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New Hampshire • Chronic Illness
People with HIV/AIDS in New Hampshire can qualify for federal disability programs like SSI and SSDI, as well as Medicaid for health coverage and long-term care. There is no state disability program, but Medicaid waivers and ABLE accounts may help with extra costs. This guide explains eligibility, how to apply, and what benefits are available.
To qualify for federal disability benefits with HIV/AIDS, you must meet the Social Security Administration’s (SSA) definition of disability. This means your condition must prevent you from doing substantial work, you cannot adjust to other work, and your condition has lasted or is expected to last at least 12 months or result in death. HIV/AIDS is listed in the SSA’s Blue Book under Section 14.11, so if your symptoms and lab results match the criteria, you may qualify for SSI or SSDI. You must also meet income and asset limits for SSI, and work history requirements for SSDI [4].
New Hampshire does not have a state disability program. Only federal SSI and SSDI are available for people with HIV/AIDS. For Medicaid, you must meet income and asset limits. In 2025, the Medicaid income limit for a single person is $2,901 per month for long-term care, and $981 per month for regular Medicaid (Old Age Assistance). The asset limit is $2,500, but New Hampshire allows up to $7,500 in assets due to an asset disregard. Medicaid waivers can help pay for home and community-based services if you need nursing home-level care [1].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. In New Hampshire, you can open an ABLE account if you became disabled before age 26. You can save up to $17,000 per year (2025 limit) and the first $100,000 is not counted for SSI. ABLE accounts can be used for qualified disability expenses like housing, education, and health care [3].
For SSI in 2025, the federal income limit is $943 per month for an individual. For SSDI, there is no income limit, but you must not be doing substantial work. For Medicaid in New Hampshire, the income limit is $2,901 per month for long-term care and $981 per month for regular Medicaid. The asset limit is $2,500, but up to $7,500 is allowed due to an asset disregard [1].
If your income or assets change, you must report it to Social Security or Medicaid to avoid overpayments. Overpayments can happen if you get more benefits than you are entitled to. Report changes as soon as possible to avoid penalties or loss of benefits. Use the SSI/SSDI online portal or call your local office to report changes [4].
If you need help with your application, contact your local Social Security office or the NH Department of Health and Human Services. They can help you fill out forms and answer questions.
Yes, HIV/AIDS can qualify for SSI or SSDI if it meets the Social Security Administration’s definition of disability. This means your condition must prevent you from working and is expected to last at least 12 months or result in death. Medical records and lab results must show your symptoms match the SSA’s criteria [4].
In 2025, the Medicaid income limit for a single person is $2,901 per month for long-term care and $981 per month for regular Medicaid. The asset limit is $2,500, but New Hampshire allows up to $7,500 in assets due to an asset disregard [1].
No, New Hampshire does not have a state disability program. Only federal SSI and SSDI are available for people with HIV/AIDS. You can apply for these through the Social Security Administration [3].
Medicaid waivers (HCBS) help pay for home and community-based services like home health and personal care. If you have HIV/AIDS and need nursing home-level care, you may qualify for these services to help you stay in your home [1].
You can apply for SSI or SSDI online at ssa.gov, by phone, or in person at your local Social Security office. You will need to provide medical records and proof of income. The Adult Disability Report can help speed up the process [4].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always check with official sources for the most up-to-date information.
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. In New Hampshire, you can open an ABLE account if you became disabled before age 26. You can save up to $17,000 per year and use the funds for qualified disability expenses [3].
Yes, you must report changes in income or assets to Social Security or Medicaid as soon as possible to avoid overpayments. Overpayments can result in penalties or loss of benefits. Use the online portal or call your local office to report changes [4].
Yes, if you qualify for SSI, you may also qualify for Medicaid automatically. Medicaid can cover health care and long-term care for people with HIV/AIDS who meet income and asset limits [1].
You will need medical records and lab results that show your HIV/AIDS symptoms and how they affect your ability to work. The SSA’s Blue Book lists the specific criteria for HIV/AIDS. Make sure your records are complete and up to date [4].
It takes an average of 6.1 months to get an initial disability decision in New Hampshire. Most people are initially rejected and need to appeal. If you appeal and go to a hearing, the process can take around two years on average [3].
