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New Hampshire • Mental Health
People with Obsessive-Compulsive Disorder (OCD) in New Hampshire can qualify for federal disability benefits like SSI and SSDI. There is no state disability program, but Medicaid and ABLE accounts are available. The process is strict and requires medical proof.
To qualify for federal disability benefits with Obsessive-Compulsive Disorder (OCD), you must meet Social Security’s strict definition. Your condition must prevent you from doing substantial work, and it must last or be expected to last at least 12 months or result in death. Partial or short-term disability does not qualify. You must also have enough work credits for SSDI, or low income and assets for SSI. Medical evidence must show your OCD severely limits your ability to work or live independently[5].
New Hampshire does not have a state disability program for OCD or other conditions. Only five states offer state disability insurance; New Hampshire is not one of them. Residents must apply for federal programs like SSI and SSDI. However, New Hampshire does offer Medicaid and Medicaid waivers for those who meet income and asset limits. These programs can help cover medical costs and long-term care for people with severe OCD[2].
New Hampshire does not have a state disability program for OCD. However, the state offers Medicaid and Medicaid waivers for those who meet income and asset limits. Medicaid can help cover medical costs and long-term care for people with severe OCD. Medicaid waivers allow people to receive care at home or in the community instead of in a nursing home. There are also ABLE accounts for saving money for disability-related expenses without losing benefits[1][2].
ABLE accounts let people with OCD save money for disability-related expenses without losing SSI or Medicaid benefits. You can save up to $18,000 per year in 2025. Funds can be used for housing, education, transportation, and other needs. Learn more about ABLE accounts and how to open one[internal_link_able_accounts].
For SSI in New Hampshire, the income limit is $981 per month for a single person and $1,451 for a married couple. For Medicaid, the income limit is $2,901 per month for a single person and $5,802 for a married couple. Asset limits are $2,500 for SSI and $7,500 for Medicaid (with asset disregard)[1].
If your income or condition changes, you must report it to Social Security or Medicaid. Failing to report changes can lead to overpayments and penalties. Always keep records of your income and medical status. Learn more about avoiding overpayments and reporting changes[internal_link_overpayments_and_reporting].
Many people are denied at first. Consider getting help from a disability advocate or attorney to improve your chances of approval.
Yes, you can get federal disability benefits for OCD if your condition meets Social Security’s strict definition. You must show that your OCD prevents you from working and will last at least 12 months. New Hampshire does not have a state disability program.
SSI is for people with low income and assets who cannot work due to OCD. SSDI is for those with a work history who paid into Social Security. Both require medical proof that your OCD prevents you from working.
Gather medical records, decide if you qualify for SSI or SSDI, complete the online application at SSA.gov, submit all documents, and follow up. Most applications are denied at first, so be prepared to appeal.
You need detailed medical records from doctors, therapists, and hospitals that show your OCD diagnosis and how it affects your daily life and ability to work. Letters from mental health professionals can help.
It takes about 6.1 months for an initial decision. Most applications are denied at first. If you appeal and go to a hearing, the process can take up to two years.
You can work, but your earnings must be below the substantial gainful activity (SGA) level. Social Security offers work incentives to help you try working without losing benefits.
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
An ABLE account lets you save money for disability-related expenses without losing SSI or Medicaid benefits. You can save up to $18,000 per year for housing, education, transportation, and other needs.
No, New Hampshire does not have a state disability program. Only five states offer state disability insurance. Residents must apply for federal programs like SSI and SSDI.
Medicaid waivers let people with OCD receive home and community-based services instead of nursing homes. They help cover costs for care at home or in the community for those who meet income and asset limits.
You must report changes to Social Security or Medicaid. Failing to report changes can lead to overpayments and penalties. Always keep records of your income and medical status.
