diagnosis, symptoms, treatment history, and how it affects your daily life. Include any hospitalizations and medications.
It takes about 6 months to get an initial decision in New Hampshire. Most people are denied at first and need to appeal. The full process, including a hearing, can take up to 2 years.
Yes, you can get Medicaid in New Hampshire if you meet income and asset limits. Medicaid covers medical care, therapy, and long-term support for people with schizophrenia. In 2025, a single person must have income under $2,901/month and assets under $2,500.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Medicaid waivers (HCBS) help people with schizophrenia get care at home or in the community instead of in institutions. These programs have income and asset limits and require proof of need for long-term care.
Yes, you can work while getting SSI or SSDI, but there are limits. SSDI has a Substantial Gainful Activity (SGA) limit of $1,550/month in 2025. SSI has strict income rules. Work incentives can help you keep benefits while you try to work.
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. New Hampshire offers ABLE accounts through the national ABLE United program. You can save up to $17,000 per year for disability-related expenses.
If your application is denied, you have 60 days to appeal. Most people need to appeal at least once. The reconsideration and hearing stages have higher approval rates in New Hampshire than the national average.
