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New Hampshire • Physical/Mobility
People with Multiple Sclerosis in New Hampshire can access federal disability benefits like SSI and SSDI, Medicaid for long-term care, and state health programs. There is no state disability program, but Medicaid waivers and ABLE accounts are available. The application process can be complex, but help is available.
To qualify for federal disability benefits in New Hampshire, you must meet the Social Security Administration’s (SSA) definition of disability. This means your Multiple Sclerosis must prevent you from doing substantial work, you cannot adjust to other work, and your condition must last at least 12 months or result in death. No benefits are paid for partial or short-term disability. You must also meet income and asset limits for SSI, and work history requirements for SSDI. These rules are the same in every state[5].
New Hampshire does not have its own state disability program. Residents with Multiple Sclerosis must apply for federal SSI and SSDI benefits. For long-term care, New Hampshire Medicaid has specific income and asset limits. In 2025, the income limit for nursing home Medicaid is $2,901 per month for a single person, and the asset limit is $2,500 (with an asset disregard up to $7,500). Medicaid waivers for home and community-based services have the same limits. Regular Medicaid (Old Age Assistance) has lower limits: $981 per month for a single person and $1,500 in assets[1].
The main federal programs for Multiple Sclerosis in New Hampshire are SSI and SSDI. SSI provides monthly payments to people with limited income and resources. SSDI pays benefits to those who have worked and paid into Social Security. Both programs require that your Multiple Sclerosis meets the SSA’s definition of disability. You can also get Medicare after 24 months of SSDI or Medicaid if you qualify based on income and assets[5].
New Hampshire does not have a state disability program. However, the state offers Medicaid for long-term care, including nursing home care and home and community-based services. Medicaid waivers can help pay for services like home health aides, adult day care, and assistive technology. The state also participates in the ABLE program, which allows people with disabilities to save money without losing benefits. The New Hampshire Disability and Health Program provides health promotion and support services[1][6].
ABLE accounts let people with disabilities save money without losing SSI, Medicaid, or other benefits. In New Hampshire, you can open an ABLE account if you became disabled before age 26. The account can be used for qualified disability expenses like housing, education, and transportation. Contributions are limited each year, and there are state tax benefits[6].
For SSI in 2025, the federal income limit is $914 per month for an individual. For SSDI, there is no strict income limit, but you must not earn more than the substantial gainful activity (SGA) level, which is $1,550 per month in 2025. For Medicaid long-term care in New Hampshire, the income limit is $2,901 per month for a single person, and the asset limit is $2,500 (with an asset disregard up to $7,500)[1][5].
If your income, assets, or living situation changes, you must report it to Social Security and Medicaid. Failing to report changes can result in overpayments and penalties. Always keep records of your reports and follow up to confirm they were received. If you receive an overpayment, you may be able to request a waiver or set up a repayment plan[5].
Many people with Multiple Sclerosis get help from disability advocates or attorneys when applying for benefits. This can increase your chances of approval, especially if your application is denied.
People with Multiple Sclerosis in New Hampshire can apply for SSI and SSDI. SSI is for those with limited income and resources. SSDI is for those who have worked and paid into Social Security. Both require that your condition meets the SSA’s definition of disability[5].
No, New Hampshire does not have a state disability program. Residents must apply for federal SSI and SSDI benefits. The state does offer Medicaid for long-term care and ABLE accounts for savings[1][6].
You can apply for SSI or SSDI online at SSA.gov, by phone at 1-800-772-1213, or in person at a local Social Security office. You will need to provide medical records, proof of income, and work history[5].
For Medicaid long-term care in New Hampshire, the income limit is $2,901 per month for a single person, and the asset limit is $2,500 (with an asset disregard up to $7,500). For regular Medicaid, the income limit is $981 per month and the asset limit is $1,500[1].
Yes, New Hampshire offers Medicaid waivers for home and community-based services. These can help pay for home health aides, adult day care, and assistive technology. You must meet Medicaid’s income and asset limits to qualify[1].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
An ABLE account lets people with disabilities save money without losing SSI, Medicaid, or other benefits. You can use the funds for qualified disability expenses. In New Hampshire, you can open an ABLE account if you became disabled before age 26[6].
It takes about 6 months to get an initial decision on a disability application in New Hampshire. If denied, you can appeal for reconsideration and then request a hearing. The full process can take up to two years[4].
If your application is denied, you can appeal within 60 days. You can request reconsideration and then a hearing. Many people are denied at first but approved after a hearing. It helps to get help from a disability advocate or attorney[4].
Yes, you must report any changes in income, assets, or living situation to Social Security and Medicaid. Failing to report changes can result in overpayments and penalties. Always keep records of your reports[5].
Yes, there are work incentives for people with disabilities. You can earn some income without losing benefits. The SSA has special rules for trial work periods and continued Medicaid coverage. See our guide on work incentives for more details[5].
