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New Hampshire • Chronic Illness
People with kidney disease in New Hampshire can qualify for federal disability programs like SSI and SSDI, as well as Medicaid and Medicaid waivers. There is no state disability program, but federal rules apply. This guide explains eligibility, how to apply, and what benefits are available.
To qualify for federal disability benefits with kidney disease, you must meet Social Security’s definition of disability. This means your condition prevents you from doing substantial work, you cannot adjust to other work, and your condition has lasted or is expected to last at least 12 months or result in death. Kidney disease often meets these criteria, especially if dialysis or transplant is needed. You must also meet income and asset limits for SSI, and have enough work credits for SSDI. These rules apply in New Hampshire and all states.
| Program | Income Limit (2025) | Asset Limit (2025) | |---------|---------------------|---------------------| | SSI | $914/month (individual) | $2,000 | | SSDI | No income limit, but must not earn above SGA ($1,550/month in 2025) | No asset limit |
SGA = Substantial Gainful Activity
New Hampshire does not have a state disability program. Residents must apply for federal SSI and SSDI benefits. For Medicaid, New Hampshire has specific income and asset limits. In 2025, the income limit for Medicaid long-term care is $2,901/month for a single person, and the asset limit is $2,500 (with an asset disregard up to $7,500). For regular Medicaid (Old Age Assistance), the income limit is $981/month and the asset limit is $1,500. Medicaid waivers can help pay for home and community-based services for those who need nursing home-level care.
Source: Medicaid Planning Assistance, 2025
| Medicaid Type | Income Limit (Single) | Asset Limit (Single) | |---------------|----------------------|----------------------| | Long-Term Care | $2,901/month | $2,500 (up to $7,500 with disregard) | | Regular Medicaid | $981/month | $1,500 | | Medicaid Waivers | $2,901/month | $2,500 |
Source: SSA.gov, 2025 Source: Medicaid Planning Assistance, 2025
Source: SSA.gov, 2025 Source: Medicaid Planning Assistance, 2025
New Hampshire does not have a state disability program. All disability benefits are federal. However, New Hampshire does offer Medicaid and Medicaid waivers for people with kidney disease who meet income and asset limits. The Medically Needy (Spend-Down) program allows seniors with income over the Medicaid limit to qualify by spending down excess income on medical bills. Medicaid waivers can help pay for home and community-based services for those who need nursing home-level care. There are no state-specific disability benefits beyond what is offered by the federal government.
Source: Medicaid Planning Assistance, 2025 Source: NH Disability and Health Program, 2025
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. In New Hampshire, you can open an ABLE account through the national ABLE program. You can save up to $17,000 per year (2025 limit) and the account grows tax-free. Funds can be used for qualified disability expenses like medical care, housing, and education. ABLE accounts do not count toward SSI or Medicaid asset limits.
Source: SSA.gov, 2025 Source: ABLE National Resource Center, 2025
Federal SSI income limit in 2025 is $914/month for an individual. SSDI has no income limit, but you cannot earn above SGA ($1,550/month in 2025). New Hampshire Medicaid long-term care income limit is $2,901/month for a single person. Regular Medicaid income limit is $981/month. Medicaid asset limit is $2,500 (up to $7,500 with disregard). SSI asset limit is $2,000.
Source: SSA.gov, 2025 Source: Medicaid Planning Assistance, 2025
You must report any changes in income, assets, or health to Social Security and Medicaid. Failure to report can result in overpayments and penalties. If you get an overpayment, you may have to pay it back. You can request a waiver if you cannot afford to repay. Always keep records of all changes and reports.
Source: SSA.gov, 2025 Source: Medicaid Planning Assistance, 2025
Most people with kidney disease are denied at first. You have 60 days to appeal. Consider getting help from a disability advocate or attorney.
Medicaid waivers can pay for home care and other services if you need nursing home-level care. Ask about this when you apply for Medicaid.
Yes, you can get federal SSI or SSDI benefits for kidney disease in New Hampshire if your condition meets Social Security’s definition of disability. You must provide medical proof and meet income and asset limits for SSI. SSDI requires enough work credits. There is no state disability program.
Apply for SSI or SSDI online, by phone, or in person at a Social Security office. Gather your medical records, including dialysis or transplant notes. Most people are denied at first and must appeal. You can also apply for Medicaid or Medicaid waivers through the state.
The SSI income limit is $914/month in 2025. SSDI has no income limit, but you cannot earn above SGA ($1,550/month). Medicaid long-term care income limit is $2,901/month for a single person. Regular Medicaid income limit is $981/month.
Yes, you can get Medicaid with kidney disease in New Hampshire if you meet income and asset limits. The income limit is $2,901/month for long-term care and $981/month for regular Medicaid. The asset limit is $2,500 (up to $7,500 with disregard). Medicaid covers medical care, including dialysis.
The Medically Needy (Spend-Down) program allows seniors with income over the Medicaid limit to qualify by spending down excess income on medical bills. This can help people with kidney disease who have high medical bills but too much income to qualify for regular Medicaid.
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
Based on 2025 data.
It takes about 6.1 months to get an initial decision in New Hampshire. Most people are denied at first and must appeal. If you appeal and go to a hearing, it can take up to two years. Approval rates are higher in New Hampshire than the national average.
SSI is for people with limited income and resources. SSDI is for people who have paid into Social Security through work. Both require medical proof of disability. SSI has income and asset limits. SSDI has no asset limit but you cannot earn above SGA.
You can work, but your earnings must be below SGA ($1,550/month in 2025) to keep SSDI. SSI has stricter limits. There are work incentives that let you keep benefits while you try to work. Report any changes in income to avoid overpayments.
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. You can open an ABLE account through the national program. You can save up to $17,000 per year (2025 limit). Funds can be used for qualified disability expenses.
You do not need a lawyer, but it can help, especially if your case is complex or you are denied. Most people are denied at first and must appeal. A disability advocate or attorney can help you with the process.
