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New Hampshire • Mental Health
People in New Hampshire with anxiety disorders may qualify for federal disability benefits like SSI and SSDI, as well as Medicaid and support programs. This guide explains eligibility, how to apply, and where to get help.
To qualify for federal disability benefits (SSI or SSDI) in New Hampshire, your anxiety disorder must meet Social Security’s definition of disability. This means your condition must prevent you from doing substantial work, you cannot adjust to other work, and your condition has lasted or is expected to last at least 12 months or result in death. Social Security does not pay for partial or short-term disabilities. You must also meet income and asset limits, which are stricter for SSI than SSDI. Medical evidence from doctors is required to prove your disability.
Both programs require a detailed review of your medical records and work history.
New Hampshire does not have a state disability program. Residents must apply for federal SSI and SSDI benefits. However, New Hampshire does offer Medicaid and Medicaid waivers for people with disabilities, including anxiety disorders. Medicaid eligibility depends on income and assets. For 2025, the income limit for Medicaid waivers is $2,901 per month for a single person, and the asset limit is $2,500 (with a disregard up to $7,500). Medicaid waivers can help pay for home and community-based services, such as therapy or home care.
Learn more about ABLE Accounts
New Hampshire does not have a state disability program. However, the state offers Medicaid and Medicaid waivers for people with disabilities, including anxiety disorders. Medicaid eligibility depends on income and assets. For 2025, the income limit for Medicaid waivers is $2,901 per month for a single person, and the asset limit is $2,500 (with a disregard up to $7,500). Medicaid waivers can help pay for home and community-based services, such as therapy or home care.
ABLE accounts are tax-advantaged savings accounts for people with disabilities. In New Hampshire, you can save up to $100,000 without losing SSI benefits. Funds can be used for education, housing, transportation, and other qualified expenses. To open an ABLE account, you must have a disability that started before age 26. ABLE accounts are a good way to save for the future without risking your benefits.
Learn more about ABLE Accounts
For 2025, the income limit for Medicaid waivers in New Hampshire is $2,901 per month for a single person. The asset limit is $2,500 (with a disregard up to $7,500). For regular Medicaid (Old Age Assistance), the income limit is $981 per month for a single person. SSI has its own income limits, which are stricter. SSDI does not have an income limit, but you must have worked and paid Social Security taxes.
| Program | Income Limit (Single) | Asset Limit | |---------|----------------------|-------------| | Medicaid Waivers | $2,901/month | $2,500 | | Regular Medicaid | $981/month | $1,500 | | SSI | Varies | $2,000 | | SSDI | No limit | No limit |
If your income or health changes, you must report it to Social Security and Medicaid. Failing to report changes can result in overpayments and penalties. Overpayments happen when you receive more benefits than you are entitled to. To avoid overpayments, report changes as soon as possible. If you receive an overpayment notice, you can request a waiver or set up a repayment plan.
If you need help with your application, contact the Social Security Administration at 1-800-772-1213 or visit your local office. You can also get help from disability advocates or legal aid organizations.
Yes, anxiety disorders can qualify for federal SSI and SSDI if they meet Social Security’s strict definition of disability. You must provide medical evidence showing your condition prevents you from working and has lasted or is expected to last at least 12 months.
SSI is for people with limited income and resources. SSDI is for those who have worked and paid Social Security taxes. Both programs require a detailed review of your medical records and work history.
No, New Hampshire does not have a state disability program. Residents must apply for federal SSI and SSDI benefits. However, the state offers Medicaid and Medicaid waivers for people with disabilities.
Gather your medical records, complete the Adult Disability Report, and apply for SSI or SSDI through the Social Security Administration. You can apply online, by phone, or in person. Submit all required forms and documents.
The average SSDI payment in New Hampshire is $1,400.88 per month. The average SSI payment is $586.25 per month. Payments depend on your income and work history.
Yes, you can get Medicaid if you meet the income and asset limits. Medicaid covers therapy, medications, and other services for people with anxiety disorders. Medicaid waivers can help pay for home and community-based services.
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
A Medicaid waiver helps pay for home and community-based services, such as therapy or home care, for people with disabilities. You must meet income and asset limits and need a nursing home level of care or lower for mental health conditions.
The average time for an initial decision is about 6 months. Most people are denied at first and must appeal. If you appeal and go to a hearing, the process can take up to two years.
An ABLE account is a tax-advantaged savings account for people with disabilities. You can save up to $100,000 without losing SSI benefits. Funds can be used for education, housing, transportation, and other qualified expenses.
Yes, you must report changes in your income or health to Social Security and Medicaid. Failing to report changes can result in overpayments and penalties. Report changes as soon as possible to avoid problems.
