Stuttering Benefits in Nevada: Eligibility & How to Apply

To qualify for federal disability benefits in Nevada, your stuttering must be severe enough to prevent you from doing substantial work for at least 12 months. The Social Security Administration (SSA) uses a five-step process to decide if you are disabled. You must not be earning more than the Substantial Gainful Activity (SGA) limit, which is $1,620 per month in 2025 for most people, or $2,700 if you are blind. You must also meet the SSA's medical criteria for disability, which includes having a condition that matches or equals a listing in their Blue Book or is otherwise severe enough to prevent work. For SSDI, you need enough work credits based on your age and work history. For SSI, you must have limited income and resources. Both programs require that your disability is expected to last at least 12 months or result in death. [^1][^2][^3][^4]

Nevada does not have a separate state disability insurance program, but residents can access Medicaid waivers and personal assistance services if they meet federal and state eligibility rules. The Personal Assistance Services (PAS) Program helps adults with severe physical disabilities stay in their homes, but eligibility is based on medical need and available funding. Nevada also offers presumptive disability payments for those with very severe conditions, but stuttering is not typically included in this category. To qualify for state programs, you must be a Nevada resident, meet income and resource limits, and have a qualifying disability. Medicaid waivers may cover services not included in regular Medicaid, such as home care or respite care. [^5][^2]

• Check if your stuttering prevents substantial work for at least 12 months.
• Gather medical records and work history.
• Apply online at SSA.gov or call SSA at 1-800-772-1213.
• For Medicaid waivers or PAS, contact Nevada Aging and Disability Services Division (ADSD) or visit their website.
• Use the SSI Income Estimator tool to see if you may qualify for SSI.

• Review the SSA's Blue Book to see if stuttering matches a listed condition or is otherwise severe enough to prevent work.
• Collect medical evidence, such as speech therapy records, doctor's notes, and work history.
• Apply for SSI or SSDI online at SSA.gov, by phone, or in person at a local SSA office.
• If denied, you can appeal within 60 days.
• For Medicaid waivers, apply through the ADSD or your local Medicaid office. You may need to complete a Medical Diagnosis form (CBC-423) for PAS.
• For personal assistance services, contact ADSD and provide the required forms and medical documentation.
• Keep records of all applications, decisions, and communications.
• Report any changes in income, resources, or medical status to SSA and state agencies to avoid overpayments.

• Social Security Disability Insurance (SSDI): For those who have worked and paid into Social Security. Payments depend on your work history and earnings.
• Supplemental Security Income (SSI): For those with limited income and resources, regardless of work history. Payments are based on financial need.
• Medicaid: Health coverage for low-income individuals with disabilities. In Nevada, Medicaid is called Nevada Medicaid.
• Medicare: Health coverage for those who receive SSDI after a 24-month waiting period.
• Presumptive Disability: Immediate payments for those with very severe conditions, but stuttering is not typically included.
• Work Incentives: Programs to help you work while keeping some benefits.

• Personal Assistance Services (PAS): Provides in-home care for adults with severe physical disabilities to help them stay in their homes. Eligibility is based on medical need and available funding. Services include attendant care and respite care.
• Medicaid Waivers: Nevada offers home and community-based services waivers for those with disabilities. These waivers can cover services not included in regular Medicaid, such as home care, respite care, and case management.
• Case Management: Licensed professionals help identify needs, arrange services, and connect recipients with resources.
• Respite Care: Short-term care provided in the recipient's home when the primary caregiver needs relief.
• Other Services: ADSD helps recipients access medical, social, educational, and other services as needed.

ABLE accounts allow people with disabilities to save money without losing SSI or Medicaid benefits. In Nevada, you can open an ABLE account through the state's ABLE program. Funds can be used for qualified disability expenses, such as education, housing, transportation, and personal support services. Contributions are limited to $18,000 per year in 2025, and total account balances cannot exceed $100,000 without affecting SSI benefits. [^6]

For SSI in 2025, the federal income limit is $943 per month for an individual and $1,415 for a couple. Nevada does not have a state supplement for SSI. The resource limit is $2,000 for an individual and $3,000 for a couple. For SSDI, there is no income limit, but you cannot earn more than the SGA limit ($1,620 per month in 2025) without risking your benefits. [^2][^8]

You must report any changes in income, resources, or medical status to SSA and state agencies to avoid overpayments. Overpayments can result in repayment demands or benefit reductions. Use the SSI & SSDI Work Incentives guide to learn how to report changes and avoid overpayments. [^9]

• Social Security Administration
  Phone: 1-800-772-1213

  TTY: 1-800-325-0778

  Hours: Monday–Friday, 7 a.m.–7 p.m.

  Website

  For federal disability benefits.
• Nevada Aging and Disability Services Division (ADSD)
  Phone: 1-866-698-6155

  Hours: Monday–Friday, 8 a.m.–5 p.m.

  Website

  For Medicaid waivers and personal assistance services.

• Can stuttering qualify for disability benefits in Nevada?

  Yes, if stuttering is severe enough to prevent substantial work for at least 12 months, you may qualify for SSI or SSDI. You must provide medical evidence and meet federal and state eligibility rules.

• What is the SGA limit for disability benefits in Nevada in 2025?

  The SGA limit is $1,620 per month for most people and $2,700 for those considered blind. Earning more than this can affect your benefits.

• How do I apply for disability benefits in Nevada?

  Apply online at SSA.gov, by phone, or in person at a local SSA office. For Medicaid waivers or PAS, contact Nevada ADSD or your local Medicaid office.

• What medical evidence is needed for stuttering disability claims?

  You need medical records, speech therapy notes, doctor's statements, and work history showing how stuttering affects your ability to work.

• Are there state-specific disability programs in Nevada for stuttering?

  Nevada does not have a separate state disability insurance program, but residents can access Medicaid waivers and personal assistance services if they meet eligibility rules.

• What is the income limit for SSI in Nevada in 2025?

  The federal income limit is $943 per month for an individual and $1,415 for a couple. Nevada does not have a state supplement for SSI.

• Can I work while receiving disability benefits in Nevada?