If you have Post-Traumatic Stress Disorder (PTSD) in Nevada, you may qualify for federal disability benefits like SSDI or SSI, plus state services and Medicaid. These programs can help with monthly income, healthcare, and support services. This guide explains eligibility, how to apply, and what benefits are available.
To get federal disability benefits in Nevada for Post-Traumatic Stress Disorder (PTSD), you must meet Social Security Administration (SSA) rules. Your PTSD must be severe enough to stop you from doing substantial work for at least 12 months. SSA uses a five-step process to decide if you are disabled. You must not be doing Substantial Gainful Activity (SGA), which in 2025 is $1,620 per month for most people, or $2,700 if you are blind. You must also have a medical record showing your PTSD symptoms and how they limit your daily life and work. If you have worked and paid Social Security taxes, you may qualify for Social Security Disability Insurance (SSDI). If you have limited income and resources, you may qualify for Supplemental Security Income (SSI), even if you have not worked much. You can apply for both SSDI and SSI at the same time if you meet both sets of rules. [^1][^2][^3][^4][^5][^6]
Nevada does not have its own separate disability cash benefit program for adults with PTSD. Instead, the state follows federal rules for SSDI and SSI. However, Nevada offers important support services for people with disabilities. These include vocational rehabilitation, Medicaid (called Nevada Medicaid), and help with applying for federal benefits. Nevada’s Bureau of Disability Adjudication helps review applications for SSI and SSDI. If you need help with daily living or want to work, Nevada’s Division of Vocational Rehabilitation can provide counseling, training, and job support. Nevada also offers Medicaid waivers for people who need extra help at home or in the community. These waivers can pay for services like personal care, therapy, and supported living. [^1][^5][^7][^8]
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. Nevada offers ABLE accounts through the NVABLE program. You can use ABLE funds for housing, education, transportation, and other qualified expenses. [^7]
For SSI in 2025, the income limit is about $943 per month for an individual. For SSDI, there is no strict income limit, but you cannot earn more than the SGA limit ($1,620 per month) and still get benefits. [^2][^3][^9]
If your income, work, or health changes, you must report it to SSA and Nevada agencies. Not reporting changes can lead to overpayments and penalties. Use the SSI & SSDI Work Incentives guide to learn how work affects your benefits. [^6]
Nevada’s Bureau of Disability Adjudication can help you with your SSDI or SSI application. Call (775) 885-3700 or toll-free (800) 882-4430 for support.
Yes, if your PTSD is severe enough to stop you from working for at least 12 months, you may qualify for SSDI or SSI. You must provide medical evidence and meet SSA rules. Nevada follows federal rules for disability benefits.
SSDI payments depend on your work history and can range from $967 to $4,018 per month in 2025. SSI payments are based on your income and resources and can be up to $943 per month for an individual.
If you want SSDI, you need to have worked and paid Social Security taxes. If you have not worked much, you may qualify for SSI, which is based on income and resources, not work history.
Yes, if you get SSI or have low income, you can get Nevada Medicaid. Medicaid can pay for therapy, medications, and other services for PTSD.
You can apply online at SSA.gov, by phone, or in person. Gather medical records and work history. Call Nevada’s Bureau of Disability Adjudication for help with your application.
If your application is denied, you can appeal. Nevada’s Bureau of Disability Adjudication can help with the appeals process. You may need to provide more medical evidence or attend a hearing.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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You can work, but your earnings must be below the SGA limit ($1,620 per month in 2025). If you earn more, you may lose your benefits. SSA has work incentives to help you try working without losing benefits.
Nevada offers vocational rehabilitation, Medicaid, Medicaid waivers, and help with applying for federal benefits. These services can help with therapy, job training, and daily living support.
The process can take several months. SSA reviews your medical records and work history. If more information is needed, it may take longer. You can check the status of your application online or by phone.
Yes, if you meet the rules for both programs, you can get concurrent benefits. SSA will decide if you qualify for both SSDI and SSI based on your work history and income.
