People with Cystic Fibrosis in New Hampshire can qualify for federal disability benefits like SSI and SSDI, as well as state Medicaid and support programs. This guide explains eligibility, how to apply, and what benefits are available.
To qualify for federal disability benefits (SSI or SSDI) with Cystic Fibrosis, you must meet Social Security’s strict definition of disability. This means your condition must prevent you from doing substantial work, and it must have lasted or be expected to last at least 12 months or result in death. Cystic Fibrosis is listed as a qualifying condition under Social Security’s Compassionate Allowances, which can speed up the approval process. You must also meet income and asset limits for SSI, or have enough work credits for SSDI. All applicants must provide medical records proving their diagnosis and how it limits their daily activities[3].
New Hampshire does not have a state disability program for Cystic Fibrosis. Residents must apply for federal SSI or SSDI through the Social Security Administration. For health coverage, New Hampshire Medicaid offers long-term care and home and community-based services (HCBS) for those who meet income and asset limits. As of 2025, the Medicaid income limit for a single applicant is $2,901 per month, and the asset limit is $2,500 (with a disregard up to $7,500). Medicaid waivers may help cover home care for those who need nursing home-level care but wish to stay at home[1].
New Hampshire does not have a state disability program for Cystic Fibrosis. However, the state offers Medicaid for those who meet income and asset limits. Medicaid can cover long-term care and home and community-based services (HCBS) for people with Cystic Fibrosis who need nursing home-level care. As of 2025, the Medicaid income limit for a single applicant is $2,901 per month, and the asset limit is $2,500 (with a disregard up to $7,500). Medicaid waivers may help cover home care for those who need nursing home-level care but wish to stay at home[1].
ABLE accounts allow people with disabilities to save money for disability-related expenses without losing eligibility for SSI or Medicaid. In New Hampshire, you can open an ABLE account through the national ABLE program. Funds in an ABLE account can be used for housing, education, transportation, and other qualified expenses. The account does not count toward SSI or Medicaid asset limits, but there are annual and lifetime contribution limits[4].
For SSI in New Hampshire, the income limit is $981 per month for a single person and $1,451 per month for a married couple. For Medicaid long-term care, the income limit is $2,901 per month for a single applicant and $5,802 per month for a married couple (with limits per spouse). The asset limit for Medicaid is $2,500 for a single applicant and $5,000 for a married couple, with a disregard up to $7,500[1].
It is important to report any changes in your income, assets, or health status to avoid overpayments. If you receive an overpayment, you may be required to repay the excess amount. You can report changes online, by phone, or in person at your local Social Security office. For Medicaid, report changes to the New Hampshire Department of Health and Human Services[1].
Contact your local Social Security office or a disability advocate for help with your application. Most initial applications are denied, so it’s important to get support if you need to appeal.
Yes, Cystic Fibrosis is a qualifying disability for federal SSI and SSDI. You must meet Social Security’s definition of disability and provide medical evidence of your condition[3].
No, New Hampshire does not have a state disability program. Only federal programs like SSI and SSDI are available for people with Cystic Fibrosis[2].
You can apply for SSI or SSDI online, by phone, or in person at your local Social Security office. You will need to provide medical records and proof of income and assets[3].
As of 2025, the Medicaid income limit for a single applicant is $2,901 per month. The asset limit is $2,500, with a disregard up to $7,500[1].
Yes, if you meet the income and asset limits, Medicaid can cover health care costs for people with Cystic Fibrosis, including long-term care and home-based services[1].
An ABLE account allows people with disabilities to save money for disability-related expenses without losing eligibility for SSI or Medicaid. You can open an ABLE account through the national ABLE program[4].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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It takes an average of 6.1 months to get an initial decision. Most initial applications are denied, and the full process can take up to two years if you appeal[2].
You need medical records that show your diagnosis, treatment history, and how Cystic Fibrosis affects your daily life. This includes doctor’s notes, test results, and treatment plans[3].
Yes, there are work incentives that allow you to work and keep some benefits. You must report any income changes to avoid overpayments[2].
If your application is denied, you can file for reconsideration and, if needed, request a hearing. Most people who are denied at first are approved after appealing[2].
