New Hampshire residents with low vision may qualify for federal disability benefits (SSI/SSDI), health insurance (Medicaid/Medicare), and state supports. New Hampshire offers limited state-specific disability benefits, making federal programs essential. This guide covers eligibility, application steps, contacts, and money management for people with low vision in NH.
To qualify for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) with low vision, you must meet the federal definition of disability. For SSDI, you generally need 40 work credits, with 20 earned in the last 10 years before your disability began[2]. SSI is available if you have limited income and assets, even without a work history[1]. For both programs, your low vision must prevent you from working at the 'substantial gainful activity' (SGA) level and be expected to last at least one year or result in death[2]. Children with low vision may also qualify for SSI[2].
New Hampshire does not offer a state-funded disability insurance program for adults with low vision or other disabilities. There is no payroll tax for state disability, and the state’s requirements are among the most restrictive in the nation[5]. Most New Hampshire residents with low vision rely on federal SSI, SSDI, and Medicaid. The NH Disability and Health Program offers community health initiatives and training but does not provide direct cash benefits[3]. For further help, contact local non-profits or state agencies.
Apply online for SSI or SSDI at ssa.gov, or call Social Security at 1-800-772-1213 (TTY 1-800-325-0778)[2]. You’ll need medical records and work history. SSI applicants may also qualify for Medicaid[1]. For state support, check the NH Disability and Health Program for health resources and referrals[3]. Check eligibility for ABLE accounts to save for disability expenses.
SSI: Provides monthly cash payments to adults and children with low vision who have limited income and resources. In New Hampshire, SSI recipients also qualify for Medicaid health coverage[1].
SSDI: Offers monthly payments to workers who have paid into Social Security and can no longer work due to disability, including low vision. Medicare eligibility begins after a 24-month waiting period[4].
Veterans Benefits: Veterans with low vision due to service may qualify for additional VA disability benefits, which can be received alongside SSI/SSDI[1].
Private Disability Insurance: If you have a private plan, you may receive payments from your insurer, but they may require you to apply for SSDI[1].
New Hampshire does not have a state disability insurance program for adults. Your main options are federal SSI, SSDI, and private insurance. For health and community supports, the NH Disability and Health Program works to improve access and quality of life, including healthcare provider trainings and community living resources, but does not provide direct cash benefits[3]. New Hampshire’s Medicaid program covers health services for eligible residents, including those with low vision, but special Medicaid waivers (HCBS) are limited compared to other states. Always check for updates, as programs can change.
ABLE accounts let individuals with disabilities (including low vision) save up to $15,000 per year without losing eligibility for SSI, Medicaid, and other needs-based benefits. Savings can be used for qualified disability expenses, such as assistive technology, education, or healthcare.
Learn more about ABLE accounts and how to open one.
SSI has strict income and resource limits (in 2025: $943/month for an individual, $1,415/month for a couple). Some income and assets are not counted. For SSDI, there is no income limit after approval, but you must not earn above the SGA level while applying ($1,550/month in 2025 for non-blind applicants; higher for low vision/blind).
You must report changes in your income, living situation, or resources to Social Security and/or Medicaid to avoid overpayments and penalties. Overpayments may require repayment. The appeals process can help if you believe a decision is wrong.
New Hampshire does not have a state disability insurance program for adults with low vision. Most residents rely on federal SSI, SSDI, and Medicaid for cash benefits and health coverage. State-specific support is limited to health and community programs[1][5].
Most initial SSI/SSDI applications are denied—don’t give up. You have the right to appeal and request a hearing before a judge. Many people are approved at this stage[1].
If you qualify for SSI in New Hampshire, you automatically get Medicaid. This can help cover vision exams, low-vision devices, and other healthcare needs[1].
Yes, if your low vision meets Social Security’s strict definition of disability—preventing work at the SGA level and expected to last at least one year. SSI is for those with limited income/assets; SSDI requires a work history[1][2].
No, New Hampshire does not offer state disability payments for adults with low vision. Most residents rely on federal SSI, SSDI, and Medicaid[5].
Yes, SSI recipients in New Hampshire automatically qualify for Medicaid, which covers many vision-related services[1].
Most initial applications are denied. You can request reconsideration, and if denied again, appeal for a hearing before a judge[1].
Both SSI and SSDI have work incentives allowing you to test your ability to work without immediately losing benefits. These include trial work periods and continued healthcare coverage.
Yes, veterans can receive VA disability benefits alongside SSI or SSDI, but income from VA may affect SSI eligibility[1].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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ABLE accounts are tax-advantaged savings accounts for people with disabilities (including low vision) who became disabled before age 26. They help save for disability expenses without losing benefits.
Contact your local Social Security office or call 1-800-772-1213 (TTY 1-800-325-0778). For community resources, the NH Disability and Health Program can provide referrals[2][3].
No, your vision loss must be severe enough to prevent work at the SGA level and meet Social Security’s medical criteria. Medical documentation is required[2].
New Hampshire’s Medicaid waiver (HCBS) programs are limited compared to other states. Check with NH Medicaid for current options and eligibility.
